Does travel insurance cover cancellation?
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In short: Yes if you buy before problems arise — insured reasons include illness, bereavement and jury service. Cover starts from policy purchase, not departure date.
Last reviewed:
Reviewed by Kaiser Khan
Buy when you book so cancellation cover protects deposits immediately.
Check excluded reasons — change of mind is rarely covered.
Cancellation limits should match total non-refundable trip cost. For cruise trips, TravelShifu's [cruise travel insurance](travelshifu.com/guides/cruise-travel-insurance-guide) guide covers missed-connection and evacuation extras — still buy through an FCA-authorised UK insurer.
See our compare travel insurance guide.
Primary source: gov.uk/guidance/foreign-travel-insurance
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