What is lifetime pet insurance?
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In short: A policy that sets a vet fee limit per condition and resets that limit each policy year when you renew without a break — suitable for chronic illnesses but premiums rise with age and claims history.
Last reviewed:
Reviewed by Kaiser Khan
Annual and max-benefit policies are cheaper but cap or time-limit cover per condition.
Switching after a claim is hard — new insurers treat the condition as pre-existing.
See compare pet insurance guide for like-for-like quoting.
Primary source: moneyhelper.org.uk/en/everyday-money/insurance/pet-insurance
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