Who is eligible for Pension Credit?
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In short: State Pension age people on low weekly income — below roughly £227 (single) or £346 (couple) for 2025/26 Guarantee Credit thresholds. Around 760,000 eligible households do not claim; it passport-benefits to Winter Fuel Payment and other help.
Last reviewed:
Reviewed by Kaiser Khan
Savings above £10,000 reduce entitlement gradually. Mixed-age couples rules depend on when you reached State Pension age.
Claiming unlocks Council Tax Reduction, free TV licence (over 75s), NHS help and Housing Benefit in many cases.
See Pension Credit missing out guide and eligibility checker.
Primary source: gov.uk/pension-credit
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