UK benefits estimator
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Combines rough estimates for Universal Credit, Child Benefit and Pension Credit in one view — a starting point before a full entitledto.co.uk or Turn2us check.
Rough monthly estimate of headline UK benefits — Universal Credit, Child Benefit and Pension Credit. For a full multi-benefit check including Council Tax Support and disability benefits, use Turn2us or entitledto.co.uk.
- Estimated monthly support
- £1,385.59
- Benefit lines modelled
- 2
| Child Benefit (estimate)Paid regardless of income — High Income Child Benefit Charge may apply over £60,000. | £187.63 |
|---|---|
| Universal Credit (estimate)Includes housing element as entered — real award uses Local Housing Allowance caps. | £1,197.96 |
| Total estimated per month | £1,385.59 |
- Universal Credit calculator — detailed UC-only breakdown.
- Am I eligible for Universal Credit?
- Pension Credit eligibility if you are over State Pension age.
Official rates & thresholds used
United Kingdom · tax year 2026/27 · last verified . These figures match the parameters embedded in this calculator.
| Parameter | Value | Notes |
|---|---|---|
| Child Benefit (eldest/only child) | £26.05 / week | Weekly rate uprated from April 2026. |
| National Living Wage (21+) | £12.21 / hour | Statutory minimum hourly rate from 1 April 2026. |
| Full new State Pension (2025/26 baseline) | £230.25 / week | Uprated each April under the triple lock — check gov.uk for the live 2026/27 figure. |
| Child element (other children) | £292.81 / month | — |
| Universal Credit earnings taper | 55% | — |
Primary sources: HMRC; Low Pay Commission / gov.uk; gov.uk — The new State Pension; DWP; DWP. Always confirm live figures on gov.uk before acting.
How it works
- Enter age, household type, children, rent, earnings and savings.
- We model UC elements with the 55% taper and capital rules.
- Child Benefit is added separately; Pension Credit is estimated if you are over State Pension age.
Common questions
- Why use this instead of gov.uk?
- This gives a quick combined view with links to our UC calculator and eligibility pages. Official calculators remain authoritative for claims.
- Does it include PIP or Attendance Allowance?
- No — disability benefits need a separate assessment. See our PIP and Attendance Allowance eligibility guides, or use Turn2us for a full multi-benefit calculation.
- What if I am self-employed?
- UC uses net profit after allowable expenses, not take-home pay. Speak to Citizens Advice or use the gov.uk self-employment reporting rules.
Related guides
- NHS prescription charges
- Scottish Child Payment
- Benefits in Scotland
- DAF Wales
- Benefits in Wales
- Cost of living timeline 2026
- Household Support Fund
- Help to Save scheme
- 30 hours free childcare
- Universal Credit explained
- Am I eligible for Attendance Allowance?
- Attendance Allowance explained
- Personal Independence Payment (PIP)
- How to claim Pension Credit