What is the Bank of England base rate today?
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In short: Bank Rate was 3.75% when checked on 7 October 2026. The Bank of England held it at that level on 17 September 2026. The next scheduled decision is 5 November 2026; check the Bank’s live page after that date.
Content updated:
The Bank of England held Bank Rate at 3.75% at its 17 September 2026 meeting. This answer is a dated snapshot checked on 7 October 2026, not a live market feed.
Bank Rate influences variable savings interest and borrowing costs. A tracker mortgage normally follows the benchmark under its contract; fixed mortgage rates also reflect market expectations and do not change automatically with each decision.
The next scheduled MPC decision is 5 November 2026. Meetings follow the Bank’s published calendar rather than a universal third-Thursday rule. Read the official decision and minutes for the latest rate.
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