How do I compare car insurance in the UK?
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In short: Match cover level, excess, mileage, named drivers and add-ons across quotes — quote 20–30 days before renewal on comparison sites and direct insurers. Third-party is not always cheaper than comprehensive.
Last reviewed:
Reviewed by Kaiser Khan
Use at least one FCA-regulated comparison site and check insurers not on panels. Soft searches do not affect credit score until you buy.
Include courtesy car, legal cover and protected no-claims bonus in like-for-like comparisons.
See our compare car insurance guide and how to cut car insurance tips.
Primary source: gov.uk/vehicle-insurance
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