Family
What is a pet insurance co-payment?
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In short: A percentage of each vet bill you pay after excess — often 10%–20% on older pets. It lowers the insurer's risk but can add hundreds of pounds to large claims on top of your excess.
Last reviewed:
Reviewed by Kaiser Khan
Compare total claim cost, not just monthly premium.
Some policies waive co-payments for the first year.
See compare pet insurance guide.
Primary source: moneyhelper.org.uk/en/everyday-money/insurance/pet-insurance
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