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What is sequestration in Scotland?

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In short: Scotland's form of bankruptcy — a trustee (usually Accountant in Bankruptcy) takes control of your assets to pay creditors. MAP sequestration suits low-income households with few assets; full administration requires debts of at least £5,000.

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Application fees are £90 (MAP) or £150 (full administration) to Accountant in Bankruptcy.

Discharge is typically after 12 months — income payment agreements may continue longer.

See sequestration Scotland guide.

Primary source: aib.gov.uk

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