What is a pet insurance waiting period?
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In short: The days after policy start before cover begins — typically 10–14 days for illness and 24–48 hours for accidents. Any condition arising during the waiting period is treated as pre-existing and excluded.
Last reviewed:
Reviewed by Kaiser Khan
Insure before symptoms appear — switching after diagnosis locks out cover.
Some insurers offer shorter accident-only waiting periods.
See pet insurance explained.
Primary source: moneyhelper.org.uk/en/everyday-money/insurance/pet-insurance
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