Money guides by life stage
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Curated UK money hubs for the moments that change how you spend, save and plan — first-time buyers, new parents, those approaching retirement, students and graduates, the self-employed, and the bereaved.
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First-time buyer
Free UK first-time buyer hub: mortgage affordability, Lifetime ISA, stamp duty thresholds, deposit savings, conveyancing and the steps from offer to completion. Information only — no advice or product recommendations.
5 steps · 6 guides · 4 calculators
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New parent
Free UK new-parent hub: Statutory Maternity Pay, Shared Parental Pay, Child Benefit, the High Income Child Benefit Charge, tax-free childcare and the funded-hours scheme. Information only.
5 steps · 6 guides · 3 calculators
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Approaching retirement
Free UK pre-retirement hub: State Pension forecast, voluntary NI top-ups, drawdown vs annuity, the £268,275 Lump Sum Allowance, and the April 2027 inclusion of pensions in IHT. Information only.
5 steps · 8 guides · 7 calculators
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Student & graduate
Free UK student & graduate hub: switching banks, building a credit file, reading a payslip, the trading allowance and Help to Save. Information only.
5 steps · 9 guides · 3 calculators
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Self-employed
Free UK self-employed hub: registering with HMRC, Self Assessment, Class 4 NI, the £1,000 trading allowance, the £90k VAT threshold and MTD ITSA. Information only.
5 steps · 5 guides · 3 calculators
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After a bereavement
Free UK bereavement hub: probate, Inheritance Tax basics, dealing with digital assets, pension death benefits and the April 2027 pension-IHT change. Information only — not legal advice.
5 steps · 9 guides · 2 calculators