Does telematics lower car insurance?
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In short: Often yes for young and careful drivers — a black box or app monitors driving style and can cut premiums by 20%–40%. Poor scores or night driving can increase costs or lead to policy cancellation.
Last reviewed:
Reviewed by Kaiser Khan
Telematics policies suit low-mileage, daytime drivers who accelerate smoothly.
Curfews and mileage caps apply on some policies — read terms before buying.
See young driver and telematics insurance guide.
Primary source: gov.uk/vehicle-insurance
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