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What is van insurance excess?

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In short: Your contribution per claim — compulsory plus any voluntary excess you choose. Higher voluntary excess cuts premium but raises claim cost.

Last reviewed:

Reviewed by Kaiser Khan

Young driver excess additions are common.

Windscreen and theft may have separate excesses.

Compare total cost at excess levels you can afford.

See van insurance guide.

Primary source: abi.org.uk/motor

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This quick answer sits inside our wider family & care hub — with sub-guides, calculators and step-by-step explainers on the same topic.

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