How do I compare critical illness cover?
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In short: Compare ABI+ definitions for cancer, heart attack and stroke, survival period, number of additional conditions, premium type (guaranteed vs reviewable), and whether cover is standalone or bundled with life insurance.
Last reviewed:
Reviewed by Kaiser Khan
More conditions listed does not mean better cover if definitions are narrow.
Income protection may suit working-age earners who need ongoing income replacement.
See compare critical illness guide and CI vs income protection comparison.
Primary source: abi.org.uk/products-and-issues/topics-and-issues/protection-insurance
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