What is travel insurance excess?
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In short: The amount you pay per claim before the insurer pays the rest. Higher voluntary excess lowers premium but increases out-of-pocket cost when claiming.
Last reviewed:
Reviewed by Kaiser Khan
Compare policies at excess levels you could afford twice on one trip.
Some sections — baggage, gadgets — carry separate excesses.
Excess waivers exist on premium policies at higher cost.
See compare travel insurance guide.
Primary source: gov.uk/guidance/foreign-travel-insurance
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