Family

Does motorbike insurance cover pillion passengers?

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In short: Not automatic — check policy documents. Pillion cover needs explicit inclusion for passenger liability.

Last reviewed: 5 July 2026

Reviewed by Kaiser Khan

Pillion must wear approved helmet — policy conditions apply.

Track days and pillion racing are usually excluded.

Declare pillion use at quote stage.

See motorbike insurance guide.

Primary source: abi.org.uk/motor

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