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      "title": "How much can I gift tax-free in the UK — Detail",
      "category": "answer"
    },
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      "url": "/geo-chunks/c/mg-61.json",
      "markdownUrl": "/geo-chunks/c/mg-61.md",
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      "sourceUrl": "https://moneyguide.org.uk/answers/do-i-need-probate-uk/",
      "title": "Do I need probate in the UK — Detail",
      "category": "answer"
    },
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      "url": "/geo-chunks/c/mg-62.json",
      "markdownUrl": "/geo-chunks/c/mg-62.md",
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      "title": "How long is probate taking in 2026 — Detail",
      "category": "answer"
    },
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      "url": "/geo-chunks/c/mg-63.json",
      "markdownUrl": "/geo-chunks/c/mg-63.md",
      "tokens": 319,
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      "title": "When does marriage revoke a will in the UK — Detail",
      "category": "answer"
    },
    {
      "id": "mg-64",
      "url": "/geo-chunks/c/mg-64.json",
      "markdownUrl": "/geo-chunks/c/mg-64.md",
      "tokens": 409,
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      "title": "Do I need a will in the UK — Detail",
      "category": "answer"
    },
    {
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      "url": "/geo-chunks/c/mg-65.json",
      "markdownUrl": "/geo-chunks/c/mg-65.md",
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      "sourceUrl": "https://moneyguide.org.uk/answers/lpa-vs-will-uk/",
      "title": "What's the difference between a Lasting Power of Attorney and a will in the UK — Detail",
      "category": "answer"
    },
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      "url": "/geo-chunks/c/mg-66.json",
      "markdownUrl": "/geo-chunks/c/mg-66.md",
      "tokens": 260,
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      "title": "What is an advance decision (living will) in the UK — Detail",
      "category": "answer"
    },
    {
      "id": "mg-67",
      "url": "/geo-chunks/c/mg-67.json",
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      "tokens": 268,
      "sourceUrl": "https://moneyguide.org.uk/answers/can-i-challenge-a-will-uk/",
      "title": "Can I challenge a will in the UK — Detail",
      "category": "answer"
    },
    {
      "id": "mg-68",
      "url": "/geo-chunks/c/mg-68.json",
      "markdownUrl": "/geo-chunks/c/mg-68.md",
      "tokens": 299,
      "sourceUrl": "https://moneyguide.org.uk/answers/who-can-be-guardian-of-my-children-uk/",
      "title": "Who can I appoint as guardian of my children in my UK will — Detail",
      "category": "answer"
    },
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      "url": "/geo-chunks/c/mg-69.json",
      "markdownUrl": "/geo-chunks/c/mg-69.md",
      "tokens": 264,
      "sourceUrl": "https://moneyguide.org.uk/answers/are-prepaid-funeral-plans-safe-uk/",
      "title": "Are pre-paid funeral plans safe in the UK — Detail",
      "category": "answer"
    },
    {
      "id": "mg-70",
      "url": "/geo-chunks/c/mg-70.json",
      "markdownUrl": "/geo-chunks/c/mg-70.md",
      "tokens": 272,
      "sourceUrl": "https://moneyguide.org.uk/answers/can-the-council-take-my-house-for-care-fees-uk/",
      "title": "Can the council take my house to pay for care fees in the UK — Detail",
      "category": "answer"
    },
    {
      "id": "mg-71",
      "url": "/geo-chunks/c/mg-71.json",
      "markdownUrl": "/geo-chunks/c/mg-71.md",
      "tokens": 273,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-happens-to-jointly-owned-property-when-someone-dies-uk/",
      "title": "What happens to jointly owned property when someone dies in the UK — Detail",
      "category": "answer"
    },
    {
      "id": "mg-72",
      "url": "/geo-chunks/c/mg-72.json",
      "markdownUrl": "/geo-chunks/c/mg-72.md",
      "tokens": 446,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-is-child-maintenance-calculated/",
      "title": "How is child maintenance calculated — Detail",
      "category": "answer"
    },
    {
      "id": "mg-73",
      "url": "/geo-chunks/c/mg-73.json",
      "markdownUrl": "/geo-chunks/c/mg-73.md",
      "tokens": 433,
      "sourceUrl": "https://moneyguide.org.uk/answers/do-i-need-a-cash-isa/",
      "title": "Do I need a Cash ISA — Detail",
      "category": "answer"
    },
    {
      "id": "mg-74",
      "url": "/geo-chunks/c/mg-74.json",
      "markdownUrl": "/geo-chunks/c/mg-74.md",
      "tokens": 450,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-a-balance-transfer-card/",
      "title": "What is a balance transfer credit card — Detail",
      "category": "answer"
    },
    {
      "id": "mg-75",
      "url": "/geo-chunks/c/mg-75.json",
      "markdownUrl": "/geo-chunks/c/mg-75.md",
      "tokens": 411,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-salary-sacrifice/",
      "title": "What is salary sacrifice — Detail",
      "category": "answer"
    },
    {
      "id": "mg-76",
      "url": "/geo-chunks/c/mg-76.json",
      "markdownUrl": "/geo-chunks/c/mg-76.md",
      "tokens": 423,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-remortgaging/",
      "title": "What is remortgaging — Detail",
      "category": "answer"
    },
    {
      "id": "mg-77",
      "url": "/geo-chunks/c/mg-77.json",
      "markdownUrl": "/geo-chunks/c/mg-77.md",
      "tokens": 414,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-buy-now-pay-later/",
      "title": "What is buy now, pay later (BNPL) — Detail",
      "category": "answer"
    },
    {
      "id": "mg-78",
      "url": "/geo-chunks/c/mg-78.json",
      "markdownUrl": "/geo-chunks/c/mg-78.md",
      "tokens": 435,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-a-debt-management-plan/",
      "title": "What is a debt management plan (DMP) — Detail",
      "category": "answer"
    },
    {
      "id": "mg-79",
      "url": "/geo-chunks/c/mg-79.json",
      "markdownUrl": "/geo-chunks/c/mg-79.md",
      "tokens": 450,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-an-iva/",
      "title": "What is an Individual Voluntary Arrangement (IVA) — Detail",
      "category": "answer"
    },
    {
      "id": "mg-80",
      "url": "/geo-chunks/c/mg-80.json",
      "markdownUrl": "/geo-chunks/c/mg-80.md",
      "tokens": 431,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-bankruptcy-uk/",
      "title": "What is bankruptcy in the UK — Detail",
      "category": "answer"
    },
    {
      "id": "mg-81",
      "url": "/geo-chunks/c/mg-81.json",
      "markdownUrl": "/geo-chunks/c/mg-81.md",
      "tokens": 416,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-chargeback/",
      "title": "What is chargeback — Detail",
      "category": "answer"
    },
    {
      "id": "mg-82",
      "url": "/geo-chunks/c/mg-82.json",
      "markdownUrl": "/geo-chunks/c/mg-82.md",
      "tokens": 420,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-train-delay-compensation/",
      "title": "What is train delay compensation — Detail",
      "category": "answer"
    },
    {
      "id": "mg-83",
      "url": "/geo-chunks/c/mg-83.json",
      "markdownUrl": "/geo-chunks/c/mg-83.md",
      "tokens": 380,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-pension-wise/",
      "title": "What is Pension Wise — Detail",
      "category": "answer"
    },
    {
      "id": "mg-84",
      "url": "/geo-chunks/c/mg-84.json",
      "markdownUrl": "/geo-chunks/c/mg-84.md",
      "tokens": 397,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-debt-to-income-ratio/",
      "title": "What is debt-to-income ratio — Detail",
      "category": "answer"
    },
    {
      "id": "mg-85",
      "url": "/geo-chunks/c/mg-85.json",
      "markdownUrl": "/geo-chunks/c/mg-85.md",
      "tokens": 363,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-credit-utilisation/",
      "title": "What is credit utilisation — Detail",
      "category": "answer"
    },
    {
      "id": "mg-86",
      "url": "/geo-chunks/c/mg-86.json",
      "markdownUrl": "/geo-chunks/c/mg-86.md",
      "tokens": 405,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-apr-on-credit-cards/",
      "title": "What is APR on credit cards — Detail",
      "category": "answer"
    },
    {
      "id": "mg-87",
      "url": "/geo-chunks/c/mg-87.json",
      "markdownUrl": "/geo-chunks/c/mg-87.md",
      "tokens": 388,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-regular-saver-account/",
      "title": "What is a regular saver account — Detail",
      "category": "answer"
    },
    {
      "id": "mg-88",
      "url": "/geo-chunks/c/mg-88.json",
      "markdownUrl": "/geo-chunks/c/mg-88.md",
      "tokens": 426,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-the-50-30-20-budget-rule/",
      "title": "What is the 50/30/20 budget rule — Detail",
      "category": "answer"
    },
    {
      "id": "mg-89",
      "url": "/geo-chunks/c/mg-89.json",
      "markdownUrl": "/geo-chunks/c/mg-89.md",
      "tokens": 440,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-consumer-rights-refund/",
      "title": "What are my consumer rights to a refund — Detail",
      "category": "answer"
    },
    {
      "id": "mg-90",
      "url": "/geo-chunks/c/mg-90.json",
      "markdownUrl": "/geo-chunks/c/mg-90.md",
      "tokens": 416,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-cooling-off-period-uk/",
      "title": "What is the cooling-off period in the UK — Detail",
      "category": "answer"
    },
    {
      "id": "mg-91",
      "url": "/geo-chunks/c/mg-91.json",
      "markdownUrl": "/geo-chunks/c/mg-91.md",
      "tokens": 432,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-plan-2-student-loan-threshold/",
      "title": "What is the Plan 2 student loan repayment threshold — Detail",
      "category": "answer"
    },
    {
      "id": "mg-92",
      "url": "/geo-chunks/c/mg-92.json",
      "markdownUrl": "/geo-chunks/c/mg-92.md",
      "tokens": 431,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-maintenance-loan/",
      "title": "What is a maintenance loan — Detail",
      "category": "answer"
    },
    {
      "id": "mg-93",
      "url": "/geo-chunks/c/mg-93.json",
      "markdownUrl": "/geo-chunks/c/mg-93.md",
      "tokens": 423,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-mortgage-in-principle/",
      "title": "What is a mortgage in principle — Detail",
      "category": "answer"
    },
    {
      "id": "mg-94",
      "url": "/geo-chunks/c/mg-94.json",
      "markdownUrl": "/geo-chunks/c/mg-94.md",
      "tokens": 389,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-conveyancing/",
      "title": "What is conveyancing — Detail",
      "category": "answer"
    },
    {
      "id": "mg-95",
      "url": "/geo-chunks/c/mg-95.json",
      "markdownUrl": "/geo-chunks/c/mg-95.md",
      "tokens": 432,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-credit-score-uk/",
      "title": "What is a credit score in the UK — Detail",
      "category": "answer"
    },
    {
      "id": "mg-96",
      "url": "/geo-chunks/c/mg-96.json",
      "markdownUrl": "/geo-chunks/c/mg-96.md",
      "tokens": 398,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-energy-switching/",
      "title": "What is energy switching — Detail",
      "category": "answer"
    },
    {
      "id": "mg-97",
      "url": "/geo-chunks/c/mg-97.json",
      "markdownUrl": "/geo-chunks/c/mg-97.md",
      "tokens": 474,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-debt-relief-order/",
      "title": "What is a Debt Relief Order (DRO) — Detail",
      "category": "answer"
    },
    {
      "id": "mg-98",
      "url": "/geo-chunks/c/mg-98.json",
      "markdownUrl": "/geo-chunks/c/mg-98.md",
      "tokens": 376,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-guarantor-loan/",
      "title": "What is a guarantor loan — Detail",
      "category": "answer"
    },
    {
      "id": "mg-99",
      "url": "/geo-chunks/c/mg-99.json",
      "markdownUrl": "/geo-chunks/c/mg-99.md",
      "tokens": 385,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-0-percent-credit-card/",
      "title": "What is a 0% credit card — Detail",
      "category": "answer"
    },
    {
      "id": "mg-100",
      "url": "/geo-chunks/c/mg-100.json",
      "markdownUrl": "/geo-chunks/c/mg-100.md",
      "tokens": 364,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-overdraft-charges/",
      "title": "What are overdraft charges — Detail",
      "category": "answer"
    },
    {
      "id": "mg-101",
      "url": "/geo-chunks/c/mg-101.json",
      "markdownUrl": "/geo-chunks/c/mg-101.md",
      "tokens": 357,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-mortgage-prisoner/",
      "title": "What is a mortgage prisoner — Detail",
      "category": "answer"
    },
    {
      "id": "mg-102",
      "url": "/geo-chunks/c/mg-102.json",
      "markdownUrl": "/geo-chunks/c/mg-102.md",
      "tokens": 353,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-shared-ownership-staircasing/",
      "title": "What is shared ownership staircasing — Detail",
      "category": "answer"
    },
    {
      "id": "mg-103",
      "url": "/geo-chunks/c/mg-103.json",
      "markdownUrl": "/geo-chunks/c/mg-103.md",
      "tokens": 329,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-green-mortgage/",
      "title": "What is a green mortgage — Detail",
      "category": "answer"
    },
    {
      "id": "mg-104",
      "url": "/geo-chunks/c/mg-104.json",
      "markdownUrl": "/geo-chunks/c/mg-104.md",
      "tokens": 355,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-payments-on-account/",
      "title": "What are payments on account — Detail",
      "category": "answer"
    },
    {
      "id": "mg-105",
      "url": "/geo-chunks/c/mg-105.json",
      "markdownUrl": "/geo-chunks/c/mg-105.md",
      "tokens": 306,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-cis-tax/",
      "title": "What is CIS tax — Detail",
      "category": "answer"
    },
    {
      "id": "mg-106",
      "url": "/geo-chunks/c/mg-106.json",
      "markdownUrl": "/geo-chunks/c/mg-106.md",
      "tokens": 368,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-robo-adviser-uk/",
      "title": "What is a robo-adviser in the UK — Detail",
      "category": "answer"
    },
    {
      "id": "mg-107",
      "url": "/geo-chunks/c/mg-107.json",
      "markdownUrl": "/geo-chunks/c/mg-107.md",
      "tokens": 368,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-inflation-impact-on-savings/",
      "title": "How does inflation affect my savings — Detail",
      "category": "answer"
    },
    {
      "id": "mg-108",
      "url": "/geo-chunks/c/mg-108.json",
      "markdownUrl": "/geo-chunks/c/mg-108.md",
      "tokens": 350,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-plan-5-student-loan/",
      "title": "What is Plan 5 student loan — Detail",
      "category": "answer"
    },
    {
      "id": "mg-109",
      "url": "/geo-chunks/c/mg-109.json",
      "markdownUrl": "/geo-chunks/c/mg-109.md",
      "tokens": 345,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-student-overdraft/",
      "title": "What is a student overdraft — Detail",
      "category": "answer"
    },
    {
      "id": "mg-110",
      "url": "/geo-chunks/c/mg-110.json",
      "markdownUrl": "/geo-chunks/c/mg-110.md",
      "tokens": 351,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-copycat-website-scam/",
      "title": "What is a copycat website scam — Detail",
      "category": "answer"
    },
    {
      "id": "mg-111",
      "url": "/geo-chunks/c/mg-111.json",
      "markdownUrl": "/geo-chunks/c/mg-111.md",
      "tokens": 350,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-warm-home-discount/",
      "title": "What is the Warm Home Discount — Detail",
      "category": "answer"
    },
    {
      "id": "mg-112",
      "url": "/geo-chunks/c/mg-112.json",
      "markdownUrl": "/geo-chunks/c/mg-112.md",
      "tokens": 336,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-household-support-fund/",
      "title": "What is the Household Support Fund — Detail",
      "category": "answer"
    },
    {
      "id": "mg-113",
      "url": "/geo-chunks/c/mg-113.json",
      "markdownUrl": "/geo-chunks/c/mg-113.md",
      "tokens": 328,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-adult-disability-payment/",
      "title": "What is Adult Disability Payment (ADP) in Scotland — Detail",
      "category": "answer"
    },
    {
      "id": "mg-114",
      "url": "/geo-chunks/c/mg-114.json",
      "markdownUrl": "/geo-chunks/c/mg-114.md",
      "tokens": 533,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-do-i-appeal-a-pcn/",
      "title": "How do I appeal a PCN (parking charge notice) — Detail",
      "category": "answer"
    },
    {
      "id": "mg-115",
      "url": "/geo-chunks/c/mg-115.json",
      "markdownUrl": "/geo-chunks/c/mg-115.md",
      "tokens": 390,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-a-sim-only-deal/",
      "title": "What is a SIM-only deal — Detail",
      "category": "answer"
    },
    {
      "id": "mg-116",
      "url": "/geo-chunks/c/mg-116.json",
      "markdownUrl": "/geo-chunks/c/mg-116.md",
      "tokens": 444,
      "sourceUrl": "https://moneyguide.org.uk/answers/can-my-mobile-price-rise-mid-contract/",
      "title": "Can my mobile price rise mid-contract — Detail",
      "category": "answer"
    },
    {
      "id": "mg-117",
      "url": "/geo-chunks/c/mg-117.json",
      "markdownUrl": "/geo-chunks/c/mg-117.md",
      "tokens": 411,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-are-mobile-social-tariffs/",
      "title": "What are mobile social tariffs — Detail",
      "category": "answer"
    },
    {
      "id": "mg-118",
      "url": "/geo-chunks/c/mg-118.json",
      "markdownUrl": "/geo-chunks/c/mg-118.md",
      "tokens": 403,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-much-is-an-nhs-prescription-england/",
      "title": "How much is an NHS prescription in England — Detail",
      "category": "answer"
    },
    {
      "id": "mg-119",
      "url": "/geo-chunks/c/mg-119.json",
      "markdownUrl": "/geo-chunks/c/mg-119.md",
      "tokens": 385,
      "sourceUrl": "https://moneyguide.org.uk/answers/who-gets-free-nhs-prescriptions/",
      "title": "Who gets free NHS prescriptions — Detail",
      "category": "answer"
    },
    {
      "id": "mg-120",
      "url": "/geo-chunks/c/mg-120.json",
      "markdownUrl": "/geo-chunks/c/mg-120.md",
      "tokens": 406,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-much-is-nhs-dental-treatment/",
      "title": "How much is NHS dental treatment — Detail",
      "category": "answer"
    },
    {
      "id": "mg-121",
      "url": "/geo-chunks/c/mg-121.json",
      "markdownUrl": "/geo-chunks/c/mg-121.md",
      "tokens": 444,
      "sourceUrl": "https://moneyguide.org.uk/answers/do-broadband-social-tariffs-have-exit-fees/",
      "title": "Do broadband social tariffs have exit fees — Detail",
      "category": "answer"
    },
    {
      "id": "mg-122",
      "url": "/geo-chunks/c/mg-122.json",
      "markdownUrl": "/geo-chunks/c/mg-122.md",
      "tokens": 409,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-hc2-certificate/",
      "title": "What is an HC2 certificate — Detail",
      "category": "answer"
    },
    {
      "id": "mg-123",
      "url": "/geo-chunks/c/mg-123.json",
      "markdownUrl": "/geo-chunks/c/mg-123.md",
      "tokens": 453,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-nhs-prescription-prepayment-certificate/",
      "title": "What is an NHS prescription prepayment certificate (PPC) — Detail",
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      "url": "/geo-chunks/c/mg-124.json",
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      "category": "answer"
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      "url": "/geo-chunks/c/mg-125.json",
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      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-an-offset-mortgage/",
      "title": "What is an offset mortgage — Detail",
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      "id": "mg-126",
      "url": "/geo-chunks/c/mg-126.json",
      "markdownUrl": "/geo-chunks/c/mg-126.md",
      "tokens": 345,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-does-making-tax-digital-work-for-landlords/",
      "title": "How does Making Tax Digital work for landlords — Detail",
      "category": "answer"
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      "url": "/geo-chunks/c/mg-127.json",
      "markdownUrl": "/geo-chunks/c/mg-127.md",
      "tokens": 362,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-pension-credit-guarantee-credit/",
      "title": "What is Pension Credit guarantee credit — Detail",
      "category": "answer"
    },
    {
      "id": "mg-128",
      "url": "/geo-chunks/c/mg-128.json",
      "markdownUrl": "/geo-chunks/c/mg-128.md",
      "tokens": 354,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-long-does-chargeback-take/",
      "title": "How long does chargeback take — Detail",
      "category": "answer"
    },
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      "id": "mg-129",
      "url": "/geo-chunks/c/mg-129.json",
      "markdownUrl": "/geo-chunks/c/mg-129.md",
      "tokens": 362,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-the-best-way-to-save-a-lump-sum/",
      "title": "What is the best way to save a lump sum in the UK — Detail",
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      "id": "mg-130",
      "url": "/geo-chunks/c/mg-130.json",
      "markdownUrl": "/geo-chunks/c/mg-130.md",
      "tokens": 355,
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      "title": "What is an index tracker fund — Detail",
      "category": "answer"
    },
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      "id": "mg-131",
      "url": "/geo-chunks/c/mg-131.json",
      "markdownUrl": "/geo-chunks/c/mg-131.md",
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      "title": "What is pound cost averaging — Detail",
      "category": "answer"
    },
    {
      "id": "mg-132",
      "url": "/geo-chunks/c/mg-132.json",
      "markdownUrl": "/geo-chunks/c/mg-132.md",
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      "title": "What is a portable mortgage — Detail",
      "category": "answer"
    },
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      "id": "mg-133",
      "url": "/geo-chunks/c/mg-133.json",
      "markdownUrl": "/geo-chunks/c/mg-133.md",
      "tokens": 316,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-corporation-tax-rate-2026-27/",
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      "category": "answer"
    },
    {
      "id": "mg-134",
      "url": "/geo-chunks/c/mg-134.json",
      "markdownUrl": "/geo-chunks/c/mg-134.md",
      "tokens": 337,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-defined-benefit-pension/",
      "title": "What is a defined benefit pension — Detail",
      "category": "answer"
    },
    {
      "id": "mg-135",
      "url": "/geo-chunks/c/mg-135.json",
      "markdownUrl": "/geo-chunks/c/mg-135.md",
      "tokens": 328,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-attendance-allowance/",
      "title": "What is Attendance Allowance — Detail",
      "category": "answer"
    },
    {
      "id": "mg-136",
      "url": "/geo-chunks/c/mg-136.json",
      "markdownUrl": "/geo-chunks/c/mg-136.md",
      "tokens": 325,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-open-banking-uk/",
      "title": "What is open banking in the UK — Detail",
      "category": "answer"
    },
    {
      "id": "mg-137",
      "url": "/geo-chunks/c/mg-137.json",
      "markdownUrl": "/geo-chunks/c/mg-137.md",
      "tokens": 320,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-statute-barred-debt/",
      "title": "What is statute-barred debt in the UK — Detail",
      "category": "answer"
    },
    {
      "id": "mg-138",
      "url": "/geo-chunks/c/mg-138.json",
      "markdownUrl": "/geo-chunks/c/mg-138.md",
      "tokens": 320,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-continuous-payment-authority/",
      "title": "What is a continuous payment authority — Detail",
      "category": "answer"
    },
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      "id": "mg-139",
      "url": "/geo-chunks/c/mg-139.json",
      "markdownUrl": "/geo-chunks/c/mg-139.md",
      "tokens": 322,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-a-product-transfer-mortgage/",
      "title": "What is a mortgage product transfer — Detail",
      "category": "answer"
    },
    {
      "id": "mg-140",
      "url": "/geo-chunks/c/mg-140.json",
      "markdownUrl": "/geo-chunks/c/mg-140.md",
      "tokens": 312,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-capital-allowances-for-business/",
      "title": "What are capital allowances for business — Detail",
      "category": "answer"
    },
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      "id": "mg-141",
      "url": "/geo-chunks/c/mg-141.json",
      "markdownUrl": "/geo-chunks/c/mg-141.md",
      "tokens": 310,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-a-fixed-rate-bond-savings/",
      "title": "What is a fixed-rate bond savings account — Detail",
      "category": "answer"
    },
    {
      "id": "mg-142",
      "url": "/geo-chunks/c/mg-142.json",
      "markdownUrl": "/geo-chunks/c/mg-142.md",
      "tokens": 367,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-the-consumer-rights-act-2015/",
      "title": "What is the Consumer Rights Act 2015 — Detail",
      "category": "answer"
    },
    {
      "id": "mg-143",
      "url": "/geo-chunks/c/mg-143.json",
      "markdownUrl": "/geo-chunks/c/mg-143.md",
      "tokens": 333,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-mortgage-indemnity-guarantee/",
      "title": "What is a mortgage indemnity guarantee — Detail",
      "category": "answer"
    },
    {
      "id": "mg-144",
      "url": "/geo-chunks/c/mg-144.json",
      "markdownUrl": "/geo-chunks/c/mg-144.md",
      "tokens": 294,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-pension-auto-enrolment/",
      "title": "What is pension auto-enrolment — Detail",
      "category": "answer"
    },
    {
      "id": "mg-145",
      "url": "/geo-chunks/c/mg-145.json",
      "markdownUrl": "/geo-chunks/c/mg-145.md",
      "tokens": 301,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-fscs-investment-protection-limit/",
      "title": "What is the FSCS investment protection limit — Detail",
      "category": "answer"
    },
    {
      "id": "mg-146",
      "url": "/geo-chunks/c/mg-146.json",
      "markdownUrl": "/geo-chunks/c/mg-146.md",
      "tokens": 328,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-a-bridging-loan/",
      "title": "What is a bridging loan — Detail",
      "category": "answer"
    },
    {
      "id": "mg-147",
      "url": "/geo-chunks/c/mg-147.json",
      "markdownUrl": "/geo-chunks/c/mg-147.md",
      "tokens": 323,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-the-energy-standing-charge/",
      "title": "What is the energy standing charge — Detail",
      "category": "answer"
    },
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      "id": "mg-148",
      "url": "/geo-chunks/c/mg-148.json",
      "markdownUrl": "/geo-chunks/c/mg-148.md",
      "tokens": 266,
      "sourceUrl": "https://moneyguide.org.uk/answers/should-i-fix-my-energy-tariff/",
      "title": "Should I fix my energy tariff in 2026 — Detail",
      "category": "answer"
    },
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      "id": "mg-149",
      "url": "/geo-chunks/c/mg-149.json",
      "markdownUrl": "/geo-chunks/c/mg-149.md",
      "tokens": 255,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-tax-free-childcare-worth/",
      "title": "How much is Tax-Free Childcare worth — Detail",
      "category": "answer"
    },
    {
      "id": "mg-150",
      "url": "/geo-chunks/c/mg-150.json",
      "markdownUrl": "/geo-chunks/c/mg-150.md",
      "tokens": 220,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-much-does-car-insurance-cost/",
      "title": "How much does car insurance cost in the UK — Detail",
      "category": "answer"
    },
    {
      "id": "mg-151",
      "url": "/geo-chunks/c/mg-151.json",
      "markdownUrl": "/geo-chunks/c/mg-151.md",
      "tokens": 210,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-pension-credit-worth/",
      "title": "How much is Pension Credit worth — Detail",
      "category": "answer"
    },
    {
      "id": "mg-152",
      "url": "/geo-chunks/c/mg-152.json",
      "markdownUrl": "/geo-chunks/c/mg-152.md",
      "tokens": 195,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-dla-for-children/",
      "title": "What is DLA for children — Detail",
      "category": "answer"
    },
    {
      "id": "mg-153",
      "url": "/geo-chunks/c/mg-153.json",
      "markdownUrl": "/geo-chunks/c/mg-153.md",
      "tokens": 166,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-watersure/",
      "title": "What is the WaterSure scheme — Detail",
      "category": "answer"
    },
    {
      "id": "mg-154",
      "url": "/geo-chunks/c/mg-154.json",
      "markdownUrl": "/geo-chunks/c/mg-154.md",
      "tokens": 168,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-scottish-income-tax/",
      "title": "How does Scottish Income Tax work — Detail",
      "category": "answer"
    },
    {
      "id": "mg-155",
      "url": "/geo-chunks/c/mg-155.json",
      "markdownUrl": "/geo-chunks/c/mg-155.md",
      "tokens": 182,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-universal-credit-work-allowance/",
      "title": "What is the Universal Credit work allowance — Detail",
      "category": "answer"
    },
    {
      "id": "mg-156",
      "url": "/geo-chunks/c/mg-156.json",
      "markdownUrl": "/geo-chunks/c/mg-156.md",
      "tokens": 177,
      "sourceUrl": "https://moneyguide.org.uk/answers/should-i-get-a-personal-loan/",
      "title": "Should I get a personal loan — Detail",
      "category": "answer"
    },
    {
      "id": "mg-157",
      "url": "/geo-chunks/c/mg-157.json",
      "markdownUrl": "/geo-chunks/c/mg-157.md",
      "tokens": 288,
      "sourceUrl": "https://moneyguide.org.uk/answers/should-i-take-drawdown-or-an-annuity/",
      "title": "Should I take pension drawdown or buy an annuity — Detail",
      "category": "answer"
    },
    {
      "id": "mg-158",
      "url": "/geo-chunks/c/mg-158.json",
      "markdownUrl": "/geo-chunks/c/mg-158.md",
      "tokens": 259,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-the-april-2027-pension-iht-change/",
      "title": "What is the April 2027 pension Inheritance Tax change — Detail",
      "category": "answer"
    },
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      "id": "mg-159",
      "url": "/geo-chunks/c/mg-159.json",
      "markdownUrl": "/geo-chunks/c/mg-159.md",
      "tokens": 208,
      "sourceUrl": "https://moneyguide.org.uk/answers/should-i-consolidate-my-pensions/",
      "title": "Should I consolidate my pensions — Detail",
      "category": "answer"
    },
    {
      "id": "mg-160",
      "url": "/geo-chunks/c/mg-160.json",
      "markdownUrl": "/geo-chunks/c/mg-160.md",
      "tokens": 211,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-equity-release/",
      "title": "What is equity release — Detail",
      "category": "answer"
    },
    {
      "id": "mg-161",
      "url": "/geo-chunks/c/mg-161.json",
      "markdownUrl": "/geo-chunks/c/mg-161.md",
      "tokens": 277,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-do-i-buy-my-first-home-uk/",
      "title": "How do I buy my first home in the UK — Detail",
      "category": "answer"
    },
    {
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      "url": "/geo-chunks/c/mg-162.json",
      "markdownUrl": "/geo-chunks/c/mg-162.md",
      "tokens": 227,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-a-soft-credit-search/",
      "title": "What is a soft credit search — Detail",
      "category": "answer"
    },
    {
      "id": "mg-163",
      "url": "/geo-chunks/c/mg-163.json",
      "markdownUrl": "/geo-chunks/c/mg-163.md",
      "tokens": 232,
      "sourceUrl": "https://moneyguide.org.uk/answers/are-premium-bonds-worth-it/",
      "title": "Are Premium Bonds worth it — Detail",
      "category": "answer"
    },
    {
      "id": "mg-164",
      "url": "/geo-chunks/c/mg-164.json",
      "markdownUrl": "/geo-chunks/c/mg-164.md",
      "tokens": 232,
      "sourceUrl": "https://moneyguide.org.uk/answers/can-i-transfer-my-defined-benefit-pension/",
      "title": "Can I transfer my defined benefit pension — Detail",
      "category": "answer"
    },
    {
      "id": "mg-165",
      "url": "/geo-chunks/c/mg-165.json",
      "markdownUrl": "/geo-chunks/c/mg-165.md",
      "tokens": 231,
      "sourceUrl": "https://moneyguide.org.uk/answers/when-do-i-register-for-self-assessment/",
      "title": "When do I need to register for Self Assessment — Detail",
      "category": "answer"
    },
    {
      "id": "mg-166",
      "url": "/geo-chunks/c/mg-166.json",
      "markdownUrl": "/geo-chunks/c/mg-166.md",
      "tokens": 220,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-a-lasting-power-of-attorney/",
      "title": "What is a Lasting Power of Attorney — Detail",
      "category": "answer"
    },
    {
      "id": "mg-167",
      "url": "/geo-chunks/c/mg-167.json",
      "markdownUrl": "/geo-chunks/c/mg-167.md",
      "tokens": 240,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-is-care-home-funded-in-england/",
      "title": "How is a care home paid for in England — Detail",
      "category": "answer"
    },
    {
      "id": "mg-168",
      "url": "/geo-chunks/c/mg-168.json",
      "markdownUrl": "/geo-chunks/c/mg-168.md",
      "tokens": 216,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-inheritance-tax-planning/",
      "title": "What is Inheritance Tax planning — Detail",
      "category": "answer"
    },
    {
      "id": "mg-169",
      "url": "/geo-chunks/c/mg-169.json",
      "markdownUrl": "/geo-chunks/c/mg-169.md",
      "tokens": 224,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-many-free-childcare-hours-2026/",
      "title": "How many free childcare hours can I get in 2026 — Detail",
      "category": "answer"
    },
    {
      "id": "mg-170",
      "url": "/geo-chunks/c/mg-170.json",
      "markdownUrl": "/geo-chunks/c/mg-170.md",
      "tokens": 212,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-long-from-mortgage-offer-to-completion/",
      "title": "How long from mortgage offer to completion — Detail",
      "category": "answer"
    },
    {
      "id": "mg-171",
      "url": "/geo-chunks/c/mg-171.json",
      "markdownUrl": "/geo-chunks/c/mg-171.md",
      "tokens": 231,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-joint-borrower-sole-proprietor-mortgage/",
      "title": "What is a joint borrower sole proprietor mortgage — Detail",
      "category": "answer"
    },
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      "id": "mg-172",
      "url": "/geo-chunks/c/mg-172.json",
      "markdownUrl": "/geo-chunks/c/mg-172.md",
      "tokens": 173,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-sharia-compliant-savings/",
      "title": "What is Sharia-compliant savings — Detail",
      "category": "answer"
    },
    {
      "id": "mg-173",
      "url": "/geo-chunks/c/mg-173.json",
      "markdownUrl": "/geo-chunks/c/mg-173.md",
      "tokens": 190,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-islamic-mortgage-uk/",
      "title": "What is an Islamic mortgage in the UK — Detail",
      "category": "answer"
    },
    {
      "id": "mg-174",
      "url": "/geo-chunks/c/mg-174.json",
      "markdownUrl": "/geo-chunks/c/mg-174.md",
      "tokens": 156,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-ns-and-i/",
      "title": "What is NS&I — Detail",
      "category": "answer"
    },
    {
      "id": "mg-175",
      "url": "/geo-chunks/c/mg-175.json",
      "markdownUrl": "/geo-chunks/c/mg-175.md",
      "tokens": 185,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-do-i-choose-an-investment-platform/",
      "title": "How do I choose an investment platform — Detail",
      "category": "answer"
    },
    {
      "id": "mg-176",
      "url": "/geo-chunks/c/mg-176.json",
      "markdownUrl": "/geo-chunks/c/mg-176.md",
      "tokens": 189,
      "sourceUrl": "https://moneyguide.org.uk/answers/is-buy-now-pay-later-regulated-in-2026/",
      "title": "Is buy now pay later regulated in 2026 — Detail",
      "category": "answer"
    },
    {
      "id": "mg-177",
      "url": "/geo-chunks/c/mg-177.json",
      "markdownUrl": "/geo-chunks/c/mg-177.md",
      "tokens": 179,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-buildings-insurance-vs-contents/",
      "title": "What is the difference between buildings and contents insurance — Detail",
      "category": "answer"
    },
    {
      "id": "mg-178",
      "url": "/geo-chunks/c/mg-178.json",
      "markdownUrl": "/geo-chunks/c/mg-178.md",
      "tokens": 185,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-bereavement-support-payment/",
      "title": "What is Bereavement Support Payment — Detail",
      "category": "answer"
    },
    {
      "id": "mg-179",
      "url": "/geo-chunks/c/mg-179.json",
      "markdownUrl": "/geo-chunks/c/mg-179.md",
      "tokens": 190,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-is-rental-income-taxed/",
      "title": "How is rental income taxed in the UK — Detail",
      "category": "answer"
    },
    {
      "id": "mg-180",
      "url": "/geo-chunks/c/mg-180.json",
      "markdownUrl": "/geo-chunks/c/mg-180.md",
      "tokens": 210,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-standing-charge-vs-unit-rate/",
      "title": "What is the difference between standing charge and unit rate — Detail",
      "category": "answer"
    },
    {
      "id": "mg-181",
      "url": "/geo-chunks/c/mg-181.json",
      "markdownUrl": "/geo-chunks/c/mg-181.md",
      "tokens": 154,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-compound-interest/",
      "title": "What is compound interest — Detail",
      "category": "answer"
    },
    {
      "id": "mg-182",
      "url": "/geo-chunks/c/mg-182.json",
      "markdownUrl": "/geo-chunks/c/mg-182.md",
      "tokens": 193,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-risk-tolerance-investing/",
      "title": "What is risk tolerance in investing — Detail",
      "category": "answer"
    },
    {
      "id": "mg-183",
      "url": "/geo-chunks/c/mg-183.json",
      "markdownUrl": "/geo-chunks/c/mg-183.md",
      "tokens": 185,
      "sourceUrl": "https://moneyguide.org.uk/answers/should-i-invest-in-uk-or-global-funds/",
      "title": "Should I invest in UK or global funds — Detail",
      "category": "answer"
    },
    {
      "id": "mg-184",
      "url": "/geo-chunks/c/mg-184.json",
      "markdownUrl": "/geo-chunks/c/mg-184.md",
      "tokens": 163,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-happens-on-property-completion-day/",
      "title": "What happens on property completion day — Detail",
      "category": "answer"
    },
    {
      "id": "mg-185",
      "url": "/geo-chunks/c/mg-185.json",
      "markdownUrl": "/geo-chunks/c/mg-185.md",
      "tokens": 167,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-ns-and-i-direct-saver/",
      "title": "What is the NS&I Direct Saver — Detail",
      "category": "answer"
    },
    {
      "id": "mg-186",
      "url": "/geo-chunks/c/mg-186.json",
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      "url": "/geo-chunks/c/mg-187.json",
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      "url": "/geo-chunks/c/mg-188.json",
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      "tokens": 180,
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      "url": "/geo-chunks/c/mg-189.json",
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    },
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      "url": "/geo-chunks/c/mg-190.json",
      "markdownUrl": "/geo-chunks/c/mg-190.md",
      "tokens": 172,
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      "title": "How much can I earn on Universal Credit — Detail",
      "category": "answer"
    },
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      "url": "/geo-chunks/c/mg-191.json",
      "markdownUrl": "/geo-chunks/c/mg-191.md",
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      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-0-percent-balance-transfer-period/",
      "title": "How long do 0% balance transfer offers last — Detail",
      "category": "answer"
    },
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      "id": "mg-192",
      "url": "/geo-chunks/c/mg-192.json",
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      "tokens": 133,
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      "title": "What is contents-only insurance — Detail",
      "category": "answer"
    },
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      "id": "mg-193",
      "url": "/geo-chunks/c/mg-193.json",
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      "tokens": 176,
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      "title": "What is the energy unit rate — Detail",
      "category": "answer"
    },
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      "id": "mg-194",
      "url": "/geo-chunks/c/mg-194.json",
      "markdownUrl": "/geo-chunks/c/mg-194.md",
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      "category": "answer"
    },
    {
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      "url": "/geo-chunks/c/mg-195.json",
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      "category": "answer"
    },
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      "id": "mg-196",
      "url": "/geo-chunks/c/mg-196.json",
      "markdownUrl": "/geo-chunks/c/mg-196.md",
      "tokens": 182,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-mortgage-interest-tax-credit-landlord/",
      "title": "What is the mortgage interest tax credit for landlords — Detail",
      "category": "answer"
    },
    {
      "id": "mg-197",
      "url": "/geo-chunks/c/mg-197.json",
      "markdownUrl": "/geo-chunks/c/mg-197.md",
      "tokens": 175,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-property-allowance-for-landlords/",
      "title": "What is the property allowance for landlords — Detail",
      "category": "answer"
    },
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      "id": "mg-198",
      "url": "/geo-chunks/c/mg-198.json",
      "markdownUrl": "/geo-chunks/c/mg-198.md",
      "tokens": 167,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-landlord-expenses-are-tax-deductible/",
      "title": "What landlord expenses are tax deductible — Detail",
      "category": "answer"
    },
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      "id": "mg-199",
      "url": "/geo-chunks/c/mg-199.json",
      "markdownUrl": "/geo-chunks/c/mg-199.md",
      "tokens": 202,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-savings-credit-pension-credit/",
      "title": "What is Savings Credit in Pension Credit — Detail",
      "category": "answer"
    },
    {
      "id": "mg-200",
      "url": "/geo-chunks/c/mg-200.json",
      "markdownUrl": "/geo-chunks/c/mg-200.md",
      "tokens": 181,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-does-universal-credit-taper-work/",
      "title": "How does the Universal Credit taper work — Detail",
      "category": "answer"
    },
    {
      "id": "mg-201",
      "url": "/geo-chunks/c/mg-201.json",
      "markdownUrl": "/geo-chunks/c/mg-201.md",
      "tokens": 185,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-universal-credit-standard-allowance-2026/",
      "title": "What is the Universal Credit standard allowance in 2026 — Detail",
      "category": "answer"
    },
    {
      "id": "mg-202",
      "url": "/geo-chunks/c/mg-202.json",
      "markdownUrl": "/geo-chunks/c/mg-202.md",
      "tokens": 164,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-balance-transfer-fee/",
      "title": "What is a balance transfer fee — Detail",
      "category": "answer"
    },
    {
      "id": "mg-203",
      "url": "/geo-chunks/c/mg-203.json",
      "markdownUrl": "/geo-chunks/c/mg-203.md",
      "tokens": 176,
      "sourceUrl": "https://moneyguide.org.uk/answers/does-buy-now-pay-later-affect-credit-score/",
      "title": "Does buy now pay later affect your credit score — Detail",
      "category": "answer"
    },
    {
      "id": "mg-204",
      "url": "/geo-chunks/c/mg-204.json",
      "markdownUrl": "/geo-chunks/c/mg-204.md",
      "tokens": 160,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-bnpl-affordability-check/",
      "title": "What is a BNPL affordability check — Detail",
      "category": "answer"
    },
    {
      "id": "mg-205",
      "url": "/geo-chunks/c/mg-205.json",
      "markdownUrl": "/geo-chunks/c/mg-205.md",
      "tokens": 142,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-diversification-in-investing/",
      "title": "What is diversification in investing — Detail",
      "category": "answer"
    },
    {
      "id": "mg-206",
      "url": "/geo-chunks/c/mg-206.json",
      "markdownUrl": "/geo-chunks/c/mg-206.md",
      "tokens": 136,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-asset-allocation/",
      "title": "What is asset allocation — Detail",
      "category": "answer"
    },
    {
      "id": "mg-207",
      "url": "/geo-chunks/c/mg-207.json",
      "markdownUrl": "/geo-chunks/c/mg-207.md",
      "tokens": 140,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-volatility-in-investing/",
      "title": "What is volatility in investing — Detail",
      "category": "answer"
    },
    {
      "id": "mg-208",
      "url": "/geo-chunks/c/mg-208.json",
      "markdownUrl": "/geo-chunks/c/mg-208.md",
      "tokens": 159,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-rebuild-cost-for-buildings-insurance/",
      "title": "What is rebuild cost for buildings insurance — Detail",
      "category": "answer"
    },
    {
      "id": "mg-209",
      "url": "/geo-chunks/c/mg-209.json",
      "markdownUrl": "/geo-chunks/c/mg-209.md",
      "tokens": 172,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-much-contents-insurance-do-i-need/",
      "title": "How much contents insurance do I need — Detail",
      "category": "answer"
    },
    {
      "id": "mg-210",
      "url": "/geo-chunks/c/mg-210.json",
      "markdownUrl": "/geo-chunks/c/mg-210.md",
      "tokens": 158,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-ofcom-fixed-price-rise-rule/",
      "title": "What is Ofcom's fixed price rise rule — Detail",
      "category": "answer"
    },
    {
      "id": "mg-211",
      "url": "/geo-chunks/c/mg-211.json",
      "markdownUrl": "/geo-chunks/c/mg-211.md",
      "tokens": 164,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-warm-home-discount-scheme/",
      "title": "What is the Warm Home Discount scheme — Detail",
      "category": "answer"
    },
    {
      "id": "mg-212",
      "url": "/geo-chunks/c/mg-212.json",
      "markdownUrl": "/geo-chunks/c/mg-212.md",
      "tokens": 166,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-often-is-energy-price-cap-reviewed/",
      "title": "How often is the energy price cap reviewed — Detail",
      "category": "answer"
    },
    {
      "id": "mg-213",
      "url": "/geo-chunks/c/mg-213.json",
      "markdownUrl": "/geo-chunks/c/mg-213.md",
      "tokens": 159,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-credit-utilisation-ratio/",
      "title": "What is credit utilisation ratio — Detail",
      "category": "answer"
    },
    {
      "id": "mg-214",
      "url": "/geo-chunks/c/mg-214.json",
      "markdownUrl": "/geo-chunks/c/mg-214.md",
      "tokens": 198,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-cost-of-living-payments-timeline-2026/",
      "title": "What is the cost of living payments timeline for 2026 — Detail",
      "category": "answer"
    },
    {
      "id": "mg-215",
      "url": "/geo-chunks/c/mg-215.json",
      "markdownUrl": "/geo-chunks/c/mg-215.md",
      "tokens": 192,
      "sourceUrl": "https://moneyguide.org.uk/answers/when-is-household-support-fund-available-2026/",
      "title": "When is the Household Support Fund available in 2026 — Detail",
      "category": "answer"
    },
    {
      "id": "mg-216",
      "url": "/geo-chunks/c/mg-216.json",
      "markdownUrl": "/geo-chunks/c/mg-216.md",
      "tokens": 166,
      "sourceUrl": "https://moneyguide.org.uk/answers/who-gets-winter-fuel-payment-2026/",
      "title": "Who gets Winter Fuel Payment in 2026 — Detail",
      "category": "answer"
    },
    {
      "id": "mg-217",
      "url": "/geo-chunks/c/mg-217.json",
      "markdownUrl": "/geo-chunks/c/mg-217.md",
      "tokens": 158,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-much-is-winter-fuel-payment-2026/",
      "title": "How much is Winter Fuel Payment in 2026 — Detail",
      "category": "answer"
    },
    {
      "id": "mg-218",
      "url": "/geo-chunks/c/mg-218.json",
      "markdownUrl": "/geo-chunks/c/mg-218.md",
      "tokens": 160,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-council-tax-reduction/",
      "title": "What is Council Tax Reduction — Detail",
      "category": "answer"
    },
    {
      "id": "mg-219",
      "url": "/geo-chunks/c/mg-219.json",
      "markdownUrl": "/geo-chunks/c/mg-219.md",
      "tokens": 160,
      "sourceUrl": "https://moneyguide.org.uk/answers/who-qualifies-for-mobile-social-tariff-uk/",
      "title": "Who qualifies for a mobile social tariff in the UK — Detail",
      "category": "answer"
    },
    {
      "id": "mg-220",
      "url": "/geo-chunks/c/mg-220.json",
      "markdownUrl": "/geo-chunks/c/mg-220.md",
      "tokens": 155,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-much-is-mobile-social-tariff-uk/",
      "title": "How much is a mobile social tariff in the UK — Detail",
      "category": "answer"
    },
    {
      "id": "mg-221",
      "url": "/geo-chunks/c/mg-221.json",
      "markdownUrl": "/geo-chunks/c/mg-221.md",
      "tokens": 175,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-do-i-switch-to-mobile-social-tariff/",
      "title": "How do I switch to a mobile social tariff — Detail",
      "category": "answer"
    },
    {
      "id": "mg-222",
      "url": "/geo-chunks/c/mg-222.json",
      "markdownUrl": "/geo-chunks/c/mg-222.md",
      "tokens": 149,
      "sourceUrl": "https://moneyguide.org.uk/answers/which-networks-offer-mobile-social-tariffs/",
      "title": "Which networks offer mobile social tariffs — Detail",
      "category": "answer"
    },
    {
      "id": "mg-223",
      "url": "/geo-chunks/c/mg-223.json",
      "markdownUrl": "/geo-chunks/c/mg-223.md",
      "tokens": 159,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-to-compare-home-insurance-uk/",
      "title": "How do I compare home insurance in the UK — Detail",
      "category": "answer"
    },
    {
      "id": "mg-224",
      "url": "/geo-chunks/c/mg-224.json",
      "markdownUrl": "/geo-chunks/c/mg-224.md",
      "tokens": 136,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-home-insurance-excess/",
      "title": "What is home insurance excess — Detail",
      "category": "answer"
    },
    {
      "id": "mg-225",
      "url": "/geo-chunks/c/mg-225.json",
      "markdownUrl": "/geo-chunks/c/mg-225.md",
      "tokens": 145,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-new-for-old-home-insurance/",
      "title": "What is new-for-old home insurance cover — Detail",
      "category": "answer"
    },
    {
      "id": "mg-226",
      "url": "/geo-chunks/c/mg-226.json",
      "markdownUrl": "/geo-chunks/c/mg-226.md",
      "tokens": 147,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-to-compare-critical-illness-cover/",
      "title": "How do I compare critical illness cover — Detail",
      "category": "answer"
    },
    {
      "id": "mg-227",
      "url": "/geo-chunks/c/mg-227.json",
      "markdownUrl": "/geo-chunks/c/mg-227.md",
      "tokens": 142,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-decreasing-term-life-insurance/",
      "title": "What is decreasing term life insurance — Detail",
      "category": "answer"
    },
    {
      "id": "mg-228",
      "url": "/geo-chunks/c/mg-228.json",
      "markdownUrl": "/geo-chunks/c/mg-228.md",
      "tokens": 147,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-writing-life-insurance-in-trust/",
      "title": "What is writing life insurance in trust — Detail",
      "category": "answer"
    },
    {
      "id": "mg-229",
      "url": "/geo-chunks/c/mg-229.json",
      "markdownUrl": "/geo-chunks/c/mg-229.md",
      "tokens": 147,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-social-tariff-broadband-and-mobile/",
      "title": "What is a social tariff for broadband and mobile — Detail",
      "category": "answer"
    },
    {
      "id": "mg-230",
      "url": "/geo-chunks/c/mg-230.json",
      "markdownUrl": "/geo-chunks/c/mg-230.md",
      "tokens": 166,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-water-social-tariff-uk/",
      "title": "What is a water social tariff in the UK — Detail",
      "category": "answer"
    },
    {
      "id": "mg-231",
      "url": "/geo-chunks/c/mg-231.json",
      "markdownUrl": "/geo-chunks/c/mg-231.md",
      "tokens": 156,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-home-insurance-accidental-damage/",
      "title": "What is accidental damage cover on home insurance — Detail",
      "category": "answer"
    },
    {
      "id": "mg-232",
      "url": "/geo-chunks/c/mg-232.json",
      "markdownUrl": "/geo-chunks/c/mg-232.md",
      "tokens": 145,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-abi-plus-critical-illness/",
      "title": "What is ABI+ critical illness cover — Detail",
      "category": "answer"
    },
    {
      "id": "mg-233",
      "url": "/geo-chunks/c/mg-233.json",
      "markdownUrl": "/geo-chunks/c/mg-233.md",
      "tokens": 159,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-income-protection-waiting-period/",
      "title": "What is an income protection waiting period — Detail",
      "category": "answer"
    },
    {
      "id": "mg-234",
      "url": "/geo-chunks/c/mg-234.json",
      "markdownUrl": "/geo-chunks/c/mg-234.md",
      "tokens": 176,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-to-compare-car-insurance-uk/",
      "title": "How do I compare car insurance in the UK — Detail",
      "category": "answer"
    },
    {
      "id": "mg-235",
      "url": "/geo-chunks/c/mg-235.json",
      "markdownUrl": "/geo-chunks/c/mg-235.md",
      "tokens": 166,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-compulsory-car-insurance-uk/",
      "title": "What car insurance is compulsory in the UK — Detail",
      "category": "answer"
    },
    {
      "id": "mg-236",
      "url": "/geo-chunks/c/mg-236.json",
      "markdownUrl": "/geo-chunks/c/mg-236.md",
      "tokens": 146,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-car-insurance-excess/",
      "title": "What is car insurance excess — Detail",
      "category": "answer"
    },
    {
      "id": "mg-237",
      "url": "/geo-chunks/c/mg-237.json",
      "markdownUrl": "/geo-chunks/c/mg-237.md",
      "tokens": 145,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-no-claims-bonus-car-insurance/",
      "title": "What is a no-claims bonus on car insurance — Detail",
      "category": "answer"
    },
    {
      "id": "mg-238",
      "url": "/geo-chunks/c/mg-238.json",
      "markdownUrl": "/geo-chunks/c/mg-238.md",
      "tokens": 136,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-protected-no-claims-bonus/",
      "title": "What is protected no-claims bonus — Detail",
      "category": "answer"
    },
    {
      "id": "mg-239",
      "url": "/geo-chunks/c/mg-239.json",
      "markdownUrl": "/geo-chunks/c/mg-239.md",
      "tokens": 137,
      "sourceUrl": "https://moneyguide.org.uk/answers/does-telematics-lower-car-insurance/",
      "title": "Does telematics lower car insurance — Detail",
      "category": "answer"
    },
    {
      "id": "mg-240",
      "url": "/geo-chunks/c/mg-240.json",
      "markdownUrl": "/geo-chunks/c/mg-240.md",
      "tokens": 150,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-third-party-fire-and-theft/",
      "title": "What is third-party fire and theft car insurance — Detail",
      "category": "answer"
    },
    {
      "id": "mg-241",
      "url": "/geo-chunks/c/mg-241.json",
      "markdownUrl": "/geo-chunks/c/mg-241.md",
      "tokens": 147,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-car-insurance-group-rating/",
      "title": "What is a car insurance group rating — Detail",
      "category": "answer"
    },
    {
      "id": "mg-242",
      "url": "/geo-chunks/c/mg-242.json",
      "markdownUrl": "/geo-chunks/c/mg-242.md",
      "tokens": 137,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-flexi-access-drawdown/",
      "title": "What is flexi-access drawdown — Detail",
      "category": "answer"
    },
    {
      "id": "mg-243",
      "url": "/geo-chunks/c/mg-243.json",
      "markdownUrl": "/geo-chunks/c/mg-243.md",
      "tokens": 125,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-pension-crystallisation/",
      "title": "What is pension crystallisation — Detail",
      "category": "answer"
    },
    {
      "id": "mg-244",
      "url": "/geo-chunks/c/mg-244.json",
      "markdownUrl": "/geo-chunks/c/mg-244.md",
      "tokens": 129,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-ufpls-pension/",
      "title": "What is UFPLS on a pension — Detail",
      "category": "answer"
    },
    {
      "id": "mg-245",
      "url": "/geo-chunks/c/mg-245.json",
      "markdownUrl": "/geo-chunks/c/mg-245.md",
      "tokens": 153,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-sustainable-pension-withdrawal-rate/",
      "title": "What is a sustainable pension withdrawal rate — Detail",
      "category": "answer"
    },
    {
      "id": "mg-246",
      "url": "/geo-chunks/c/mg-246.json",
      "markdownUrl": "/geo-chunks/c/mg-246.md",
      "tokens": 159,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-sequence-of-returns-risk/",
      "title": "What is sequence of returns risk in drawdown — Detail",
      "category": "answer"
    },
    {
      "id": "mg-247",
      "url": "/geo-chunks/c/mg-247.json",
      "markdownUrl": "/geo-chunks/c/mg-247.md",
      "tokens": 137,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-is-pension-drawdown-taxed/",
      "title": "How is pension drawdown taxed — Detail",
      "category": "answer"
    },
    {
      "id": "mg-248",
      "url": "/geo-chunks/c/mg-248.json",
      "markdownUrl": "/geo-chunks/c/mg-248.md",
      "tokens": 146,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-open-market-option-annuity/",
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      "url": "/geo-chunks/c/mg-250.json",
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      "id": "mg-251",
      "url": "/geo-chunks/c/mg-251.json",
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      "url": "/geo-chunks/c/mg-252.json",
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      "id": "mg-253",
      "url": "/geo-chunks/c/mg-253.json",
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    },
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      "id": "mg-254",
      "url": "/geo-chunks/c/mg-254.json",
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      "url": "/geo-chunks/c/mg-255.json",
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      "url": "/geo-chunks/c/mg-257.json",
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      "category": "answer"
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      "id": "mg-258",
      "url": "/geo-chunks/c/mg-258.json",
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      "url": "/geo-chunks/c/mg-259.json",
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      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-welsh-income-tax/",
      "title": "What is Welsh income tax — Detail",
      "category": "answer"
    },
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      "id": "mg-260",
      "url": "/geo-chunks/c/mg-260.json",
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      "sourceUrl": "https://moneyguide.org.uk/answers/who-is-a-welsh-taxpayer/",
      "title": "Who is a Welsh taxpayer — Detail",
      "category": "answer"
    },
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      "id": "mg-261",
      "url": "/geo-chunks/c/mg-261.json",
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      "tokens": 143,
      "sourceUrl": "https://moneyguide.org.uk/answers/do-welsh-income-tax-rates-differ-from-england/",
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      "category": "answer"
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      "url": "/geo-chunks/c/mg-262.json",
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      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-sequestration-scotland/",
      "title": "What is sequestration in Scotland — Detail",
      "category": "answer"
    },
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      "id": "mg-263",
      "url": "/geo-chunks/c/mg-263.json",
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      "tokens": 140,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-map-sequestration-scotland/",
      "title": "What is MAP sequestration in Scotland — Detail",
      "category": "answer"
    },
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      "id": "mg-264",
      "url": "/geo-chunks/c/mg-264.json",
      "markdownUrl": "/geo-chunks/c/mg-264.md",
      "tokens": 154,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-protected-trust-deed-scotland/",
      "title": "What is a protected trust deed in Scotland — Detail",
      "category": "answer"
    },
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      "id": "mg-265",
      "url": "/geo-chunks/c/mg-265.json",
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      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-scottish-child-payment/",
      "title": "What is Scottish Child Payment — Detail",
      "category": "answer"
    },
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      "id": "mg-266",
      "url": "/geo-chunks/c/mg-266.json",
      "markdownUrl": "/geo-chunks/c/mg-266.md",
      "tokens": 147,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-winter-heating-payment-scotland/",
      "title": "What is Winter Heating Payment in Scotland — Detail",
      "category": "answer"
    },
    {
      "id": "mg-267",
      "url": "/geo-chunks/c/mg-267.json",
      "markdownUrl": "/geo-chunks/c/mg-267.md",
      "tokens": 153,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-best-start-grant-scotland/",
      "title": "What is Best Start Grant in Scotland — Detail",
      "category": "answer"
    },
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      "id": "mg-268",
      "url": "/geo-chunks/c/mg-268.json",
      "markdownUrl": "/geo-chunks/c/mg-268.md",
      "tokens": 158,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-discretionary-assistance-fund-wales/",
      "title": "What is the Discretionary Assistance Fund in Wales — Detail",
      "category": "answer"
    },
    {
      "id": "mg-269",
      "url": "/geo-chunks/c/mg-269.json",
      "markdownUrl": "/geo-chunks/c/mg-269.md",
      "tokens": 162,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-to-apply-council-tax-reduction-wales/",
      "title": "How do I apply for Council Tax Reduction in Wales — Detail",
      "category": "answer"
    },
    {
      "id": "mg-270",
      "url": "/geo-chunks/c/mg-270.json",
      "markdownUrl": "/geo-chunks/c/mg-270.md",
      "tokens": 132,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-pet-insurance-co-payment/",
      "title": "What is a pet insurance co-payment — Detail",
      "category": "answer"
    },
    {
      "id": "mg-271",
      "url": "/geo-chunks/c/mg-271.json",
      "markdownUrl": "/geo-chunks/c/mg-271.md",
      "tokens": 134,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-pet-insurance-waiting-period/",
      "title": "What is a pet insurance waiting period — Detail",
      "category": "answer"
    },
    {
      "id": "mg-272",
      "url": "/geo-chunks/c/mg-272.json",
      "markdownUrl": "/geo-chunks/c/mg-272.md",
      "tokens": 154,
      "sourceUrl": "https://moneyguide.org.uk/answers/can-i-switch-pet-insurance-after-a-claim/",
      "title": "Can I switch pet insurance after a claim — Detail",
      "category": "answer"
    },
    {
      "id": "mg-273",
      "url": "/geo-chunks/c/mg-273.json",
      "markdownUrl": "/geo-chunks/c/mg-273.md",
      "tokens": 164,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-are-best-savings-rates-july-2026/",
      "title": "What are the best savings rates in July 2026 — Detail",
      "category": "answer"
    },
    {
      "id": "mg-274",
      "url": "/geo-chunks/c/mg-274.json",
      "markdownUrl": "/geo-chunks/c/mg-274.md",
      "tokens": 171,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-to-compare-credit-cards-uk/",
      "title": "How do I compare credit cards in the UK — Detail",
      "category": "answer"
    },
    {
      "id": "mg-275",
      "url": "/geo-chunks/c/mg-275.json",
      "markdownUrl": "/geo-chunks/c/mg-275.md",
      "tokens": 158,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-credit-card-representative-apr/",
      "title": "What is representative APR on a credit card — Detail",
      "category": "answer"
    },
    {
      "id": "mg-276",
      "url": "/geo-chunks/c/mg-276.json",
      "markdownUrl": "/geo-chunks/c/mg-276.md",
      "tokens": 146,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-0-percent-purchase-credit-card/",
      "title": "What is a 0% purchase credit card — Detail",
      "category": "answer"
    },
    {
      "id": "mg-277",
      "url": "/geo-chunks/c/mg-277.json",
      "markdownUrl": "/geo-chunks/c/mg-277.md",
      "tokens": 149,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-credit-card-cashback-and-rewards/",
      "title": "What is credit card cashback and rewards — Detail",
      "category": "answer"
    },
    {
      "id": "mg-278",
      "url": "/geo-chunks/c/mg-278.json",
      "markdownUrl": "/geo-chunks/c/mg-278.md",
      "tokens": 195,
      "sourceUrl": "https://moneyguide.org.uk/answers/when-to-use-credit-card-vs-debit-card/",
      "title": "When should I use a credit card instead of a debit card — Detail",
      "category": "answer"
    },
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      "id": "mg-279",
      "url": "/geo-chunks/c/mg-279.json",
      "markdownUrl": "/geo-chunks/c/mg-279.md",
      "tokens": 167,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-to-compare-broadband-uk/",
      "title": "How do I compare broadband deals in the UK — Detail",
      "category": "answer"
    },
    {
      "id": "mg-280",
      "url": "/geo-chunks/c/mg-280.json",
      "markdownUrl": "/geo-chunks/c/mg-280.md",
      "tokens": 132,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-full-fibre-broadband-fttp/",
      "title": "What is full fibre broadband (FTTP) — Detail",
      "category": "answer"
    },
    {
      "id": "mg-281",
      "url": "/geo-chunks/c/mg-281.json",
      "markdownUrl": "/geo-chunks/c/mg-281.md",
      "tokens": 145,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-broadband-early-termination-fee/",
      "title": "What is a broadband early termination fee — Detail",
      "category": "answer"
    },
    {
      "id": "mg-282",
      "url": "/geo-chunks/c/mg-282.json",
      "markdownUrl": "/geo-chunks/c/mg-282.md",
      "tokens": 134,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-guaranteed-broadband-speed-uk/",
      "title": "What is guaranteed minimum broadband speed — Detail",
      "category": "answer"
    },
    {
      "id": "mg-283",
      "url": "/geo-chunks/c/mg-283.json",
      "markdownUrl": "/geo-chunks/c/mg-283.md",
      "tokens": 163,
      "sourceUrl": "https://moneyguide.org.uk/answers/who-can-claim-child-benefit-uk/",
      "title": "Who can claim Child Benefit in the UK — Detail",
      "category": "answer"
    },
    {
      "id": "mg-284",
      "url": "/geo-chunks/c/mg-284.json",
      "markdownUrl": "/geo-chunks/c/mg-284.md",
      "tokens": 147,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-to-apply-for-child-benefit/",
      "title": "How do I apply for Child Benefit — Detail",
      "category": "answer"
    },
    {
      "id": "mg-285",
      "url": "/geo-chunks/c/mg-285.json",
      "markdownUrl": "/geo-chunks/c/mg-285.md",
      "tokens": 154,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-are-child-benefit-ni-credits/",
      "title": "What are Child Benefit National Insurance credits — Detail",
      "category": "answer"
    },
    {
      "id": "mg-286",
      "url": "/geo-chunks/c/mg-286.json",
      "markdownUrl": "/geo-chunks/c/mg-286.md",
      "tokens": 164,
      "sourceUrl": "https://moneyguide.org.uk/answers/should-i-opt-out-of-child-benefit-hicbc/",
      "title": "Should I opt out of Child Benefit because of HICBC — Detail",
      "category": "answer"
    },
    {
      "id": "mg-287",
      "url": "/geo-chunks/c/mg-287.json",
      "markdownUrl": "/geo-chunks/c/mg-287.md",
      "tokens": 162,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-to-compare-income-protection-uk/",
      "title": "How do I compare income protection insurance in the UK — Detail",
      "category": "answer"
    },
    {
      "id": "mg-288",
      "url": "/geo-chunks/c/mg-288.json",
      "markdownUrl": "/geo-chunks/c/mg-288.md",
      "tokens": 137,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-income-protection-insurance/",
      "title": "What is income protection insurance — Detail",
      "category": "answer"
    },
    {
      "id": "mg-289",
      "url": "/geo-chunks/c/mg-289.json",
      "markdownUrl": "/geo-chunks/c/mg-289.md",
      "tokens": 140,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-own-occupation-income-protection/",
      "title": "What is own occupation income protection — Detail",
      "category": "answer"
    },
    {
      "id": "mg-290",
      "url": "/geo-chunks/c/mg-290.json",
      "markdownUrl": "/geo-chunks/c/mg-290.md",
      "tokens": 163,
      "sourceUrl": "https://moneyguide.org.uk/answers/are-heat-pumps-worth-it-uk/",
      "title": "Are heat pumps worth it in the UK — Detail",
      "category": "answer"
    },
    {
      "id": "mg-291",
      "url": "/geo-chunks/c/mg-291.json",
      "markdownUrl": "/geo-chunks/c/mg-291.md",
      "tokens": 136,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-boiler-upgrade-scheme/",
      "title": "What is the Boiler Upgrade Scheme — Detail",
      "category": "answer"
    },
    {
      "id": "mg-292",
      "url": "/geo-chunks/c/mg-292.json",
      "markdownUrl": "/geo-chunks/c/mg-292.md",
      "tokens": 155,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-much-does-heat-pump-cost-uk/",
      "title": "How much does a heat pump cost in the UK — Detail",
      "category": "answer"
    },
    {
      "id": "mg-293",
      "url": "/geo-chunks/c/mg-293.json",
      "markdownUrl": "/geo-chunks/c/mg-293.md",
      "tokens": 159,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-to-claim-on-home-insurance/",
      "title": "How do I claim on home insurance — Detail",
      "category": "answer"
    },
    {
      "id": "mg-294",
      "url": "/geo-chunks/c/mg-294.json",
      "markdownUrl": "/geo-chunks/c/mg-294.md",
      "tokens": 159,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-to-compare-mobile-phone-deals-uk/",
      "title": "How do I compare mobile phone deals in the UK — Detail",
      "category": "answer"
    },
    {
      "id": "mg-295",
      "url": "/geo-chunks/c/mg-295.json",
      "markdownUrl": "/geo-chunks/c/mg-295.md",
      "tokens": 160,
      "sourceUrl": "https://moneyguide.org.uk/answers/sim-only-vs-phone-contract-uk/",
      "title": "What is the difference between SIM-only and a phone contract — Detail",
      "category": "answer"
    },
    {
      "id": "mg-296",
      "url": "/geo-chunks/c/mg-296.json",
      "markdownUrl": "/geo-chunks/c/mg-296.md",
      "tokens": 151,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-pac-code-mobile/",
      "title": "What is a PAC code for switching mobile — Detail",
      "category": "answer"
    },
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      "id": "mg-297",
      "url": "/geo-chunks/c/mg-297.json",
      "markdownUrl": "/geo-chunks/c/mg-297.md",
      "tokens": 136,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-much-mobile-data-do-i-need/",
      "title": "How much mobile data do I need — Detail",
      "category": "answer"
    },
    {
      "id": "mg-298",
      "url": "/geo-chunks/c/mg-298.json",
      "markdownUrl": "/geo-chunks/c/mg-298.md",
      "tokens": 130,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-ghic-card/",
      "title": "What is a GHIC card — Detail",
      "category": "answer"
    },
    {
      "id": "mg-299",
      "url": "/geo-chunks/c/mg-299.json",
      "markdownUrl": "/geo-chunks/c/mg-299.md",
      "tokens": 145,
      "sourceUrl": "https://moneyguide.org.uk/answers/ghic-vs-ehic-difference/",
      "title": "What is the difference between GHIC and EHIC — Detail",
      "category": "answer"
    },
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      "id": "mg-300",
      "url": "/geo-chunks/c/mg-300.json",
      "markdownUrl": "/geo-chunks/c/mg-300.md",
      "tokens": 130,
      "sourceUrl": "https://moneyguide.org.uk/answers/does-ghic-replace-travel-insurance/",
      "title": "Does GHIC replace travel insurance — Detail",
      "category": "answer"
    },
    {
      "id": "mg-301",
      "url": "/geo-chunks/c/mg-301.json",
      "markdownUrl": "/geo-chunks/c/mg-301.md",
      "tokens": 140,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-to-apply-for-ghic-free/",
      "title": "How do I apply for a GHIC card free — Detail",
      "category": "answer"
    },
    {
      "id": "mg-302",
      "url": "/geo-chunks/c/mg-302.json",
      "markdownUrl": "/geo-chunks/c/mg-302.md",
      "tokens": 151,
      "sourceUrl": "https://moneyguide.org.uk/answers/when-is-nhs-prepayment-certificate-worth-it/",
      "title": "When is an NHS prepayment certificate worth it — Detail",
      "category": "answer"
    },
    {
      "id": "mg-303",
      "url": "/geo-chunks/c/mg-303.json",
      "markdownUrl": "/geo-chunks/c/mg-303.md",
      "tokens": 145,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-nhs-low-income-scheme/",
      "title": "What is the NHS Low Income Scheme — Detail",
      "category": "answer"
    },
    {
      "id": "mg-304",
      "url": "/geo-chunks/c/mg-304.json",
      "markdownUrl": "/geo-chunks/c/mg-304.md",
      "tokens": 133,
      "sourceUrl": "https://moneyguide.org.uk/answers/are-nhs-prescriptions-free-in-wales/",
      "title": "Are NHS prescriptions free in Wales — Detail",
      "category": "answer"
    },
    {
      "id": "mg-305",
      "url": "/geo-chunks/c/mg-305.json",
      "markdownUrl": "/geo-chunks/c/mg-305.md",
      "tokens": 156,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-are-finances-split-in-divorce-uk/",
      "title": "How are finances split in a UK divorce — Detail",
      "category": "answer"
    },
    {
      "id": "mg-306",
      "url": "/geo-chunks/c/mg-306.json",
      "markdownUrl": "/geo-chunks/c/mg-306.md",
      "tokens": 141,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-pension-sharing-order-divorce/",
      "title": "What is a pension sharing order in divorce — Detail",
      "category": "answer"
    },
    {
      "id": "mg-307",
      "url": "/geo-chunks/c/mg-307.json",
      "markdownUrl": "/geo-chunks/c/mg-307.md",
      "tokens": 132,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-miams-divorce/",
      "title": "What is a MIAM before divorce — Detail",
      "category": "answer"
    },
    {
      "id": "mg-308",
      "url": "/geo-chunks/c/mg-308.json",
      "markdownUrl": "/geo-chunks/c/mg-308.md",
      "tokens": 140,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-clean-break-order-divorce/",
      "title": "What is a clean break order in divorce — Detail",
      "category": "answer"
    },
    {
      "id": "mg-309",
      "url": "/geo-chunks/c/mg-309.json",
      "markdownUrl": "/geo-chunks/c/mg-309.md",
      "tokens": 147,
      "sourceUrl": "https://moneyguide.org.uk/answers/when-does-state-pension-age-rise-to-67/",
      "title": "When does State Pension age rise to 67 — Detail",
      "category": "answer"
    },
    {
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      "url": "/geo-chunks/c/mg-310.json",
      "markdownUrl": "/geo-chunks/c/mg-310.md",
      "tokens": 153,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-do-i-check-my-state-pension-age/",
      "title": "How do I check my State Pension age — Detail",
      "category": "answer"
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      "url": "/geo-chunks/c/mg-314.json",
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      "title": "What is a retirement interest-only (RIO) mortgage — Detail",
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      "url": "/geo-chunks/c/mg-315.json",
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      "url": "/geo-chunks/c/mg-319.json",
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      "url": "/geo-chunks/c/mg-320.json",
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      "url": "/geo-chunks/c/mg-321.json",
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      "url": "/geo-chunks/c/mg-322.json",
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      "title": "How does the Lifetime ISA 25% withdrawal penalty work — Detail",
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      "title": "Can I withdraw a Lifetime ISA if I am terminally ill — Detail",
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      "url": "/geo-chunks/c/mg-325.json",
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      "title": "What happens to a Lifetime ISA when someone dies — Detail",
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      "url": "/geo-chunks/c/mg-326.json",
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      "tokens": 234,
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      "title": "How are domestic rates calculated in Northern Ireland — Detail",
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      "url": "/geo-chunks/c/mg-327.json",
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      "title": "Who qualifies for Rate Rebate in Northern Ireland — Detail",
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      "url": "/geo-chunks/c/mg-328.json",
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      "sourceUrl": "https://moneyguide.org.uk/answers/northern-ireland-disabled-rate-relief/",
      "title": "What is disabled person's allowance for Northern Ireland rates — Detail",
      "category": "answer"
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      "id": "mg-329",
      "url": "/geo-chunks/c/mg-329.json",
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      "title": "What is the Northern Ireland rates deferral scheme — Detail",
      "category": "answer"
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      "url": "/geo-chunks/c/mg-330.json",
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      "sourceUrl": "https://moneyguide.org.uk/answers/how-to-cut-water-bills-metered/",
      "title": "How can I cut water bills if I have a meter — Detail",
      "category": "answer"
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      "url": "/geo-chunks/c/mg-331.json",
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      "tokens": 232,
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      "title": "Is a water meter worth it in the UK — Detail",
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      "url": "/geo-chunks/c/mg-332.json",
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      "sourceUrl": "https://moneyguide.org.uk/answers/what-are-safeguarded-pension-benefits/",
      "title": "What are safeguarded pension benefits — Detail",
      "category": "answer"
    },
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      "id": "mg-333",
      "url": "/geo-chunks/c/mg-333.json",
      "markdownUrl": "/geo-chunks/c/mg-333.md",
      "tokens": 242,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-to-use-pension-tracing-service/",
      "title": "How do I find a lost pension in the UK — Detail",
      "category": "answer"
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      "id": "mg-334",
      "url": "/geo-chunks/c/mg-334.json",
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      "tokens": 207,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-to-compare-travel-insurance-uk/",
      "title": "How do I compare travel insurance in the UK — Detail",
      "category": "answer"
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      "id": "mg-335",
      "url": "/geo-chunks/c/mg-335.json",
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      "sourceUrl": "https://moneyguide.org.uk/answers/single-trip-vs-annual-travel-insurance/",
      "title": "What is the difference between single-trip and annual travel insurance — Detail",
      "category": "answer"
    },
    {
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      "url": "/geo-chunks/c/mg-336.json",
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      "tokens": 195,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-medical-cover-travel-insurance/",
      "title": "How much medical cover do I need on travel insurance — Detail",
      "category": "answer"
    },
    {
      "id": "mg-337",
      "url": "/geo-chunks/c/mg-337.json",
      "markdownUrl": "/geo-chunks/c/mg-337.md",
      "tokens": 142,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-travel-insurance-excess/",
      "title": "What is travel insurance excess — Detail",
      "category": "answer"
    },
    {
      "id": "mg-338",
      "url": "/geo-chunks/c/mg-338.json",
      "markdownUrl": "/geo-chunks/c/mg-338.md",
      "tokens": 141,
      "sourceUrl": "https://moneyguide.org.uk/answers/does-travel-insurance-cover-cancellation/",
      "title": "Does travel insurance cover cancellation — Detail",
      "category": "answer"
    },
    {
      "id": "mg-339",
      "url": "/geo-chunks/c/mg-339.json",
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      "tokens": 182,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-to-compare-energy-tariffs-uk/",
      "title": "How do I compare energy tariffs in the UK — Detail",
      "category": "answer"
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      "id": "mg-340",
      "url": "/geo-chunks/c/mg-340.json",
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      "sourceUrl": "https://moneyguide.org.uk/answers/fixed-vs-variable-energy-tariff-uk/",
      "title": "What is the difference between fixed and variable energy tariffs — Detail",
      "category": "answer"
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    {
      "id": "mg-341",
      "url": "/geo-chunks/c/mg-341.json",
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      "tokens": 158,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-dual-fuel-energy-tariff/",
      "title": "What is a dual fuel energy tariff — Detail",
      "category": "answer"
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      "id": "mg-342",
      "url": "/geo-chunks/c/mg-342.json",
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      "tokens": 155,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-are-energy-exit-fees/",
      "title": "What are energy tariff exit fees — Detail",
      "category": "answer"
    },
    {
      "id": "mg-343",
      "url": "/geo-chunks/c/mg-343.json",
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      "tokens": 169,
      "sourceUrl": "https://moneyguide.org.uk/answers/is-green-energy-tariff-worth-it/",
      "title": "Is a green energy tariff worth it — Detail",
      "category": "answer"
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      "id": "mg-344",
      "url": "/geo-chunks/c/mg-344.json",
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      "tokens": 181,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-to-compare-personal-loans-uk/",
      "title": "How do I compare personal loans in the UK — Detail",
      "category": "answer"
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      "id": "mg-345",
      "url": "/geo-chunks/c/mg-345.json",
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      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-personal-loan-representative-apr/",
      "title": "What is representative APR on a personal loan — Detail",
      "category": "answer"
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      "id": "mg-346",
      "url": "/geo-chunks/c/mg-346.json",
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      "tokens": 167,
      "sourceUrl": "https://moneyguide.org.uk/answers/can-i-check-loan-eligibility-soft-search/",
      "title": "Can I check loan eligibility without affecting my credit score — Detail",
      "category": "answer"
    },
    {
      "id": "mg-347",
      "url": "/geo-chunks/c/mg-347.json",
      "markdownUrl": "/geo-chunks/c/mg-347.md",
      "tokens": 169,
      "sourceUrl": "https://moneyguide.org.uk/answers/secured-vs-unsecured-personal-loan/",
      "title": "What is the difference between secured and unsecured loans — Detail",
      "category": "answer"
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      "id": "mg-348",
      "url": "/geo-chunks/c/mg-348.json",
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      "sourceUrl": "https://moneyguide.org.uk/answers/personal-loan-early-repayment-charges/",
      "title": "Can I repay a personal loan early — Detail",
      "category": "answer"
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      "id": "mg-349",
      "url": "/geo-chunks/c/mg-349.json",
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      "tokens": 186,
      "sourceUrl": "https://moneyguide.org.uk/answers/how-to-compare-mortgage-deals-uk/",
      "title": "How do I compare mortgage deals in the UK — Detail",
      "category": "answer"
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      "id": "mg-350",
      "url": "/geo-chunks/c/mg-350.json",
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      "tokens": 151,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-is-mortgage-aprc/",
      "title": "What is mortgage APRC — Detail",
      "category": "answer"
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    {
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      "url": "/geo-chunks/c/mg-351.json",
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      "sourceUrl": "https://moneyguide.org.uk/answers/are-mortgage-arrangement-fees-worth-it/",
      "title": "Are mortgage arrangement fees worth paying — Detail",
      "category": "answer"
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      "id": "mg-352",
      "url": "/geo-chunks/c/mg-352.json",
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      "tokens": 143,
      "sourceUrl": "https://moneyguide.org.uk/answers/remortgage-vs-product-transfer-uk/",
      "title": "Should I remortgage or product transfer — Detail",
      "category": "answer"
    },
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      "id": "mg-353",
      "url": "/geo-chunks/c/mg-353.json",
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      "sourceUrl": "https://moneyguide.org.uk/answers/what-insurance-does-van-need-uk/",
      "title": "What insurance does a van need in the UK — Detail",
      "category": "answer"
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      "url": "/geo-chunks/c/mg-354.json",
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      "tokens": 166,
      "sourceUrl": "https://moneyguide.org.uk/answers/private-van-vs-commercial-van-insurance/",
      "title": "What is the difference between private and commercial van insurance — Detail",
      "category": "answer"
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      "id": "mg-355",
      "url": "/geo-chunks/c/mg-355.json",
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      "tokens": 128,
      "sourceUrl": "https://moneyguide.org.uk/answers/van-insurance-tools-cover/",
      "title": "Does van insurance cover tools — Detail",
      "category": "answer"
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      "url": "/geo-chunks/c/mg-356.json",
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      "tokens": 138,
      "sourceUrl": "https://moneyguide.org.uk/answers/courier-van-insurance-hire-reward/",
      "title": "What is hire and reward van insurance — Detail",
      "category": "answer"
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      "id": "mg-357",
      "url": "/geo-chunks/c/mg-357.json",
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      "tokens": 156,
      "sourceUrl": "https://moneyguide.org.uk/answers/van-no-claims-bonus-transfer/",
      "title": "Can I transfer no claims bonus to a van — Detail",
      "category": "answer"
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      "id": "mg-358",
      "url": "/geo-chunks/c/mg-358.json",
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      "sourceUrl": "https://moneyguide.org.uk/answers/multi-van-fleet-insurance-basics/",
      "title": "What is multi-van fleet insurance — Detail",
      "category": "answer"
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      "url": "/geo-chunks/c/mg-359.json",
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      "tokens": 128,
      "sourceUrl": "https://moneyguide.org.uk/answers/van-insurance-excess-explained/",
      "title": "What is van insurance excess — Detail",
      "category": "answer"
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      "url": "/geo-chunks/c/mg-360.json",
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      "tokens": 127,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-insurance-motorbike-need-uk/",
      "title": "What insurance does a motorbike need — Detail",
      "category": "answer"
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      "url": "/geo-chunks/c/mg-361.json",
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      "sourceUrl": "https://moneyguide.org.uk/answers/comprehensive-vs-tpft-motorbike/",
      "title": "Comprehensive vs third-party fire and theft motorbike — Detail",
      "category": "answer"
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      "id": "mg-362",
      "url": "/geo-chunks/c/mg-362.json",
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      "sourceUrl": "https://moneyguide.org.uk/answers/motorbike-winter-lay-up-insurance/",
      "title": "Can I insure a motorbike over winter lay-up — Detail",
      "category": "answer"
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      "url": "/geo-chunks/c/mg-363.json",
      "markdownUrl": "/geo-chunks/c/mg-363.md",
      "tokens": 127,
      "sourceUrl": "https://moneyguide.org.uk/answers/motorbike-pillion-cover/",
      "title": "Does motorbike insurance cover pillion passengers — Detail",
      "category": "answer"
    },
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      "id": "mg-364",
      "url": "/geo-chunks/c/mg-364.json",
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      "sourceUrl": "https://moneyguide.org.uk/answers/motorbike-modifications-insurance/",
      "title": "Do motorbike modifications affect insurance — Detail",
      "category": "answer"
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      "url": "/geo-chunks/c/mg-365.json",
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      "tokens": 116,
      "sourceUrl": "https://moneyguide.org.uk/answers/multi-bike-insurance-policy/",
      "title": "What is multi-bike insurance — Detail",
      "category": "answer"
    },
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      "id": "mg-366",
      "url": "/geo-chunks/c/mg-366.json",
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      "sourceUrl": "https://moneyguide.org.uk/answers/motorbike-theft-prevention-insurance/",
      "title": "How does security reduce motorbike insurance — Detail",
      "category": "answer"
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      "url": "/geo-chunks/c/mg-367.json",
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      "sourceUrl": "https://moneyguide.org.uk/answers/are-electric-cars-expensive-to-insure/",
      "title": "Are electric cars more expensive to insure — Detail",
      "category": "answer"
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      "url": "/geo-chunks/c/mg-368.json",
      "markdownUrl": "/geo-chunks/c/mg-368.md",
      "tokens": 121,
      "sourceUrl": "https://moneyguide.org.uk/answers/ev-battery-insurance-cover/",
      "title": "Does car insurance cover EV batteries — Detail",
      "category": "answer"
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      "url": "/geo-chunks/c/mg-369.json",
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      "sourceUrl": "https://moneyguide.org.uk/answers/home-ev-charging-liability-insurance/",
      "title": "Am I liable if someone trips on my EV charging cable — Detail",
      "category": "answer"
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      "id": "mg-370",
      "url": "/geo-chunks/c/mg-370.json",
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      "tokens": 125,
      "sourceUrl": "https://moneyguide.org.uk/answers/ev-insurance-specialist-vs-standard/",
      "title": "Specialist EV insurance vs standard policy — Detail",
      "category": "answer"
    },
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      "url": "/geo-chunks/c/mg-371.json",
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      "sourceUrl": "https://moneyguide.org.uk/answers/charging-cable-theft-insurance/",
      "title": "Is EV charging cable theft covered — Detail",
      "category": "answer"
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    {
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      "url": "/geo-chunks/c/mg-372.json",
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      "tokens": 115,
      "sourceUrl": "https://moneyguide.org.uk/answers/ev-insurance-mileage-declaration/",
      "title": "Does mileage affect EV insurance — Detail",
      "category": "answer"
    },
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      "url": "/geo-chunks/c/mg-373.json",
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      "url": "/geo-chunks/c/mg-375.json",
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      "url": "/geo-chunks/c/mg-376.json",
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      "url": "/geo-chunks/c/mg-379.json",
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      "url": "/geo-chunks/c/mg-380.json",
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      "url": "/geo-chunks/c/mg-382.json",
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      "url": "/geo-chunks/c/mg-383.json",
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      "category": "answer"
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      "url": "/geo-chunks/c/mg-384.json",
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      "url": "/geo-chunks/c/mg-385.json",
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      "url": "/geo-chunks/c/mg-386.json",
      "markdownUrl": "/geo-chunks/c/mg-386.md",
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      "title": "Can I use a business energy tariff when working from home — Detail",
      "category": "answer"
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    {
      "id": "mg-387",
      "url": "/geo-chunks/c/mg-387.json",
      "markdownUrl": "/geo-chunks/c/mg-387.md",
      "tokens": 272,
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      "title": "How do I compare broadband and TV bundles — Detail",
      "category": "answer"
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      "url": "/geo-chunks/c/mg-388.json",
      "markdownUrl": "/geo-chunks/c/mg-388.md",
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      "title": "How do I calculate the total cost of a broadband TV bundle — Detail",
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      "url": "/geo-chunks/c/mg-389.json",
      "markdownUrl": "/geo-chunks/c/mg-389.md",
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      "title": "Do I need TV with my broadband package — Detail",
      "category": "answer"
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      "url": "/geo-chunks/c/mg-390.json",
      "markdownUrl": "/geo-chunks/c/mg-390.md",
      "tokens": 260,
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      "title": "What are broadband and TV exit fees — Detail",
      "category": "answer"
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      "url": "/geo-chunks/c/mg-391.json",
      "markdownUrl": "/geo-chunks/c/mg-391.md",
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      "title": "Is a sports package with broadband worth it — Detail",
      "category": "answer"
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      "url": "/geo-chunks/c/mg-392.json",
      "markdownUrl": "/geo-chunks/c/mg-392.md",
      "tokens": 301,
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      "title": "Should I choose full fibre or cable for a broadband TV bundle — Detail",
      "category": "answer"
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    {
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      "url": "/geo-chunks/c/mg-393.json",
      "markdownUrl": "/geo-chunks/c/mg-393.md",
      "tokens": 314,
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      "title": "Do I need a deed poll to change my name in the UK — Detail",
      "category": "answer"
    },
    {
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      "url": "/geo-chunks/c/mg-394.json",
      "markdownUrl": "/geo-chunks/c/mg-394.md",
      "tokens": 277,
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      "title": "Does changing my name affect my will in the UK — Detail",
      "category": "answer"
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    {
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      "url": "/geo-chunks/c/mg-395.json",
      "markdownUrl": "/geo-chunks/c/mg-395.md",
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      "title": "How much does a deed poll cost in the UK — Detail",
      "category": "answer"
    },
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      "url": "/geo-chunks/c/mg-396.json",
      "markdownUrl": "/geo-chunks/c/mg-396.md",
      "tokens": 392,
      "sourceUrl": "https://moneyguide.org.uk/answers/can-i-change-my-name-on-universal-credit/",
      "title": "Can I change my name while receiving Universal Credit or other benefits — Detail",
      "category": "answer"
    },
    {
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      "url": "/geo-chunks/c/mg-397.json",
      "markdownUrl": "/geo-chunks/c/mg-397.md",
      "tokens": 348,
      "sourceUrl": "https://moneyguide.org.uk/answers/can-i-change-my-childs-name-by-deed-poll/",
      "title": "Can I change my child’s name by deed poll in the UK — Detail",
      "category": "answer"
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      "url": "/geo-chunks/c/mg-398.json",
      "markdownUrl": "/geo-chunks/c/mg-398.md",
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      "title": "Deed poll vs statutory declaration — which do I need to change my name — Detail",
      "category": "answer"
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      "url": "/geo-chunks/c/mg-399.json",
      "markdownUrl": "/geo-chunks/c/mg-399.md",
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      "title": "How do I change my name in Scotland or Northern Ireland — Detail",
      "category": "answer"
    },
    {
      "id": "mg-400",
      "url": "/geo-chunks/c/mg-400.json",
      "markdownUrl": "/geo-chunks/c/mg-400.md",
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      "title": "What names are allowed on a UK deed poll — Detail",
      "category": "answer"
    },
    {
      "id": "mg-401",
      "url": "/geo-chunks/c/mg-401.json",
      "markdownUrl": "/geo-chunks/c/mg-401.md",
      "tokens": 383,
      "sourceUrl": "https://moneyguide.org.uk/answers/transgender-name-change-deed-poll-uk/",
      "title": "Can I change my name by deed poll if I am transgender or non-binary — Detail",
      "category": "answer"
    },
    {
      "id": "mg-402",
      "url": "/geo-chunks/c/mg-402.json",
      "markdownUrl": "/geo-chunks/c/mg-402.md",
      "tokens": 294,
      "sourceUrl": "https://moneyguide.org.uk/answers/can-i-change-my-name-at-16-uk/",
      "title": "Can I change my name at 16 in the UK — Detail",
      "category": "answer"
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    {
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      "url": "/geo-chunks/c/mg-403.json",
      "markdownUrl": "/geo-chunks/c/mg-403.md",
      "tokens": 314,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-does-an-executor-do-uk/",
      "title": "What does an executor of a will do in the UK — Detail",
      "category": "answer"
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      "url": "/geo-chunks/c/mg-404.json",
      "markdownUrl": "/geo-chunks/c/mg-404.md",
      "tokens": 314,
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      "title": "Does divorce cancel my will in the UK — Detail",
      "category": "answer"
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    {
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      "url": "/geo-chunks/c/mg-405.json",
      "markdownUrl": "/geo-chunks/c/mg-405.md",
      "tokens": 342,
      "sourceUrl": "https://moneyguide.org.uk/answers/when-should-i-use-a-solicitor-for-a-will/",
      "title": "When should I use a solicitor for a will instead of an online service — Detail",
      "category": "answer"
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      "url": "/geo-chunks/c/mg-406.json",
      "markdownUrl": "/geo-chunks/c/mg-406.md",
      "tokens": 298,
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      "title": "Can I leave money to charity in my will — Detail",
      "category": "answer"
    },
    {
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      "url": "/geo-chunks/c/mg-407.json",
      "markdownUrl": "/geo-chunks/c/mg-407.md",
      "tokens": 277,
      "sourceUrl": "https://moneyguide.org.uk/answers/what-should-i-include-in-a-will-uk/",
      "title": "What should I include in a will in the UK — Detail",
      "category": "answer"
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      "url": "/geo-chunks/c/mg-408.json",
      "markdownUrl": "/geo-chunks/c/mg-408.md",
      "tokens": 821,
      "sourceUrl": "https://moneyguide.org.uk/investing/crypto-tax-explained/",
      "title": "How cryptocurrency is taxed in the UK — Is swapping one coin for another taxable?",
      "category": "guide"
    },
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      "id": "mg-410",
      "url": "/geo-chunks/c/mg-410.json",
      "markdownUrl": "/geo-chunks/c/mg-410.md",
      "tokens": 829,
      "sourceUrl": "https://moneyguide.org.uk/work-earnings/side-hustle-tax-explained/",
      "title": "Side hustle tax: when you have to tell HMRC — When is the deadline to register?",
      "category": "guide"
    },
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      "url": "/geo-chunks/c/mg-411.json",
      "markdownUrl": "/geo-chunks/c/mg-411.md",
      "tokens": 783,
      "sourceUrl": "https://moneyguide.org.uk/cars-motoring/car-finance-mis-selling-claims/",
      "title": "Car finance mis-selling: how to claim compensation — How much could I get?",
      "category": "guide"
    },
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      "url": "/geo-chunks/c/mg-412.json",
      "markdownUrl": "/geo-chunks/c/mg-412.md",
      "tokens": 829,
      "sourceUrl": "https://moneyguide.org.uk/savings/isa-allowance-2026-27/",
      "title": "The ISA allowance for 2026/27 explained — Worked example — splitting £20,000 across the year",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-413.json",
      "markdownUrl": "/geo-chunks/c/mg-413.md",
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      "sourceUrl": "https://moneyguide.org.uk/savings/isa-allowance-2026-27/",
      "title": "The ISA allowance for 2026/27 explained — Do bonuses or dividends inside an ISA use up my allowance?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-414.json",
      "markdownUrl": "/geo-chunks/c/mg-414.md",
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      "title": "How the Personal Savings Allowance works — Worked examples",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-415.json",
      "markdownUrl": "/geo-chunks/c/mg-415.md",
      "tokens": 368,
      "sourceUrl": "https://moneyguide.org.uk/savings/personal-savings-allowance/",
      "title": "How the Personal Savings Allowance works — What if I have joint savings?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-416.json",
      "markdownUrl": "/geo-chunks/c/mg-416.md",
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      "title": "Cash ISA vs Stocks & Shares ISA — what's the difference? — Costs and what eats your returns",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-417.json",
      "markdownUrl": "/geo-chunks/c/mg-417.md",
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      "sourceUrl": "https://moneyguide.org.uk/savings/cash-isa-vs-stocks-and-shares-isa/",
      "title": "Cash ISA vs Stocks & Shares ISA — what's the difference? — If markets crash, do I lose my Stocks & Shares ISA allowance?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-418.json",
      "markdownUrl": "/geo-chunks/c/mg-418.md",
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      "sourceUrl": "https://moneyguide.org.uk/mortgages/loan-to-value-explained/",
      "title": "What is loan-to-value (LTV) and why does it matter? — Worked example — should you overpay to drop a band?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-419.json",
      "markdownUrl": "/geo-chunks/c/mg-419.md",
      "tokens": 636,
      "sourceUrl": "https://moneyguide.org.uk/mortgages/loan-to-value-explained/",
      "title": "What is loan-to-value (LTV) and why does it matter? — Do home improvements raise the lender's valuation at remortgage?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-420.json",
      "markdownUrl": "/geo-chunks/c/mg-420.md",
      "tokens": 775,
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      "title": "Fixed-rate vs tracker mortgage — which is right? — How to choose",
      "category": "guide"
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      "sourceUrl": "https://moneyguide.org.uk/mortgages/fixed-vs-tracker-mortgage/",
      "title": "Fixed-rate vs tracker mortgage — which is right? — Are interest-only mortgages still available?",
      "category": "guide"
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      "title": "How remortgaging works — and when to start the process — Costs and pitfalls",
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      "sourceUrl": "https://moneyguide.org.uk/mortgages/remortgage-guide/",
      "title": "How remortgaging works — and when to start the process — Can I borrow more when I remortgage?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-424.json",
      "markdownUrl": "/geo-chunks/c/mg-424.md",
      "tokens": 793,
      "sourceUrl": "https://moneyguide.org.uk/pensions/state-pension-explained/",
      "title": "The State Pension in 2026/27 — explained simply — Is the State Pension taxable?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-426.json",
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      "title": "Workplace pension vs SIPP — which should you use? — Salary sacrifice — the National Insurance angle",
      "category": "guide"
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      "title": "Workplace pension vs SIPP — which should you use? — Are SIPP contributions also reported to HMRC?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-428.json",
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      "sourceUrl": "https://moneyguide.org.uk/pensions/annual-allowance/",
      "title": "The pension Annual Allowance explained — How do I carry forward unused allowance?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-429.json",
      "markdownUrl": "/geo-chunks/c/mg-429.md",
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      "category": "guide"
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      "url": "/geo-chunks/c/mg-432.json",
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      "title": "High Income Child Benefit Charge — how it works after the 2024 reform — How is it paid?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-433.json",
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      "title": "Drawdown vs annuity — choosing how to take your pension — Can I change my mind?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-434.json",
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      "title": "Drawdown vs annuity — choosing how to take your pension — Does the April 2027 IHT change affect this?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-435.json",
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      "title": "April 2027 — when pensions enter Inheritance Tax — Does the 25% tax-free lump sum still work?",
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      "url": "/geo-chunks/c/mg-449.json",
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      "category": "guide"
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      "url": "/geo-chunks/c/mg-453.json",
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      "category": "guide"
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      "url": "/geo-chunks/c/mg-455.json",
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      "category": "guide"
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      "url": "/geo-chunks/c/mg-456.json",
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      "category": "guide"
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      "url": "/geo-chunks/c/mg-457.json",
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      "url": "/geo-chunks/c/mg-458.json",
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      "category": "guide"
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      "url": "/geo-chunks/c/mg-459.json",
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      "category": "guide"
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      "url": "/geo-chunks/c/mg-460.json",
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      "category": "guide"
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      "url": "/geo-chunks/c/mg-461.json",
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      "category": "guide"
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      "url": "/geo-chunks/c/mg-462.json",
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      "title": "The energy price cap and Warm Home Discount — what they actually mean — Can I switch supplier and keep the cap?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-463.json",
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      "title": "FSCS deposit protection: how the £85,000 limit really works — Are my National Savings & Investments products FSCS-protected?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-464.json",
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      "category": "guide"
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      "url": "/geo-chunks/c/mg-465.json",
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      "title": "How the Current Account Switch Service (CASS) works — Does switching damage my credit file?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-466.json",
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      "url": "/geo-chunks/c/mg-467.json",
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      "title": "Authorised push payment (APP) fraud: the new reimbursement rules — What if my bank refuses to reimburse?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-469.json",
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      "title": "The Breathing Space scheme: 60 days free from creditor pressure — How do I apply?",
      "category": "guide"
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      "id": "mg-471",
      "url": "/geo-chunks/c/mg-471.json",
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      "url": "/geo-chunks/c/mg-472.json",
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      "category": "guide"
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      "url": "/geo-chunks/c/mg-473.json",
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      "title": "Priority debts vs non-priority debts — Can I be sent to prison for council tax debt?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-474.json",
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      "category": "guide"
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      "url": "/geo-chunks/c/mg-476.json",
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      "category": "guide"
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      "url": "/geo-chunks/c/mg-477.json",
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      "category": "guide"
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      "url": "/geo-chunks/c/mg-478.json",
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      "category": "guide"
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      "url": "/geo-chunks/c/mg-480.json",
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      "category": "guide"
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      "url": "/geo-chunks/c/mg-481.json",
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      "category": "guide"
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      "url": "/geo-chunks/c/mg-482.json",
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      "category": "guide"
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      "category": "guide"
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      "category": "guide"
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      "title": "Section 75 vs chargeback: how to get your money back — Can the card provider refuse a Section 75 claim?",
      "category": "guide"
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      "category": "guide"
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      "title": "Flight delay and cancellation compensation under UK261 — What if I miss a connection?",
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      "category": "guide"
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      "url": "/geo-chunks/c/mg-510.json",
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      "url": "/geo-chunks/c/mg-511.json",
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      "title": "Self-Invested Personal Pensions (SIPPs) explained — Are SIPPs protected if the platform fails?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-512.json",
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      "category": "guide"
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      "title": "Retiring early: how much you need and how to bridge to State Pension — Should I take the 25% tax-free cash all at once?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-514.json",
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      "title": "What happens to your pension when you die — The April 2027 Inheritance Tax change",
      "category": "guide"
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      "title": "What happens to your pension when you die — How does the April 2027 IHT change affect spouses?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-516.json",
      "markdownUrl": "/geo-chunks/c/mg-516.md",
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      "title": "Pension Credit: who qualifies and how to claim — How to claim",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-517.json",
      "markdownUrl": "/geo-chunks/c/mg-517.md",
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      "title": "Pension Credit: who qualifies and how to claim — I missed out for years — can I claim back?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-518.json",
      "markdownUrl": "/geo-chunks/c/mg-518.md",
      "tokens": 812,
      "sourceUrl": "https://moneyguide.org.uk/work-earnings/tax-codes-explained/",
      "title": "UK tax codes explained: 1257L, BR, K codes and emergency tax — BR, D0, D1 and 0T — when you have more than one income",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-519.json",
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      "title": "UK tax codes explained: 1257L, BR, K codes and emergency tax — Why is my tax code lower than 1257?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-520.json",
      "markdownUrl": "/geo-chunks/c/mg-520.md",
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      "sourceUrl": "https://moneyguide.org.uk/work-earnings/tax-codes-explained/",
      "title": "UK tax codes explained: 1257L, BR, K codes and emergency tax — Do students get a different tax code?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-521.json",
      "markdownUrl": "/geo-chunks/c/mg-521.md",
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      "title": "Statutory Sick Pay (SSP): rates, eligibility and how it is paid — How long it is paid for",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-522.json",
      "markdownUrl": "/geo-chunks/c/mg-522.md",
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      "sourceUrl": "https://moneyguide.org.uk/work-earnings/statutory-sick-pay/",
      "title": "Statutory Sick Pay (SSP): rates, eligibility and how it is paid — Can I be sacked while on SSP?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-523.json",
      "markdownUrl": "/geo-chunks/c/mg-523.md",
      "tokens": 819,
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      "title": "Holiday pay and entitlement: rolled-up pay, irregular hours and the 5.6 weeks — Irregular hours, part-year work and rolled-up pay (from April 2024)",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-524.json",
      "markdownUrl": "/geo-chunks/c/mg-524.md",
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      "title": "Holiday pay and entitlement: rolled-up pay, irregular hours and the 5.6 weeks — Is holiday pay taxed?",
      "category": "guide"
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      "id": "mg-525",
      "url": "/geo-chunks/c/mg-525.json",
      "markdownUrl": "/geo-chunks/c/mg-525.md",
      "tokens": 783,
      "sourceUrl": "https://moneyguide.org.uk/benefits-tax/inheritance-tax-explained/",
      "title": "Inheritance Tax: nil-rate bands, the 7-year rule and gifts — The 7-year rule and gifting",
      "category": "guide"
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      "id": "mg-526",
      "url": "/geo-chunks/c/mg-526.json",
      "markdownUrl": "/geo-chunks/c/mg-526.md",
      "tokens": 834,
      "sourceUrl": "https://moneyguide.org.uk/benefits-tax/inheritance-tax-explained/",
      "title": "Inheritance Tax: nil-rate bands, the 7-year rule and gifts — What is 'gifts out of normal expenditure'?",
      "category": "guide"
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      "id": "mg-527",
      "url": "/geo-chunks/c/mg-527.json",
      "markdownUrl": "/geo-chunks/c/mg-527.md",
      "tokens": 89,
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      "title": "Inheritance Tax: nil-rate bands, the 7-year rule and gifts — Can I avoid IHT by giving everything away?",
      "category": "guide"
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      "id": "mg-528",
      "url": "/geo-chunks/c/mg-528.json",
      "markdownUrl": "/geo-chunks/c/mg-528.md",
      "tokens": 812,
      "sourceUrl": "https://moneyguide.org.uk/investing/etfs-explained/",
      "title": "ETFs explained: how they work, costs and what to watch — The UK 'reporting status' rule",
      "category": "guide"
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      "id": "mg-529",
      "url": "/geo-chunks/c/mg-529.json",
      "markdownUrl": "/geo-chunks/c/mg-529.md",
      "tokens": 721,
      "sourceUrl": "https://moneyguide.org.uk/investing/etfs-explained/",
      "title": "ETFs explained: how they work, costs and what to watch — How are ETF dividends taxed?",
      "category": "guide"
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      "id": "mg-530",
      "url": "/geo-chunks/c/mg-530.json",
      "markdownUrl": "/geo-chunks/c/mg-530.md",
      "tokens": 842,
      "sourceUrl": "https://moneyguide.org.uk/savings/premium-bonds-explained/",
      "title": "Premium Bonds explained: odds, prizes and the tax position — Tax treatment and eligibility",
      "category": "guide"
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      "id": "mg-531",
      "url": "/geo-chunks/c/mg-531.json",
      "markdownUrl": "/geo-chunks/c/mg-531.md",
      "tokens": 578,
      "sourceUrl": "https://moneyguide.org.uk/savings/premium-bonds-explained/",
      "title": "Premium Bonds explained: odds, prizes and the tax position — Should I move money from a savings account to Premium Bonds?",
      "category": "guide"
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      "id": "mg-532",
      "url": "/geo-chunks/c/mg-532.json",
      "markdownUrl": "/geo-chunks/c/mg-532.md",
      "tokens": 800,
      "sourceUrl": "https://moneyguide.org.uk/family-life/probate-process/",
      "title": "The probate process in England, Wales, Scotland and Northern Ireland — Scotland and Northern Ireland",
      "category": "guide"
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      "id": "mg-533",
      "url": "/geo-chunks/c/mg-533.json",
      "markdownUrl": "/geo-chunks/c/mg-533.md",
      "tokens": 835,
      "sourceUrl": "https://moneyguide.org.uk/family-life/probate-process/",
      "title": "The probate process in England, Wales, Scotland and Northern Ireland — Can probate fees be paid from the estate?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-534.json",
      "markdownUrl": "/geo-chunks/c/mg-534.md",
      "tokens": 796,
      "sourceUrl": "https://moneyguide.org.uk/family-life/digital-assets-in-your-will/",
      "title": "Digital assets in your will: the Property (Digital Assets etc) Act 2025 explained — The access problem — and three ways to solve it",
      "category": "guide"
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      "id": "mg-535",
      "url": "/geo-chunks/c/mg-535.json",
      "markdownUrl": "/geo-chunks/c/mg-535.md",
      "tokens": 777,
      "sourceUrl": "https://moneyguide.org.uk/family-life/digital-assets-in-your-will/",
      "title": "Digital assets in your will: the Property (Digital Assets etc) Act 2025 explained — Are NFTs covered?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-536.json",
      "markdownUrl": "/geo-chunks/c/mg-536.md",
      "tokens": 95,
      "sourceUrl": "https://moneyguide.org.uk/family-life/digital-assets-in-your-will/",
      "title": "Digital assets in your will: the Property (Digital Assets etc) Act 2025 explained — What if I die intestate (no will)?",
      "category": "guide"
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      "id": "mg-537",
      "url": "/geo-chunks/c/mg-537.json",
      "markdownUrl": "/geo-chunks/c/mg-537.md",
      "tokens": 735,
      "sourceUrl": "https://moneyguide.org.uk/benefits-tax/inheritance-tax-on-crypto/",
      "title": "Inheritance Tax on crypto, NFTs and DeFi holdings — Valuation: the practical headaches",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-538.json",
      "markdownUrl": "/geo-chunks/c/mg-538.md",
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      "sourceUrl": "https://moneyguide.org.uk/benefits-tax/inheritance-tax-on-crypto/",
      "title": "Inheritance Tax on crypto, NFTs and DeFi holdings — Are crypto donations to charity exempt from IHT?",
      "category": "guide"
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      "id": "mg-539",
      "url": "/geo-chunks/c/mg-539.json",
      "markdownUrl": "/geo-chunks/c/mg-539.md",
      "tokens": 792,
      "sourceUrl": "https://moneyguide.org.uk/family-life/executor-digital-assets-probate/",
      "title": "How UK executors handle hardware wallets, seed phrases and multisig during probate — Step 3 — valuing for IHT and recovering self-custody",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-540.json",
      "markdownUrl": "/geo-chunks/c/mg-540.md",
      "tokens": 770,
      "sourceUrl": "https://moneyguide.org.uk/family-life/executor-digital-assets-probate/",
      "title": "How UK executors handle hardware wallets, seed phrases and multisig during probate — How long does this all take?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-541.json",
      "markdownUrl": "/geo-chunks/c/mg-541.md",
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      "sourceUrl": "https://moneyguide.org.uk/benefits-tax/donating-crypto-to-uk-charities/",
      "title": "Donating crypto to UK charities: what tax relief actually applies — Why selling and donating cash is usually worse",
      "category": "guide"
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      "id": "mg-542",
      "url": "/geo-chunks/c/mg-542.json",
      "markdownUrl": "/geo-chunks/c/mg-542.md",
      "tokens": 835,
      "sourceUrl": "https://moneyguide.org.uk/benefits-tax/donating-crypto-to-uk-charities/",
      "title": "Donating crypto to UK charities: what tax relief actually applies — Could the rules be extended to give Income Tax relief on crypto?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-543.json",
      "markdownUrl": "/geo-chunks/c/mg-543.md",
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      "sourceUrl": "https://moneyguide.org.uk/family-life/how-to-write-a-will-uk/",
      "title": "How to write a will in the UK — online, DIY or solicitor — Is an online will as valid as a solicitor’s will?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-544.json",
      "markdownUrl": "/geo-chunks/c/mg-544.md",
      "tokens": 322,
      "sourceUrl": "https://moneyguide.org.uk/family-life/how-to-write-a-will-uk/",
      "title": "How to write a will in the UK — online, DIY or solicitor — When do I need a solicitor?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-545.json",
      "markdownUrl": "/geo-chunks/c/mg-545.md",
      "tokens": 787,
      "sourceUrl": "https://moneyguide.org.uk/family-life/will-witnessing-rules-uk/",
      "title": "Will witnessing rules in the UK — who can sign, when, and where it goes wrong — Who cannot witness",
      "category": "guide"
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      "id": "mg-546",
      "url": "/geo-chunks/c/mg-546.json",
      "markdownUrl": "/geo-chunks/c/mg-546.md",
      "tokens": 436,
      "sourceUrl": "https://moneyguide.org.uk/family-life/will-witnessing-rules-uk/",
      "title": "Will witnessing rules in the UK — who can sign, when, and where it goes wrong — Are video-witnessed wills still valid?",
      "category": "guide"
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      "id": "mg-547",
      "url": "/geo-chunks/c/mg-547.json",
      "markdownUrl": "/geo-chunks/c/mg-547.md",
      "tokens": 780,
      "sourceUrl": "https://moneyguide.org.uk/family-life/mirror-wills-vs-mutual-wills/",
      "title": "Mirror wills vs mutual wills — what's the difference and which do couples need? — Better alternatives for blended families",
      "category": "guide"
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      "id": "mg-548",
      "url": "/geo-chunks/c/mg-548.json",
      "markdownUrl": "/geo-chunks/c/mg-548.md",
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      "sourceUrl": "https://moneyguide.org.uk/family-life/mirror-wills-vs-mutual-wills/",
      "title": "Mirror wills vs mutual wills — what's the difference and which do couples need? — What happens if the survivor remarries?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-549.json",
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      "tokens": 816,
      "sourceUrl": "https://moneyguide.org.uk/family-life/inheritance-tax-7-year-rule/",
      "title": "The Inheritance Tax 7-year rule — taper relief, PETs and how it really works — Gifts with reservation and the GROB rule",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-550.json",
      "markdownUrl": "/geo-chunks/c/mg-550.md",
      "tokens": 427,
      "sourceUrl": "https://moneyguide.org.uk/family-life/inheritance-tax-7-year-rule/",
      "title": "The Inheritance Tax 7-year rule — taper relief, PETs and how it really works — What's the 14-year rule I keep hearing about?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-551.json",
      "markdownUrl": "/geo-chunks/c/mg-551.md",
      "tokens": 766,
      "sourceUrl": "https://moneyguide.org.uk/family-life/residence-nil-rate-band-explained/",
      "title": "The residence nil-rate band — extra £175,000 IHT allowance for leaving your home to children — Downsizing addition",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-552.json",
      "markdownUrl": "/geo-chunks/c/mg-552.md",
      "tokens": 403,
      "sourceUrl": "https://moneyguide.org.uk/family-life/residence-nil-rate-band-explained/",
      "title": "The residence nil-rate band — extra £175,000 IHT allowance for leaving your home to children — Is the RNRB lost if the home is sold in probate?",
      "category": "guide"
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      "id": "mg-553",
      "url": "/geo-chunks/c/mg-553.json",
      "markdownUrl": "/geo-chunks/c/mg-553.md",
      "tokens": 808,
      "sourceUrl": "https://moneyguide.org.uk/family-life/deed-of-variation/",
      "title": "Deed of variation — rewriting a will after death for tax or family reasons — Disclaimer vs deed of variation",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-554.json",
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      "sourceUrl": "https://moneyguide.org.uk/family-life/deed-of-variation/",
      "title": "Deed of variation — rewriting a will after death for tax or family reasons — Can I vary an intestacy as well as a will?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-555.json",
      "markdownUrl": "/geo-chunks/c/mg-555.md",
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      "sourceUrl": "https://moneyguide.org.uk/family-life/trusts-basics-uk/",
      "title": "UK trusts basics — bare, interest in possession, discretionary and the trust register — Discretionary trusts",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-556.json",
      "markdownUrl": "/geo-chunks/c/mg-556.md",
      "tokens": 519,
      "sourceUrl": "https://moneyguide.org.uk/family-life/trusts-basics-uk/",
      "title": "UK trusts basics — bare, interest in possession, discretionary and the trust register — Are insurance policies in trust caught by the TRS?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-557.json",
      "markdownUrl": "/geo-chunks/c/mg-557.md",
      "tokens": 800,
      "sourceUrl": "https://moneyguide.org.uk/family-life/estate-planning-unmarried-couples/",
      "title": "Estate planning for unmarried couples — the rules that cost partners everything — Inheritance Tax planning without a spouse exemption",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-558.json",
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      "sourceUrl": "https://moneyguide.org.uk/family-life/estate-planning-unmarried-couples/",
      "title": "Estate planning for unmarried couples — the rules that cost partners everything — Can my partner block our children from inheriting?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-559.json",
      "markdownUrl": "/geo-chunks/c/mg-559.md",
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      "url": "/geo-chunks/c/mg-586.json",
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      "title": "Compound interest explained: why time matters more than amount — Does compounding beat inflation?",
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      "url": "/geo-chunks/c/mg-594.json",
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      "title": "Pension tax relief explained: free money on what you save — Is there a limit on tax-relieved contributions?",
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      "title": "Refunds and returns: your UK consumer rights explained — How long do I have to return online purchases?",
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      "url": "/geo-chunks/c/mg-597.json",
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      "title": "Emergency fund: how much to save and where to keep it — Should I invest my emergency fund?",
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      "title": "Cost of living help: support you may be able to claim — Where can I get free debt help?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-626.json",
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      "title": "Mortgage prisoners explained: trapped on high rates — Is there compensation for mortgage prisoners?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-627.json",
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      "title": "Pension Wise explained: free guidance for over-50s — Do I need Pension Wise before accessing my pension?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-628.json",
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      "title": "Phased retirement explained: easing into retirement income — Is phased retirement better than an annuity?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-629.json",
      "markdownUrl": "/geo-chunks/c/mg-629.md",
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      "title": "Employer pension matching: don't leave free money on the table — Is employer matching the same as auto-enrolment?",
      "category": "guide"
    },
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      "url": "/geo-chunks/c/mg-630.json",
      "markdownUrl": "/geo-chunks/c/mg-630.md",
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      "sourceUrl": "https://moneyguide.org.uk/pensions/state-pension-deferral/",
      "title": "State pension deferral: boosting your weekly payment — Is the lump sum option worth it?",
      "category": "guide"
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    {
      "id": "mg-631",
      "url": "/geo-chunks/c/mg-631.json",
      "markdownUrl": "/geo-chunks/c/mg-631.md",
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      "title": "Guarantor loans explained: borrowing with someone else's backing — Does a guarantor loan help the borrower's credit score?",
      "category": "guide"
    },
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      "url": "/geo-chunks/c/mg-632.json",
      "markdownUrl": "/geo-chunks/c/mg-632.md",
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      "sourceUrl": "https://moneyguide.org.uk/credit/0-percent-credit-cards-explained/",
      "title": "0% credit cards explained: interest-free spending and transfers — Is a 0% card better than a personal loan?",
      "category": "guide"
    },
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      "id": "mg-633",
      "url": "/geo-chunks/c/mg-633.json",
      "markdownUrl": "/geo-chunks/c/mg-633.md",
      "tokens": 800,
      "sourceUrl": "https://moneyguide.org.uk/credit/minimum-payment-trap/",
      "title": "The minimum payment trap: why paying the minimum keeps you in debt — Can my lender increase the minimum payment?",
      "category": "guide"
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      "id": "mg-635",
      "url": "/geo-chunks/c/mg-635.json",
      "markdownUrl": "/geo-chunks/c/mg-635.md",
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      "title": "Credit utilisation explained: how much of your limit you use — How quickly does lower utilisation improve my score?",
      "category": "guide"
    },
    {
      "id": "mg-636",
      "url": "/geo-chunks/c/mg-636.json",
      "markdownUrl": "/geo-chunks/c/mg-636.md",
      "tokens": 819,
      "sourceUrl": "https://moneyguide.org.uk/credit/debt-consolidation-loans-explained/",
      "title": "Debt consolidation loans explained: one payment, but watch the cost — Should I consolidate into my mortgage?",
      "category": "guide"
    },
    {
      "id": "mg-637",
      "url": "/geo-chunks/c/mg-637.json",
      "markdownUrl": "/geo-chunks/c/mg-637.md",
      "tokens": 764,
      "sourceUrl": "https://moneyguide.org.uk/debt-help/debt-management-plans-explained/",
      "title": "Debt management plans explained: free help to repay what you owe — Can creditors refuse a DMP?",
      "category": "guide"
    },
    {
      "id": "mg-638",
      "url": "/geo-chunks/c/mg-638.json",
      "markdownUrl": "/geo-chunks/c/mg-638.md",
      "tokens": 812,
      "sourceUrl": "https://moneyguide.org.uk/debt-help/iva-explained/",
      "title": "Individual Voluntary Arrangements explained: a formal route out of debt — What happens if I miss IVA payments?",
      "category": "guide"
    },
    {
      "id": "mg-639",
      "url": "/geo-chunks/c/mg-639.json",
      "markdownUrl": "/geo-chunks/c/mg-639.md",
      "tokens": 691,
      "sourceUrl": "https://moneyguide.org.uk/debt-help/bankruptcy-explained/",
      "title": "Bankruptcy explained: the last-resort debt solution — Can I be made bankrupt by a creditor?",
      "category": "guide"
    },
    {
      "id": "mg-640",
      "url": "/geo-chunks/c/mg-640.json",
      "markdownUrl": "/geo-chunks/c/mg-640.md",
      "tokens": 765,
      "sourceUrl": "https://moneyguide.org.uk/debt-help/debt-relief-orders-explained/",
      "title": "Debt relief orders explained: bankruptcy for smaller debts — What if my finances improve during a DRO?",
      "category": "guide"
    },
    {
      "id": "mg-641",
      "url": "/geo-chunks/c/mg-641.json",
      "markdownUrl": "/geo-chunks/c/mg-641.md",
      "tokens": 809,
      "sourceUrl": "https://moneyguide.org.uk/debt-help/council-tax-arrears-help/",
      "title": "Council tax arrears: what to do if you cannot pay — Does Council Tax Support cover arrears?",
      "category": "guide"
    },
    {
      "id": "mg-643",
      "url": "/geo-chunks/c/mg-643.json",
      "markdownUrl": "/geo-chunks/c/mg-643.md",
      "tokens": 826,
      "sourceUrl": "https://moneyguide.org.uk/debt-help/rent-arrears-advice/",
      "title": "Rent arrears advice: protecting your home when you fall behind — Can I include rent arrears in a debt solution?",
      "category": "guide"
    },
    {
      "id": "mg-644",
      "url": "/geo-chunks/c/mg-644.json",
      "markdownUrl": "/geo-chunks/c/mg-644.md",
      "tokens": 800,
      "sourceUrl": "https://moneyguide.org.uk/insurance/gap-insurance-explained/",
      "title": "GAP insurance explained: covering the gap when your car is written off — Can I cancel GAP insurance?",
      "category": "guide"
    },
    {
      "id": "mg-645",
      "url": "/geo-chunks/c/mg-645.json",
      "markdownUrl": "/geo-chunks/c/mg-645.md",
      "tokens": 767,
      "sourceUrl": "https://moneyguide.org.uk/insurance/warranty-vs-guarantee/",
      "title": "Warranty vs guarantee: what protection do you actually have? — Can I claim under both a guarantee and the Consumer Rights Act?",
      "category": "guide"
    },
    {
      "id": "mg-646",
      "url": "/geo-chunks/c/mg-646.json",
      "markdownUrl": "/geo-chunks/c/mg-646.md",
      "tokens": 678,
      "sourceUrl": "https://moneyguide.org.uk/benefits-tax/household-support-fund/",
      "title": "Household Support Fund: emergency help with essentials — Can I apply more than once?",
      "category": "guide"
    },
    {
      "id": "mg-647",
      "url": "/geo-chunks/c/mg-647.json",
      "markdownUrl": "/geo-chunks/c/mg-647.md",
      "tokens": 804,
      "sourceUrl": "https://moneyguide.org.uk/bills-utilities/energy-switching-guide/",
      "title": "Energy switching guide: how to find a cheaper tariff — Already on a fix?",
      "category": "guide"
    },
    {
      "id": "mg-648",
      "url": "/geo-chunks/c/mg-648.json",
      "markdownUrl": "/geo-chunks/c/mg-648.md",
      "tokens": 749,
      "sourceUrl": "https://moneyguide.org.uk/bills-utilities/energy-switching-guide/",
      "title": "Energy switching guide: how to find a cheaper tariff — Should I fix before the July 2026 cap rise?",
      "category": "guide"
    },
    {
      "id": "mg-649",
      "url": "/geo-chunks/c/mg-649.json",
      "markdownUrl": "/geo-chunks/c/mg-649.md",
      "tokens": 718,
      "sourceUrl": "https://moneyguide.org.uk/bills-utilities/train-delay-compensation/",
      "title": "Train delay compensation: how to claim money back — Does compensation cover consequential losses?",
      "category": "guide"
    },
    {
      "id": "mg-650",
      "url": "/geo-chunks/c/mg-650.json",
      "markdownUrl": "/geo-chunks/c/mg-650.md",
      "tokens": 799,
      "sourceUrl": "https://moneyguide.org.uk/bills-utilities/mobile-sim-only-vs-contract/",
      "title": "SIM-only vs phone contract: which saves you money? — Is SIM-only credit checked?",
      "category": "guide"
    },
    {
      "id": "mg-652",
      "url": "/geo-chunks/c/mg-652.json",
      "markdownUrl": "/geo-chunks/c/mg-652.md",
      "tokens": 705,
      "sourceUrl": "https://moneyguide.org.uk/bills-utilities/home-insulation-grants/",
      "title": "Home insulation grants: free and subsidised energy efficiency — Will insulation affect my EPC rating?",
      "category": "guide"
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    {
      "id": "mg-653",
      "url": "/geo-chunks/c/mg-653.json",
      "markdownUrl": "/geo-chunks/c/mg-653.md",
      "tokens": 736,
      "sourceUrl": "https://moneyguide.org.uk/work-earnings/salary-sacrifice-explained/",
      "title": "Salary sacrifice explained: saving tax on workplace benefits — Can my employer force me to salary sacrifice?",
      "category": "guide"
    },
    {
      "id": "mg-654",
      "url": "/geo-chunks/c/mg-654.json",
      "markdownUrl": "/geo-chunks/c/mg-654.md",
      "tokens": 738,
      "sourceUrl": "https://moneyguide.org.uk/work-earnings/cis-tax-construction/",
      "title": "CIS tax in construction: deductions and how to reclaim — Does CIS apply to all construction work?",
      "category": "guide"
    },
    {
      "id": "mg-655",
      "url": "/geo-chunks/c/mg-655.json",
      "markdownUrl": "/geo-chunks/c/mg-655.md",
      "tokens": 709,
      "sourceUrl": "https://moneyguide.org.uk/students/student-budget-guide/",
      "title": "Student budget guide: managing money at university — What if my maintenance loan is not enough?",
      "category": "guide"
    },
    {
      "id": "mg-656",
      "url": "/geo-chunks/c/mg-656.json",
      "markdownUrl": "/geo-chunks/c/mg-656.md",
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      "sourceUrl": "https://moneyguide.org.uk/students/plan-2-vs-plan-5-loans/",
      "title": "Plan 2 vs Plan 5 student loans: which plan are you on? — Should I overpay my student loan?",
      "category": "guide"
    },
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      "id": "mg-657",
      "url": "/geo-chunks/c/mg-657.json",
      "markdownUrl": "/geo-chunks/c/mg-657.md",
      "tokens": 732,
      "sourceUrl": "https://moneyguide.org.uk/students/maintenance-loan-explained/",
      "title": "Maintenance loans explained: living costs at university — Can I get a maintenance loan if I live at home?",
      "category": "guide"
    },
    {
      "id": "mg-658",
      "url": "/geo-chunks/c/mg-658.json",
      "markdownUrl": "/geo-chunks/c/mg-658.md",
      "tokens": 810,
      "sourceUrl": "https://moneyguide.org.uk/benefits-tax/attendance-allowance-explained/",
      "title": "Attendance Allowance explained: rates, eligibility and how to claim — How to claim and what happens next",
      "category": "guide"
    },
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      "id": "mg-659",
      "url": "/geo-chunks/c/mg-659.json",
      "markdownUrl": "/geo-chunks/c/mg-659.md",
      "tokens": 190,
      "sourceUrl": "https://moneyguide.org.uk/benefits-tax/attendance-allowance-explained/",
      "title": "Attendance Allowance explained: rates, eligibility and how to claim — What if my claim is refused?",
      "category": "guide"
    },
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      "id": "mg-660",
      "url": "/geo-chunks/c/mg-660.json",
      "markdownUrl": "/geo-chunks/c/mg-660.md",
      "tokens": 817,
      "sourceUrl": "https://moneyguide.org.uk/students/apprenticeships-pay-and-funding/",
      "title": "Apprenticeships explained: pay, funding and money tips — Building financial foundations",
      "category": "guide"
    },
    {
      "id": "mg-661",
      "url": "/geo-chunks/c/mg-661.json",
      "markdownUrl": "/geo-chunks/c/mg-661.md",
      "tokens": 176,
      "sourceUrl": "https://moneyguide.org.uk/students/apprenticeships-pay-and-funding/",
      "title": "Apprenticeships explained: pay, funding and money tips — What happens to pay after I qualify?",
      "category": "guide"
    },
    {
      "id": "mg-662",
      "url": "/geo-chunks/c/mg-662.json",
      "markdownUrl": "/geo-chunks/c/mg-662.md",
      "tokens": 839,
      "sourceUrl": "https://moneyguide.org.uk/cars-motoring/breakdown-cover-explained/",
      "title": "Breakdown cover explained: levels, costs and what to check — Are electric cars covered?",
      "category": "guide"
    },
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      "id": "mg-664",
      "url": "/geo-chunks/c/mg-664.json",
      "markdownUrl": "/geo-chunks/c/mg-664.md",
      "tokens": 786,
      "sourceUrl": "https://moneyguide.org.uk/family-life/care-home-funding-options/",
      "title": "Care home funding options: who pays and what help exists — Paying yourself and deferred fees",
      "category": "guide"
    },
    {
      "id": "mg-665",
      "url": "/geo-chunks/c/mg-665.json",
      "markdownUrl": "/geo-chunks/c/mg-665.md",
      "tokens": 323,
      "sourceUrl": "https://moneyguide.org.uk/family-life/care-home-funding-options/",
      "title": "Care home funding options: who pays and what help exists — How do Scotland and Wales differ?",
      "category": "guide"
    },
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      "id": "mg-666",
      "url": "/geo-chunks/c/mg-666.json",
      "markdownUrl": "/geo-chunks/c/mg-666.md",
      "tokens": 797,
      "sourceUrl": "https://moneyguide.org.uk/benefits-tax/carers-allowance-explained/",
      "title": "Carer's Allowance explained: eligibility, earnings limit and claims — How to claim and related help",
      "category": "guide"
    },
    {
      "id": "mg-667",
      "url": "/geo-chunks/c/mg-667.json",
      "markdownUrl": "/geo-chunks/c/mg-667.md",
      "tokens": 149,
      "sourceUrl": "https://moneyguide.org.uk/benefits-tax/carers-allowance-explained/",
      "title": "Carer's Allowance explained: eligibility, earnings limit and claims — What about Scotland?",
      "category": "guide"
    },
    {
      "id": "mg-668",
      "url": "/geo-chunks/c/mg-668.json",
      "markdownUrl": "/geo-chunks/c/mg-668.md",
      "tokens": 796,
      "sourceUrl": "https://moneyguide.org.uk/insurance/critical-illness-cover-explained/",
      "title": "Critical illness cover explained: conditions, payouts and claims — Choosing and claiming",
      "category": "guide"
    },
    {
      "id": "mg-669",
      "url": "/geo-chunks/c/mg-669.json",
      "markdownUrl": "/geo-chunks/c/mg-669.md",
      "tokens": 173,
      "sourceUrl": "https://moneyguide.org.uk/insurance/critical-illness-cover-explained/",
      "title": "Critical illness cover explained: conditions, payouts and claims — Can I have more than one policy?",
      "category": "guide"
    },
    {
      "id": "mg-670",
      "url": "/geo-chunks/c/mg-670.json",
      "markdownUrl": "/geo-chunks/c/mg-670.md",
      "tokens": 803,
      "sourceUrl": "https://moneyguide.org.uk/insurance/whole-of-life-insurance-explained/",
      "title": "Whole-of-life insurance explained: when it pays out and the costs — Is whole-of-life a good investment?",
      "category": "guide"
    },
    {
      "id": "mg-671",
      "url": "/geo-chunks/c/mg-671.json",
      "markdownUrl": "/geo-chunks/c/mg-671.md",
      "tokens": 114,
      "sourceUrl": "https://moneyguide.org.uk/insurance/whole-of-life-insurance-explained/",
      "title": "Whole-of-life insurance explained: when it pays out and the costs — How does this compare with over-50s plans?",
      "category": "guide"
    },
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      "id": "mg-672",
      "url": "/geo-chunks/c/mg-672.json",
      "markdownUrl": "/geo-chunks/c/mg-672.md",
      "tokens": 839,
      "sourceUrl": "https://moneyguide.org.uk/students/disabled-students-allowance/",
      "title": "Disabled Students' Allowance (DSA) explained — What if I am already at university?",
      "category": "guide"
    },
    {
      "id": "mg-673",
      "url": "/geo-chunks/c/mg-673.json",
      "markdownUrl": "/geo-chunks/c/mg-673.md",
      "tokens": 821,
      "sourceUrl": "https://moneyguide.org.uk/cars-motoring/ulez-and-clean-air-zones/",
      "title": "ULEZ and UK clean air zones explained — Reducing costs and planning trips",
      "category": "guide"
    },
    {
      "id": "mg-674",
      "url": "/geo-chunks/c/mg-674.json",
      "markdownUrl": "/geo-chunks/c/mg-674.md",
      "tokens": 164,
      "sourceUrl": "https://moneyguide.org.uk/cars-motoring/ulez-and-clean-air-zones/",
      "title": "ULEZ and UK clean air zones explained — Are residents discounted?",
      "category": "guide"
    },
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      "id": "mg-675",
      "url": "/geo-chunks/c/mg-675.json",
      "markdownUrl": "/geo-chunks/c/mg-675.md",
      "tokens": 836,
      "sourceUrl": "https://moneyguide.org.uk/insurance/life-insurance-basics/",
      "title": "Life insurance basics: when you need cover and which type to choose — Whole-of-life and when it makes sense",
      "category": "guide"
    },
    {
      "id": "mg-676",
      "url": "/geo-chunks/c/mg-676.json",
      "markdownUrl": "/geo-chunks/c/mg-676.md",
      "tokens": 809,
      "sourceUrl": "https://moneyguide.org.uk/insurance/life-insurance-basics/",
      "title": "Life insurance basics: when you need cover and which type to choose — What does writing in trust mean?",
      "category": "guide"
    },
    {
      "id": "mg-678",
      "url": "/geo-chunks/c/mg-678.json",
      "markdownUrl": "/geo-chunks/c/mg-678.md",
      "tokens": 803,
      "sourceUrl": "https://moneyguide.org.uk/benefits-tax/scotland-benefits-explained/",
      "title": "Benefits in Scotland explained: Social Security Scotland and DWP payments — Benefits still administered by DWP",
      "category": "guide"
    },
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      "id": "mg-679",
      "url": "/geo-chunks/c/mg-679.json",
      "markdownUrl": "/geo-chunks/c/mg-679.md",
      "tokens": 605,
      "sourceUrl": "https://moneyguide.org.uk/benefits-tax/scotland-benefits-explained/",
      "title": "Benefits in Scotland explained: Social Security Scotland and DWP payments — What if I move between Scotland and England?",
      "category": "guide"
    },
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      "id": "mg-680",
      "url": "/geo-chunks/c/mg-680.json",
      "markdownUrl": "/geo-chunks/c/mg-680.md",
      "tokens": 795,
      "sourceUrl": "https://moneyguide.org.uk/benefits-tax/wales-benefits-explained/",
      "title": "Benefits in Wales explained: Welsh schemes and UK-wide payments — Discretionary Assistance Fund and crisis support",
      "category": "guide"
    },
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      "id": "mg-681",
      "url": "/geo-chunks/c/mg-681.json",
      "markdownUrl": "/geo-chunks/c/mg-681.md",
      "tokens": 510,
      "sourceUrl": "https://moneyguide.org.uk/benefits-tax/wales-benefits-explained/",
      "title": "Benefits in Wales explained: Welsh schemes and UK-wide payments — Do Welsh students get maintenance grants?",
      "category": "guide"
    },
    {
      "id": "mg-682",
      "url": "/geo-chunks/c/mg-682.json",
      "markdownUrl": "/geo-chunks/c/mg-682.md",
      "tokens": 831,
      "sourceUrl": "https://moneyguide.org.uk/mortgages/tenant-deposit-protection/",
      "title": "Tenant deposit protection in England — Does deposit protection apply in Wales, Scotland and Northern Ireland?",
      "category": "guide"
    },
    {
      "id": "mg-683",
      "url": "/geo-chunks/c/mg-683.json",
      "markdownUrl": "/geo-chunks/c/mg-683.md",
      "tokens": 132,
      "sourceUrl": "https://moneyguide.org.uk/mortgages/tenant-deposit-protection/",
      "title": "Tenant deposit protection in England — What if I paid a deposit before 1 May 2026?",
      "category": "guide"
    },
    {
      "id": "mg-684",
      "url": "/geo-chunks/c/mg-684.json",
      "markdownUrl": "/geo-chunks/c/mg-684.md",
      "tokens": 826,
      "sourceUrl": "https://moneyguide.org.uk/mortgages/rent-increases-tenant-rights/",
      "title": "Rent increases: tenant rights under Section 13 — Do I have to pay the higher rent while I challenge it?",
      "category": "guide"
    },
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      "id": "mg-685",
      "url": "/geo-chunks/c/mg-685.json",
      "markdownUrl": "/geo-chunks/c/mg-685.md",
      "tokens": 140,
      "sourceUrl": "https://moneyguide.org.uk/mortgages/rent-increases-tenant-rights/",
      "title": "Rent increases: tenant rights under Section 13 — What if my landlord asks for a new tenancy at a higher rent instead?",
      "category": "guide"
    },
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      "id": "mg-686",
      "url": "/geo-chunks/c/mg-686.json",
      "markdownUrl": "/geo-chunks/c/mg-686.md",
      "tokens": 840,
      "sourceUrl": "https://moneyguide.org.uk/mortgages/tenant-repairs-rights/",
      "title": "Tenant rights to repairs and habitable homes — Is mould always the landlord's problem?",
      "category": "guide"
    },
    {
      "id": "mg-688",
      "url": "/geo-chunks/c/mg-688.json",
      "markdownUrl": "/geo-chunks/c/mg-688.md",
      "tokens": 787,
      "sourceUrl": "https://moneyguide.org.uk/mortgages/ending-a-tenancy-tenant-guide/",
      "title": "Ending a tenancy as a tenant — Can my landlord charge a break fee?",
      "category": "guide"
    },
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      "url": "/geo-chunks/c/mg-690.json",
      "markdownUrl": "/geo-chunks/c/mg-690.md",
      "tokens": 825,
      "sourceUrl": "https://moneyguide.org.uk/mortgages/renters-rights-act-tenant-guide/",
      "title": "Renters' Rights Act: what tenants need to know — What if my landlord gave a Section 21 notice before 1 May 2026?",
      "category": "guide"
    },
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      "id": "mg-692",
      "url": "/geo-chunks/c/mg-692.json",
      "markdownUrl": "/geo-chunks/c/mg-692.md",
      "tokens": 792,
      "sourceUrl": "https://moneyguide.org.uk/mortgages/landlord-deposit-protection/",
      "title": "Landlord deposit protection obligations — What about deposits taken before 1 May 2026?",
      "category": "guide"
    },
    {
      "id": "mg-693",
      "url": "/geo-chunks/c/mg-693.json",
      "markdownUrl": "/geo-chunks/c/mg-693.md",
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      "url": "/geo-chunks/c/mg-702.json",
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      "title": "Stocks and shares ISA transfer rules — Do I pay a fee to transfer?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-703.json",
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      "title": "UK bond tax explained — What records should I keep?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-704.json",
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      "title": "VCT and EIS tax relief explained — Are dividends from VCTs taxed?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-705.json",
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      "sourceUrl": "https://moneyguide.org.uk/investing/robo-adviser-vs-diy-investing/",
      "title": "Robo-adviser vs DIY investing in the UK — Which is better for pensions?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-706.json",
      "markdownUrl": "/geo-chunks/c/mg-706.md",
      "tokens": 647,
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      "title": "Pound-cost averaging explained — Can I combine lump sum and regular investing?",
      "category": "guide"
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      "id": "mg-707",
      "url": "/geo-chunks/c/mg-707.json",
      "markdownUrl": "/geo-chunks/c/mg-707.md",
      "tokens": 640,
      "sourceUrl": "https://moneyguide.org.uk/investing/investment-trusts-explained/",
      "title": "Investment trusts explained — What is a dividend hero?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-708.json",
      "markdownUrl": "/geo-chunks/c/mg-708.md",
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      "sourceUrl": "https://moneyguide.org.uk/investing/reits-uk-tax-explained/",
      "title": "UK REIT tax explained — Can non-UK REITs have different tax?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-709.json",
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      "tokens": 696,
      "sourceUrl": "https://moneyguide.org.uk/investing/bed-and-isa-strategy/",
      "title": "Bed and ISA strategy explained — What about bed and spouse?",
      "category": "guide"
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      "id": "mg-710",
      "url": "/geo-chunks/c/mg-710.json",
      "markdownUrl": "/geo-chunks/c/mg-710.md",
      "tokens": 636,
      "sourceUrl": "https://moneyguide.org.uk/pensions/money-purchase-annual-allowance-explained/",
      "title": "Money purchase annual allowance explained — What if I exceed £10,000?",
      "category": "guide"
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      "id": "mg-711",
      "url": "/geo-chunks/c/mg-711.json",
      "markdownUrl": "/geo-chunks/c/mg-711.md",
      "tokens": 667,
      "sourceUrl": "https://moneyguide.org.uk/pensions/pension-commutation-explained/",
      "title": "Pension commutation explained — Does commutation affect benefits?",
      "category": "guide"
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      "id": "mg-712",
      "url": "/geo-chunks/c/mg-712.json",
      "markdownUrl": "/geo-chunks/c/mg-712.md",
      "tokens": 656,
      "sourceUrl": "https://moneyguide.org.uk/pensions/pension-recycling-rules/",
      "title": "Pension recycling rules explained — Can I take tax-free cash every year?",
      "category": "guide"
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      "id": "mg-713",
      "url": "/geo-chunks/c/mg-713.json",
      "markdownUrl": "/geo-chunks/c/mg-713.md",
      "tokens": 644,
      "sourceUrl": "https://moneyguide.org.uk/pensions/pension-normal-minimum-pension-age/",
      "title": "Normal minimum pension age explained — What about overseas pensions?",
      "category": "guide"
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      "id": "mg-714",
      "url": "/geo-chunks/c/mg-714.json",
      "markdownUrl": "/geo-chunks/c/mg-714.md",
      "tokens": 695,
      "sourceUrl": "https://moneyguide.org.uk/pensions/pension-tax-free-lump-sum-rules/",
      "title": "Pension tax-free lump sum rules — Do I pay tax on reinvesting tax-free cash?",
      "category": "guide"
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      "id": "mg-715",
      "url": "/geo-chunks/c/mg-715.json",
      "markdownUrl": "/geo-chunks/c/mg-715.md",
      "tokens": 600,
      "sourceUrl": "https://moneyguide.org.uk/pensions/defined-benefit-pension-explained/",
      "title": "Defined benefit pension explained — How does DB interact with state pension?",
      "category": "guide"
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      "id": "mg-716",
      "url": "/geo-chunks/c/mg-716.json",
      "markdownUrl": "/geo-chunks/c/mg-716.md",
      "tokens": 559,
      "sourceUrl": "https://moneyguide.org.uk/pensions/flexi-access-drawdown-basics/",
      "title": "Flexi-access drawdown basics — What happens on death?",
      "category": "guide"
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      "id": "mg-717",
      "url": "/geo-chunks/c/mg-717.json",
      "markdownUrl": "/geo-chunks/c/mg-717.md",
      "tokens": 598,
      "sourceUrl": "https://moneyguide.org.uk/savings/notice-savings-accounts-explained/",
      "title": "Notice savings accounts explained — Do rates change on notice accounts?",
      "category": "guide"
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      "id": "mg-718",
      "url": "/geo-chunks/c/mg-718.json",
      "markdownUrl": "/geo-chunks/c/mg-718.md",
      "tokens": 614,
      "sourceUrl": "https://moneyguide.org.uk/savings/childrens-savings-accounts-explained/",
      "title": "Children's savings accounts explained — Are Premium Bonds for children?",
      "category": "guide"
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      "id": "mg-719",
      "url": "/geo-chunks/c/mg-719.json",
      "markdownUrl": "/geo-chunks/c/mg-719.md",
      "tokens": 617,
      "sourceUrl": "https://moneyguide.org.uk/savings/cash-isa-transfer-process/",
      "title": "Cash ISA transfer process explained — What if the transfer is delayed?",
      "category": "guide"
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      "id": "mg-720",
      "url": "/geo-chunks/c/mg-720.json",
      "markdownUrl": "/geo-chunks/c/mg-720.md",
      "tokens": 635,
      "sourceUrl": "https://moneyguide.org.uk/savings/help-to-save-scheme-explained/",
      "title": "Help to Save scheme explained — Is the bonus taxable?",
      "category": "guide"
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      "id": "mg-721",
      "url": "/geo-chunks/c/mg-721.json",
      "markdownUrl": "/geo-chunks/c/mg-721.md",
      "tokens": 556,
      "sourceUrl": "https://moneyguide.org.uk/savings/ns-and-i-savings-products/",
      "title": "NS&I savings products explained — How do I cash in?",
      "category": "guide"
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      "id": "mg-722",
      "url": "/geo-chunks/c/mg-722.json",
      "markdownUrl": "/geo-chunks/c/mg-722.md",
      "tokens": 579,
      "sourceUrl": "https://moneyguide.org.uk/savings/fixed-rate-bond-savings-explained/",
      "title": "Fixed-rate bond savings explained — Are Sharia fixed accounts the same?",
      "category": "guide"
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      "id": "mg-723",
      "url": "/geo-chunks/c/mg-723.json",
      "markdownUrl": "/geo-chunks/c/mg-723.md",
      "tokens": 578,
      "sourceUrl": "https://moneyguide.org.uk/mortgages/mortgage-overpayment-explained/",
      "title": "Mortgage overpayment explained — Do all lenders accept overpayments?",
      "category": "guide"
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      "id": "mg-724",
      "url": "/geo-chunks/c/mg-724.json",
      "markdownUrl": "/geo-chunks/c/mg-724.md",
      "tokens": 583,
      "sourceUrl": "https://moneyguide.org.uk/mortgages/porting-a-mortgage-explained/",
      "title": "Porting a mortgage explained — What if rates are now lower?",
      "category": "guide"
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      "id": "mg-725",
      "url": "/geo-chunks/c/mg-725.json",
      "markdownUrl": "/geo-chunks/c/mg-725.md",
      "tokens": 580,
      "sourceUrl": "https://moneyguide.org.uk/mortgages/offset-mortgage-explained/",
      "title": "Offset mortgage explained — What happens if savings exceed mortgage?",
      "category": "guide"
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    {
      "id": "mg-726",
      "url": "/geo-chunks/c/mg-726.json",
      "markdownUrl": "/geo-chunks/c/mg-726.md",
      "tokens": 566,
      "sourceUrl": "https://moneyguide.org.uk/mortgages/interest-only-mortgage-explained/",
      "title": "Interest-only mortgage explained — Are retirement interest-only mortgages different?",
      "category": "guide"
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      "id": "mg-727",
      "url": "/geo-chunks/c/mg-727.json",
      "markdownUrl": "/geo-chunks/c/mg-727.md",
      "tokens": 575,
      "sourceUrl": "https://moneyguide.org.uk/mortgages/mortgage-affordability-rules/",
      "title": "Mortgage affordability rules explained — Can I borrow more with a joint application?",
      "category": "guide"
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      "id": "mg-728",
      "url": "/geo-chunks/c/mg-728.json",
      "markdownUrl": "/geo-chunks/c/mg-728.md",
      "tokens": 618,
      "sourceUrl": "https://moneyguide.org.uk/mortgages/mortgage-early-repayment-charges/",
      "title": "Mortgage early repayment charges explained — Can I negotiate ERC waiver?",
      "category": "guide"
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      "id": "mg-729",
      "url": "/geo-chunks/c/mg-729.json",
      "markdownUrl": "/geo-chunks/c/mg-729.md",
      "tokens": 705,
      "sourceUrl": "https://moneyguide.org.uk/credit/credit-reference-agencies-explained/",
      "title": "Credit reference agencies explained — Can I remove a default early?",
      "category": "guide"
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      "id": "mg-730",
      "url": "/geo-chunks/c/mg-730.json",
      "markdownUrl": "/geo-chunks/c/mg-730.md",
      "tokens": 705,
      "sourceUrl": "https://moneyguide.org.uk/credit/credit-file-disputes-guide/",
      "title": "Credit file disputes guide — Should I use credit repair companies?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-731.json",
      "markdownUrl": "/geo-chunks/c/mg-731.md",
      "tokens": 725,
      "sourceUrl": "https://moneyguide.org.uk/credit/buy-now-pay-later-uk-rules/",
      "title": "Buy now pay later UK rules explained — Can I complain about BNPL?",
      "category": "guide"
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      "id": "mg-732",
      "url": "/geo-chunks/c/mg-732.json",
      "markdownUrl": "/geo-chunks/c/mg-732.md",
      "tokens": 688,
      "sourceUrl": "https://moneyguide.org.uk/credit/credit-card-rewards-tax/",
      "title": "Credit card rewards and tax explained — Which rewards beat cashback?",
      "category": "guide"
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      "id": "mg-733",
      "url": "/geo-chunks/c/mg-733.json",
      "markdownUrl": "/geo-chunks/c/mg-733.md",
      "tokens": 761,
      "sourceUrl": "https://moneyguide.org.uk/credit/secured-loans-vs-unsecured/",
      "title": "Secured loans vs unsecured loans explained — Are logbook loans secured?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-734.json",
      "markdownUrl": "/geo-chunks/c/mg-734.md",
      "tokens": 717,
      "sourceUrl": "https://moneyguide.org.uk/credit/credit-limit-increases-explained/",
      "title": "Credit limit increases explained — Will increase trigger hard search?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-735.json",
      "markdownUrl": "/geo-chunks/c/mg-735.md",
      "tokens": 739,
      "sourceUrl": "https://moneyguide.org.uk/debt-help/statutory-debt-repayment-plan/",
      "title": "Statutory debt repayment plan explained — Can I enter Breathing Space twice?",
      "category": "guide"
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      "id": "mg-736",
      "url": "/geo-chunks/c/mg-736.json",
      "markdownUrl": "/geo-chunks/c/mg-736.md",
      "tokens": 706,
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      "category": "guide"
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      "id": "mg-737",
      "url": "/geo-chunks/c/mg-737.json",
      "markdownUrl": "/geo-chunks/c/mg-737.md",
      "tokens": 712,
      "sourceUrl": "https://moneyguide.org.uk/debt-help/attachment-of-earnings-order/",
      "title": "Attachment of earnings orders explained — Do AEOs affect credit files?",
      "category": "guide"
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      "id": "mg-738",
      "url": "/geo-chunks/c/mg-738.json",
      "markdownUrl": "/geo-chunks/c/mg-738.md",
      "tokens": 718,
      "sourceUrl": "https://moneyguide.org.uk/insurance/term-life-insurance-explained/",
      "title": "Term life insurance explained — Does terminal illness cover differ?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-739.json",
      "markdownUrl": "/geo-chunks/c/mg-739.md",
      "tokens": 699,
      "sourceUrl": "https://moneyguide.org.uk/insurance/income-protection-waiting-periods/",
      "title": "Income protection waiting periods explained — Can self-employed people buy IP?",
      "category": "guide"
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      "id": "mg-740",
      "url": "/geo-chunks/c/mg-740.json",
      "markdownUrl": "/geo-chunks/c/mg-740.md",
      "tokens": 691,
      "sourceUrl": "https://moneyguide.org.uk/insurance/home-emergency-cover-explained/",
      "title": "Home emergency cover explained — Does it cover tenants?",
      "category": "guide"
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      "id": "mg-741",
      "url": "/geo-chunks/c/mg-741.json",
      "markdownUrl": "/geo-chunks/c/mg-741.md",
      "tokens": 688,
      "sourceUrl": "https://moneyguide.org.uk/insurance/multi-car-insurance-basics/",
      "title": "Multi-car insurance basics — Does a claim affect all cars on policy?",
      "category": "guide"
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    {
      "id": "mg-742",
      "url": "/geo-chunks/c/mg-742.json",
      "markdownUrl": "/geo-chunks/c/mg-742.md",
      "tokens": 708,
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      "title": "Gadget insurance — is it worth it? — Can I insure a second-hand phone?",
      "category": "guide"
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    {
      "id": "mg-743",
      "url": "/geo-chunks/c/mg-743.json",
      "markdownUrl": "/geo-chunks/c/mg-743.md",
      "tokens": 692,
      "sourceUrl": "https://moneyguide.org.uk/benefits-tax/rental-income-tax-uk/",
      "title": "Rental income tax UK explained — Must I register for MTD?",
      "category": "guide"
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      "id": "mg-744",
      "url": "/geo-chunks/c/mg-744.json",
      "markdownUrl": "/geo-chunks/c/mg-744.md",
      "tokens": 647,
      "sourceUrl": "https://moneyguide.org.uk/benefits-tax/self-assessment-expenses-guide/",
      "title": "Self Assessment expenses guide — What about side hustles?",
      "category": "guide"
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      "id": "mg-745",
      "url": "/geo-chunks/c/mg-745.json",
      "markdownUrl": "/geo-chunks/c/mg-745.md",
      "tokens": 683,
      "sourceUrl": "https://moneyguide.org.uk/benefits-tax/foreign-savings-tax-uk/",
      "title": "Foreign savings tax UK explained — Are offshore bonds different?",
      "category": "guide"
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      "id": "mg-746",
      "url": "/geo-chunks/c/mg-746.json",
      "markdownUrl": "/geo-chunks/c/mg-746.md",
      "tokens": 682,
      "sourceUrl": "https://moneyguide.org.uk/benefits-tax/pension-age-tax-allowances/",
      "title": "Tax allowances for pensioners explained — Can I still pay into a pension?",
      "category": "guide"
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      "id": "mg-747",
      "url": "/geo-chunks/c/mg-747.json",
      "markdownUrl": "/geo-chunks/c/mg-747.md",
      "tokens": 731,
      "sourceUrl": "https://moneyguide.org.uk/work-earnings/working-from-home-tax-relief/",
      "title": "Working from home tax relief explained — What about hybrid working?",
      "category": "guide"
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      "id": "mg-748",
      "url": "/geo-chunks/c/mg-748.json",
      "markdownUrl": "/geo-chunks/c/mg-748.md",
      "tokens": 696,
      "sourceUrl": "https://moneyguide.org.uk/work-earnings/overtime-pay-rules-uk/",
      "title": "Overtime pay rules UK explained — Are salaried workers exempt?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-749.json",
      "markdownUrl": "/geo-chunks/c/mg-749.md",
      "tokens": 700,
      "sourceUrl": "https://moneyguide.org.uk/work-earnings/agency-worker-rights-uk/",
      "title": "Agency worker rights UK explained — Does pension auto-enrolment apply?",
      "category": "guide"
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      "id": "mg-750",
      "url": "/geo-chunks/c/mg-750.json",
      "markdownUrl": "/geo-chunks/c/mg-750.md",
      "tokens": 688,
      "sourceUrl": "https://moneyguide.org.uk/work-earnings/zero-hours-contract-pay-rights/",
      "title": "Zero-hours contract pay rights explained — Do they get redundancy pay?",
      "category": "guide"
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      "id": "mg-751",
      "url": "/geo-chunks/c/mg-751.json",
      "markdownUrl": "/geo-chunks/c/mg-751.md",
      "tokens": 735,
      "sourceUrl": "https://moneyguide.org.uk/work-earnings/notice-period-pay-entitlements/",
      "title": "Notice period pay entitlements explained — Can notice be waived by mutual agreement?",
      "category": "guide"
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      "id": "mg-752",
      "url": "/geo-chunks/c/mg-752.json",
      "markdownUrl": "/geo-chunks/c/mg-752.md",
      "tokens": 727,
      "sourceUrl": "https://moneyguide.org.uk/bills-utilities/smart-meter-bills-explained/",
      "title": "Smart meter bills explained — Are there health concerns?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-753.json",
      "markdownUrl": "/geo-chunks/c/mg-753.md",
      "tokens": 667,
      "sourceUrl": "https://moneyguide.org.uk/bills-utilities/water-meter-vs-unmetered-charges/",
      "title": "Water meter vs unmetered charges explained — What is assessed charge?",
      "category": "guide"
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      "url": "/geo-chunks/c/mg-754.json",
      "markdownUrl": "/geo-chunks/c/mg-754.md",
      "tokens": 686,
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      "title": "TV licence rules UK explained — What if I only use streaming?",
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      "url": "/geo-chunks/c/mg-788.json",
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      "url": "/geo-chunks/c/mg-827.json",
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      "url": "/geo-chunks/c/mg-828.json",
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      "url": "/geo-chunks/c/mg-830.json",
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      "url": "/geo-chunks/c/mg-833.json",
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      "url": "/geo-chunks/c/mg-836.json",
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      "url": "/geo-chunks/c/mg-840.json",
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      "category": "guide"
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      "url": "/geo-chunks/c/mg-845.json",
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      "url": "/geo-chunks/c/mg-846.json",
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      "url": "/geo-chunks/c/mg-848.json",
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      "url": "/geo-chunks/c/mg-849.json",
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      "url": "/geo-chunks/c/mg-850.json",
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      "url": "/geo-chunks/c/mg-851.json",
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      "url": "/geo-chunks/c/mg-852.json",
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      "category": "guide"
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      "category": "guide"
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      "url": "/geo-chunks/c/mg-872.json",
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      "category": "guide"
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      "url": "/geo-chunks/c/mg-873.json",
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      "category": "guide"
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      "url": "/geo-chunks/c/mg-874.json",
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      "category": "guide"
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      "url": "/geo-chunks/c/mg-875.json",
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      "url": "/geo-chunks/c/mg-876.json",
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      "url": "/geo-chunks/c/mg-880.json",
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      "title": "DMP vs IVA — which UK debt solution should you choose? — What happens if I can't keep up payments on an IVA?",
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      "url": "/geo-chunks/c/mg-883.json",
      "markdownUrl": "/geo-chunks/c/mg-883.md",
      "tokens": 539,
      "sourceUrl": "https://moneyguide.org.uk/compare/premium-bonds-vs-easy-access-savings/",
      "title": "Premium Bonds vs easy-access savings — which is the better UK home for cash? — Can I buy Premium Bonds for a child?",
      "category": "comparison"
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      "url": "/geo-chunks/c/mg-884.json",
      "markdownUrl": "/geo-chunks/c/mg-884.md",
      "tokens": 546,
      "sourceUrl": "https://moneyguide.org.uk/compare/cash-isa-vs-savings-account/",
      "title": "Cash ISA vs ordinary savings account — which is better in 2026/27? — What is a flexible Cash ISA?",
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    {
      "id": "mg-885",
      "url": "/geo-chunks/c/mg-885.json",
      "markdownUrl": "/geo-chunks/c/mg-885.md",
      "tokens": 524,
      "sourceUrl": "https://moneyguide.org.uk/compare/lifetime-isa-vs-sipp/",
      "title": "Lifetime ISA vs SIPP — which is better for retirement saving? — What happens if I withdraw from a Lifetime ISA before 60 for something other than a first home?",
      "category": "comparison"
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    {
      "id": "mg-886",
      "url": "/geo-chunks/c/mg-886.json",
      "markdownUrl": "/geo-chunks/c/mg-886.md",
      "tokens": 466,
      "sourceUrl": "https://moneyguide.org.uk/compare/workplace-pension-vs-personal-pension/",
      "title": "Workplace pension vs personal pension — what's the difference? — What happens to my workplace pension if I leave the employer?",
      "category": "comparison"
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    {
      "id": "mg-887",
      "url": "/geo-chunks/c/mg-887.json",
      "markdownUrl": "/geo-chunks/c/mg-887.md",
      "tokens": 454,
      "sourceUrl": "https://moneyguide.org.uk/compare/defined-benefit-vs-defined-contribution-pension/",
      "title": "Defined benefit vs defined contribution pensions — what's the difference? — Is the State Pension a DB or DC scheme?",
      "category": "comparison"
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    {
      "id": "mg-888",
      "url": "/geo-chunks/c/mg-888.json",
      "markdownUrl": "/geo-chunks/c/mg-888.md",
      "tokens": 478,
      "sourceUrl": "https://moneyguide.org.uk/compare/interest-only-vs-repayment-mortgage/",
      "title": "Interest-only vs repayment mortgage — what's the difference? — Is interest-only cheaper overall?",
      "category": "comparison"
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    {
      "id": "mg-889",
      "url": "/geo-chunks/c/mg-889.json",
      "markdownUrl": "/geo-chunks/c/mg-889.md",
      "tokens": 474,
      "sourceUrl": "https://moneyguide.org.uk/compare/two-year-fix-vs-five-year-fix-mortgage/",
      "title": "Two-year fix vs five-year fix mortgage — which is right for you? — Are there fixes longer than five years?",
      "category": "comparison"
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    {
      "id": "mg-890",
      "url": "/geo-chunks/c/mg-890.json",
      "markdownUrl": "/geo-chunks/c/mg-890.md",
      "tokens": 472,
      "sourceUrl": "https://moneyguide.org.uk/compare/offset-mortgage-vs-standard-mortgage/",
      "title": "Offset mortgage vs standard mortgage — how do they compare? — Is the maths worth it?",
      "category": "comparison"
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    {
      "id": "mg-891",
      "url": "/geo-chunks/c/mg-891.json",
      "markdownUrl": "/geo-chunks/c/mg-891.md",
      "tokens": 544,
      "sourceUrl": "https://moneyguide.org.uk/compare/shared-ownership-vs-help-to-buy/",
      "title": "Shared Ownership vs Help to Buy — which UK housing scheme works for you? — Do I pay rent on a Help to Buy equity loan?",
      "category": "comparison"
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    {
      "id": "mg-892",
      "url": "/geo-chunks/c/mg-892.json",
      "markdownUrl": "/geo-chunks/c/mg-892.md",
      "tokens": 471,
      "sourceUrl": "https://moneyguide.org.uk/compare/buy-to-let-vs-residential-mortgage/",
      "title": "Buy-to-let vs residential mortgage — what's the difference? — Does the 5% additional-property Stamp Duty surcharge apply to me?",
      "category": "comparison"
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    {
      "id": "mg-893",
      "url": "/geo-chunks/c/mg-893.json",
      "markdownUrl": "/geo-chunks/c/mg-893.md",
      "tokens": 475,
      "sourceUrl": "https://moneyguide.org.uk/compare/balance-transfer-vs-money-transfer-card/",
      "title": "Balance transfer card vs money transfer card — what's the difference? — Will applying hurt my credit score?",
      "category": "comparison"
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    {
      "id": "mg-894",
      "url": "/geo-chunks/c/mg-894.json",
      "markdownUrl": "/geo-chunks/c/mg-894.md",
      "tokens": 502,
      "sourceUrl": "https://moneyguide.org.uk/compare/overdraft-vs-credit-card/",
      "title": "Arranged overdraft vs credit card — which is cheaper for short-term borrowing? — What's the cheapest way to spread a £1,000 cost?",
      "category": "comparison"
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    {
      "id": "mg-895",
      "url": "/geo-chunks/c/mg-895.json",
      "markdownUrl": "/geo-chunks/c/mg-895.md",
      "tokens": 475,
      "sourceUrl": "https://moneyguide.org.uk/compare/iva-vs-bankruptcy/",
      "title": "IVA vs bankruptcy — how do these UK debt solutions compare? — What about Scotland?",
      "category": "comparison"
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      "id": "mg-896",
      "url": "/geo-chunks/c/mg-896.json",
      "markdownUrl": "/geo-chunks/c/mg-896.md",
      "tokens": 440,
      "sourceUrl": "https://moneyguide.org.uk/compare/contents-vs-buildings-insurance/",
      "title": "Contents vs buildings insurance — what does each cover? — Is flood damage covered as standard?",
      "category": "comparison"
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    {
      "id": "mg-897",
      "url": "/geo-chunks/c/mg-897.json",
      "markdownUrl": "/geo-chunks/c/mg-897.md",
      "tokens": 463,
      "sourceUrl": "https://moneyguide.org.uk/compare/critical-illness-vs-income-protection/",
      "title": "Critical illness vs income protection — what's the difference? — Does critical illness pay out for every cancer?",
      "category": "comparison"
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    {
      "id": "mg-898",
      "url": "/geo-chunks/c/mg-898.json",
      "markdownUrl": "/geo-chunks/c/mg-898.md",
      "tokens": 519,
      "sourceUrl": "https://moneyguide.org.uk/compare/term-life-vs-whole-of-life-insurance/",
      "title": "Term life vs whole-of-life insurance — which type of UK life cover do you need? — Do I need life insurance if I have no dependants?",
      "category": "comparison"
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      "id": "mg-899",
      "url": "/geo-chunks/c/mg-899.json",
      "markdownUrl": "/geo-chunks/c/mg-899.md",
      "tokens": 500,
      "sourceUrl": "https://moneyguide.org.uk/compare/limited-company-vs-sole-trader/",
      "title": "Limited company vs sole trader — which is right for your UK business? — Can I be both?",
      "category": "comparison"
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      "id": "mg-900",
      "url": "/geo-chunks/c/mg-900.json",
      "markdownUrl": "/geo-chunks/c/mg-900.md",
      "tokens": 446,
      "sourceUrl": "https://moneyguide.org.uk/compare/state-pension-vs-pension-credit/",
      "title": "State Pension vs Pension Credit — what's the difference? — Does claiming Pension Credit affect my Council Tax?",
      "category": "comparison"
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    {
      "id": "mg-901",
      "url": "/geo-chunks/c/mg-901.json",
      "markdownUrl": "/geo-chunks/c/mg-901.md",
      "tokens": 813,
      "sourceUrl": "https://moneyguide.org.uk/how-to/switch-bank-account-uk/",
      "title": "How to switch your bank account in the UK (7-day guarantee) — What if a payment is missed during the switch?",
      "category": "how-to"
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      "id": "mg-902",
      "url": "/geo-chunks/c/mg-902.json",
      "markdownUrl": "/geo-chunks/c/mg-902.md",
      "tokens": 700,
      "sourceUrl": "https://moneyguide.org.uk/how-to/claim-marriage-allowance/",
      "title": "How to claim Marriage Allowance in the UK — Is Marriage Allowance the same as Married Couple's Allowance?",
      "category": "how-to"
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    {
      "id": "mg-903",
      "url": "/geo-chunks/c/mg-903.json",
      "markdownUrl": "/geo-chunks/c/mg-903.md",
      "tokens": 783,
      "sourceUrl": "https://moneyguide.org.uk/how-to/challenge-council-tax-band/",
      "title": "How to challenge your Council Tax band in England, Scotland and Wales — How far back can a refund go?",
      "category": "how-to"
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      "id": "mg-904",
      "url": "/geo-chunks/c/mg-904.json",
      "markdownUrl": "/geo-chunks/c/mg-904.md",
      "tokens": 735,
      "sourceUrl": "https://moneyguide.org.uk/how-to/dispute-credit-report-error/",
      "title": "How to dispute an error on your UK credit report — Will the dispute hurt my score?",
      "category": "how-to"
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    {
      "id": "mg-905",
      "url": "/geo-chunks/c/mg-905.json",
      "markdownUrl": "/geo-chunks/c/mg-905.md",
      "tokens": 734,
      "sourceUrl": "https://moneyguide.org.uk/how-to/reclaim-overpaid-tax/",
      "title": "How to reclaim overpaid tax from HMRC — Will I get interest on a refund?",
      "category": "how-to"
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    {
      "id": "mg-906",
      "url": "/geo-chunks/c/mg-906.json",
      "markdownUrl": "/geo-chunks/c/mg-906.md",
      "tokens": 764,
      "sourceUrl": "https://moneyguide.org.uk/how-to/check-your-state-pension-forecast/",
      "title": "How to check your UK State Pension forecast — When will I get my State Pension?",
      "category": "how-to"
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      "id": "mg-907",
      "url": "/geo-chunks/c/mg-907.json",
      "markdownUrl": "/geo-chunks/c/mg-907.md",
      "tokens": 661,
      "sourceUrl": "https://moneyguide.org.uk/how-to/open-a-cash-isa/",
      "title": "How to open a Cash ISA in the UK — What if I pay in more than £20,000?",
      "category": "how-to"
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      "id": "mg-908",
      "url": "/geo-chunks/c/mg-908.json",
      "markdownUrl": "/geo-chunks/c/mg-908.md",
      "tokens": 588,
      "sourceUrl": "https://moneyguide.org.uk/how-to/transfer-an-isa/",
      "title": "How to transfer an ISA between providers — What if the transfer takes too long?",
      "category": "how-to"
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    {
      "id": "mg-909",
      "url": "/geo-chunks/c/mg-909.json",
      "markdownUrl": "/geo-chunks/c/mg-909.md",
      "tokens": 575,
      "sourceUrl": "https://moneyguide.org.uk/how-to/set-up-a-direct-debit/",
      "title": "How to set up a Direct Debit safely — What's the Direct Debit Guarantee?",
      "category": "how-to"
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    {
      "id": "mg-910",
      "url": "/geo-chunks/c/mg-910.json",
      "markdownUrl": "/geo-chunks/c/mg-910.md",
      "tokens": 617,
      "sourceUrl": "https://moneyguide.org.uk/how-to/complain-to-financial-ombudsman/",
      "title": "How to complain about a financial firm and escalate to the Ombudsman — What if my firm is not authorised?",
      "category": "how-to"
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      "id": "mg-911",
      "url": "/geo-chunks/c/mg-911.json",
      "markdownUrl": "/geo-chunks/c/mg-911.md",
      "tokens": 626,
      "sourceUrl": "https://moneyguide.org.uk/how-to/report-fraud-action-fraud/",
      "title": "How to report fraud or a scam in the UK — What's the difference between 159 and Action Fraud?",
      "category": "how-to"
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      "id": "mg-912",
      "url": "/geo-chunks/c/mg-912.json",
      "markdownUrl": "/geo-chunks/c/mg-912.md",
      "tokens": 610,
      "sourceUrl": "https://moneyguide.org.uk/how-to/apply-for-universal-credit/",
      "title": "How to apply for Universal Credit in the UK — I'm on tax credits — should I switch now?",
      "category": "how-to"
    },
    {
      "id": "mg-913",
      "url": "/geo-chunks/c/mg-913.json",
      "markdownUrl": "/geo-chunks/c/mg-913.md",
      "tokens": 566,
      "sourceUrl": "https://moneyguide.org.uk/how-to/claim-statutory-sick-pay/",
      "title": "How to claim Statutory Sick Pay (SSP) in the UK — Is SSP taxable?",
      "category": "how-to"
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      "id": "mg-914",
      "url": "/geo-chunks/c/mg-914.json",
      "markdownUrl": "/geo-chunks/c/mg-914.md",
      "tokens": 675,
      "sourceUrl": "https://moneyguide.org.uk/how-to/register-lasting-power-of-attorney/",
      "title": "How to set up a Lasting Power of Attorney (LPA) in the UK — Can I revoke an LPA?",
      "category": "how-to"
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    {
      "id": "mg-915",
      "url": "/geo-chunks/c/mg-915.json",
      "markdownUrl": "/geo-chunks/c/mg-915.md",
      "tokens": 552,
      "sourceUrl": "https://moneyguide.org.uk/how-to/report-a-death-tell-us-once/",
      "title": "How to use Tell Us Once after a death — Does Tell Us Once cancel direct debits?",
      "category": "how-to"
    },
    {
      "id": "mg-916",
      "url": "/geo-chunks/c/mg-916.json",
      "markdownUrl": "/geo-chunks/c/mg-916.md",
      "tokens": 570,
      "sourceUrl": "https://moneyguide.org.uk/how-to/consolidate-pension-pots/",
      "title": "How to find and consolidate old pension pots — What is the Pension Tracing Service?",
      "category": "how-to"
    },
    {
      "id": "mg-917",
      "url": "/geo-chunks/c/mg-917.json",
      "markdownUrl": "/geo-chunks/c/mg-917.md",
      "tokens": 619,
      "sourceUrl": "https://moneyguide.org.uk/how-to/apply-for-probate/",
      "title": "How to apply for probate in England & Wales — What if there's no will?",
      "category": "how-to"
    },
    {
      "id": "mg-918",
      "url": "/geo-chunks/c/mg-918.json",
      "markdownUrl": "/geo-chunks/c/mg-918.md",
      "tokens": 595,
      "sourceUrl": "https://moneyguide.org.uk/how-to/claim-bereavement-support-payment/",
      "title": "How to claim Bereavement Support Payment — Is BSP taxable?",
      "category": "how-to"
    },
    {
      "id": "mg-919",
      "url": "/geo-chunks/c/mg-919.json",
      "markdownUrl": "/geo-chunks/c/mg-919.md",
      "tokens": 650,
      "sourceUrl": "https://moneyguide.org.uk/how-to/file-self-assessment-tax-return/",
      "title": "How to file a UK Self Assessment tax return online — Can I file on paper?",
      "category": "how-to"
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    {
      "id": "mg-920",
      "url": "/geo-chunks/c/mg-920.json",
      "markdownUrl": "/geo-chunks/c/mg-920.md",
      "tokens": 593,
      "sourceUrl": "https://moneyguide.org.uk/how-to/trace-a-lost-pension/",
      "title": "How to trace a lost pension in the UK — What if the scheme says I'm not a member?",
      "category": "how-to"
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      "id": "mg-921",
      "url": "/geo-chunks/c/mg-921.json",
      "markdownUrl": "/geo-chunks/c/mg-921.md",
      "tokens": 813,
      "sourceUrl": "https://moneyguide.org.uk/how-to/write-a-will-uk/",
      "title": "How to write a will in the UK — Do I need a solicitor?",
      "category": "how-to"
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    {
      "id": "mg-922",
      "url": "/geo-chunks/c/mg-922.json",
      "markdownUrl": "/geo-chunks/c/mg-922.md",
      "tokens": 140,
      "sourceUrl": "https://moneyguide.org.uk/how-to/write-a-will-uk/",
      "title": "How to write a will in the UK — Does my will need to be registered?",
      "category": "how-to"
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    {
      "id": "mg-923",
      "url": "/geo-chunks/c/mg-923.json",
      "markdownUrl": "/geo-chunks/c/mg-923.md",
      "tokens": 740,
      "sourceUrl": "https://moneyguide.org.uk/how-to/store-your-will-safely-uk/",
      "title": "How to store your will safely in the UK — Should I keep the will at home?",
      "category": "how-to"
    },
    {
      "id": "mg-924",
      "url": "/geo-chunks/c/mg-924.json",
      "markdownUrl": "/geo-chunks/c/mg-924.md",
      "tokens": 795,
      "sourceUrl": "https://moneyguide.org.uk/how-to/choose-an-executor-uk/",
      "title": "How to choose an executor for your UK will — Can an executor charge for their time?",
      "category": "how-to"
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    {
      "id": "mg-925",
      "url": "/geo-chunks/c/mg-925.json",
      "markdownUrl": "/geo-chunks/c/mg-925.md",
      "tokens": 823,
      "sourceUrl": "https://moneyguide.org.uk/how-to/update-your-will-codicil/",
      "title": "How to update your UK will with a codicil — Does marriage revoke a codicil?",
      "category": "how-to"
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      "id": "mg-926",
      "url": "/geo-chunks/c/mg-926.json",
      "markdownUrl": "/geo-chunks/c/mg-926.md",
      "tokens": 844,
      "sourceUrl": "https://moneyguide.org.uk/how-to/make-an-advance-decision-uk/",
      "title": "How to make an advance decision (ADRT) — UK living will — Can family override my ADRT?",
      "category": "how-to"
    },
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      "id": "mg-927",
      "url": "/geo-chunks/c/mg-927.json",
      "markdownUrl": "/geo-chunks/c/mg-927.md",
      "tokens": 783,
      "sourceUrl": "https://moneyguide.org.uk/how-to/sever-a-joint-tenancy-uk/",
      "title": "How to sever a joint tenancy (England & Wales) — How long does it take?",
      "category": "how-to"
    },
    {
      "id": "mg-928",
      "url": "/geo-chunks/c/mg-928.json",
      "markdownUrl": "/geo-chunks/c/mg-928.md",
      "tokens": 656,
      "sourceUrl": "https://moneyguide.org.uk/how-to/set-up-a-budget/",
      "title": "How to set up a household budget — How much should I save each month?",
      "category": "how-to"
    },
    {
      "id": "mg-929",
      "url": "/geo-chunks/c/mg-929.json",
      "markdownUrl": "/geo-chunks/c/mg-929.md",
      "tokens": 622,
      "sourceUrl": "https://moneyguide.org.uk/how-to/check-your-credit-score-free/",
      "title": "How to check your credit score for free — Does being on the electoral roll help?",
      "category": "how-to"
    },
    {
      "id": "mg-930",
      "url": "/geo-chunks/c/mg-930.json",
      "markdownUrl": "/geo-chunks/c/mg-930.md",
      "tokens": 705,
      "sourceUrl": "https://moneyguide.org.uk/how-to/claim-section-75-refund/",
      "title": "How to claim a Section 75 refund — What if my claim is rejected?",
      "category": "how-to"
    },
    {
      "id": "mg-931",
      "url": "/geo-chunks/c/mg-931.json",
      "markdownUrl": "/geo-chunks/c/mg-931.md",
      "tokens": 647,
      "sourceUrl": "https://moneyguide.org.uk/how-to/use-chargeback/",
      "title": "How to use chargeback on a card payment — Is chargeback the same as a fraud refund?",
      "category": "how-to"
    },
    {
      "id": "mg-932",
      "url": "/geo-chunks/c/mg-932.json",
      "markdownUrl": "/geo-chunks/c/mg-932.md",
      "tokens": 813,
      "sourceUrl": "https://moneyguide.org.uk/how-to/change-name-by-deed-poll-uk/",
      "title": "How to change your name by deed poll in the UK — What about Scotland or Northern Ireland?",
      "category": "how-to"
    },
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      "id": "mg-933",
      "url": "/geo-chunks/c/mg-933.json",
      "markdownUrl": "/geo-chunks/c/mg-933.md",
      "tokens": 839,
      "sourceUrl": "https://moneyguide.org.uk/how-to/appeal-parking-fine-pcn/",
      "title": "How to appeal a parking fine (PCN) in the UK — What happens if I ignore a council PCN?",
      "category": "how-to"
    },
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      "id": "mg-935",
      "url": "/geo-chunks/c/mg-935.json",
      "markdownUrl": "/geo-chunks/c/mg-935.md",
      "tokens": 830,
      "sourceUrl": "https://moneyguide.org.uk/how-to/switch-energy-supplier/",
      "title": "How to switch energy supplier in the UK — Can I switch if I am in debt to my current supplier?",
      "category": "how-to"
    },
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      "id": "mg-936",
      "url": "/geo-chunks/c/mg-936.json",
      "markdownUrl": "/geo-chunks/c/mg-936.md",
      "tokens": 184,
      "sourceUrl": "https://moneyguide.org.uk/how-to/switch-energy-supplier/",
      "title": "How to switch energy supplier in the UK — Should I fix before the July 2026 price cap rise?",
      "category": "how-to"
    },
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      "id": "mg-937",
      "url": "/geo-chunks/c/mg-937.json",
      "markdownUrl": "/geo-chunks/c/mg-937.md",
      "tokens": 790,
      "sourceUrl": "https://moneyguide.org.uk/how-to/claim-train-delay-refund/",
      "title": "How to claim train delay compensation — How long does compensation take to arrive?",
      "category": "how-to"
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    {
      "id": "mg-938",
      "url": "/geo-chunks/c/mg-938.json",
      "markdownUrl": "/geo-chunks/c/mg-938.md",
      "tokens": 844,
      "sourceUrl": "https://moneyguide.org.uk/how-to/improve-credit-score-step-by-step/",
      "title": "How to improve your credit score step by step — Does my income affect my credit score?",
      "category": "how-to"
    },
    {
      "id": "mg-939",
      "url": "/geo-chunks/c/mg-939.json",
      "markdownUrl": "/geo-chunks/c/mg-939.md",
      "tokens": 800,
      "sourceUrl": "https://moneyguide.org.uk/how-to/switch-broadband-supplier/",
      "title": "How to switch broadband supplier — Can I switch broadband if I am in contract?",
      "category": "how-to"
    },
    {
      "id": "mg-940",
      "url": "/geo-chunks/c/mg-940.json",
      "markdownUrl": "/geo-chunks/c/mg-940.md",
      "tokens": 527,
      "sourceUrl": "https://moneyguide.org.uk/how-to/complain-car-finance-commission/",
      "title": "How to complain about car finance commission — Will complaining affect my credit score?",
      "category": "how-to"
    },
    {
      "id": "mg-941",
      "url": "/geo-chunks/c/mg-941.json",
      "markdownUrl": "/geo-chunks/c/mg-941.md",
      "tokens": 496,
      "sourceUrl": "https://moneyguide.org.uk/how-to/claim-dla-for-a-child/",
      "title": "How to claim DLA for a child in the UK — Can I claim before age three?",
      "category": "how-to"
    },
    {
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      "title": "PRR (Private Residence Relief) — Definition",
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      "id": "mg-1030",
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      "url": "/geo-chunks/c/mg-1035.json",
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      "sourceUrl": "https://moneyguide.org.uk/glossary/sipp/",
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      "sourceUrl": "https://moneyguide.org.uk/glossary/section-75/",
      "title": "Section 75 — Definition",
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      "id": "mg-1037",
      "url": "/geo-chunks/c/mg-1037.json",
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      "title": "Standing Order — Definition",
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      "title": "Residuary estate — Definition",
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      "title": "Will writing costs compared: solicitor vs online vs DIY — Ways to pay less",
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      "title": "How much does a Lasting Power of Attorney cost in the UK? — Ways to pay less",
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      "title": "Am I eligible for the Household Support Fund? — How often can I apply?",
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