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Do motorbike modifications affect insurance?
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In short: Yes — exhaust, fairing and performance mods must be declared. Undeclared modifications can void claims.
Last reviewed:
Reviewed by Kaiser Khan
Classic bikes may need agreed valuations.
Revert to standard before quoting if mods are temporary.
Insurers may refuse heavily modified machines.
See motorbike insurance guide.
Primary source: abi.org.uk/motor
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