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Glossary · Mortgages

Completion day

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By the Money Guide editorial team · Editorial responsibility: Kaiser Khan, Editorial Director · How we check facts

Definition: The day the money is paid to the seller, ownership passes to the buyer and the keys are released.

After completion your conveyancer pays the property tax, files the return — within 14 days in England and Northern Ireland, 30 days in Wales and Scotland — and applies to register you as the owner.

Primary source: gov.uk/guidance/pay-stamp-duty-land-tax

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