What is an enhanced annuity?
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In short: An annuity paying higher income because health conditions, lifestyle factors or postcode reduce life expectancy. Smokers and people with certain medical conditions often qualify.
Last reviewed:
Reviewed by Kaiser Khan
Declare all conditions when quoting — enhanced rates can exceed standard by 20%–40%.
Quotes are medically underwritten; honesty is essential.
See buying a pension annuity guide.
Primary source: gov.uk/tax-on-your-private-pension/what-you-can-do-with-your-private-pension-pot
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