Family
Comprehensive vs third-party fire and theft motorbike?
Where a link is marked *, it is a partner link — we receive commission at no extra cost to you. Links without a * earn us nothing. How we make money.
In short: Comprehensive covers accidental damage to your bike plus liability. TPFT adds fire and theft to third-party only.
Last reviewed:
Reviewed by Kaiser Khan
Small bikes with low values may suit TPFT — compare repair costs.
Comprehensive often required for finance agreements.
Accessories limits apply on all tiers.
See motorbike insurance guide.
Primary source: abi.org.uk/motor
Part of our Family & care
This quick answer sits inside our wider family & care hub — with sub-guides, calculators and step-by-step explainers on the same topic.
Read the full family & care guide →Related reading
More in Family
Was this page useful?Stored locally on your device.