What is the difference between single-trip and annual travel insurance?
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In short: Single-trip cover applies to one journey; annual multi-trip covers unlimited trips within a year subject to per-trip day limits — often 31 to 60 days.
Last reviewed:
Reviewed by Kaiser Khan
Single-trip is best for one expensive holiday or trips longer than annual policy caps.
Annual multi-trip suits frequent travellers — compare the annual premium against two single-trip quotes.
Winter sports and cruise extensions often need add-ons on both policy types.
See compare travel insurance guide.
Primary source: gov.uk/guidance/foreign-travel-insurance
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