Family
What is the difference between private and commercial van insurance?
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In short: Private van policies cover social and commuting use. Commercial classes cover business mileage, tools and paid delivery — premiums and underwriting differ.
Last reviewed:
Reviewed by Kaiser Khan
Using a private policy for courier work voids cover.
Business use declarations affect premium and acceptance.
Some insurers accept car NCB on private van policies.
See van insurance guide.
Primary source: abi.org.uk/motor
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