# Water bills, social tariffs and WaterSure

> Bills & utilities · Last updated 6 April 2025

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## Quick answer

Water and sewerage in England and Wales is supplied by regional monopolies — you can't switch supplier as a household.

Water and sewerage in England and Wales is supplied by regional monopolies — you can't switch supplier as a household. But every supplier must offer a 'social tariff' to lower-income customers, plus the WaterSure scheme, which caps bills for people on benefits who use a lot of water for medical or family reasons.

## Key facts

- Households can't switch water supplier — you pay the regional company that serves your address.
- Every water company in England and Wales offers a social tariff for low-income customers, regulated by Ofwat.
- WaterSure caps the bill at the average bill for the area for eligible metered customers on benefits with high essential usage.
- Switching to a water meter is free for most households and can save money if your home has more bedrooms than people.

## How water billing works

Unmetered customers pay a fixed amount based on the rateable value of their home (an old valuation, often pre-1990). Metered customers pay for the water they actually use, plus a standing charge.

Wholesale prices are set by Ofwat in 5-year price reviews. Retail prices vary substantially between regions because of differences in infrastructure costs and water quality.

## Social tariffs

Every water company in England and Wales offers a social tariff for households with a low income or other specified circumstances. Eligibility, discount and name vary by company (e.g. WaterSure Plus, HelpU, Big Difference, Assist).

Discounts typically range from 15% to 90% of the bill. Apply directly to your supplier — there is no central application route. You may need to provide income evidence and benefit letters.

## WaterSure

WaterSure is a national scheme that caps the metered bill at the average household bill for your supplier's area. To qualify you must: be on a water meter (or waiting for one), receive a qualifying means-tested benefit (e.g. Universal Credit, Pension Credit, Housing Benefit, Income Support, Income-related ESA), and either have three or more children under 19 in full-time education, or have a household member with a medical condition that requires extra water (e.g. a kidney condition needing dialysis, eczema, Crohn's disease).

The cap is applied to forward bills, not retrospectively. You may need to reapply each year.

## Should you switch to a meter?

Most water companies will install a meter for free on request, where it is physically practicable. As a rough rule of thumb, if your home has more bedrooms than people you will probably save money on a meter — though it depends heavily on actual usage.

If you find your bill goes up after switching, most areas have a 'cooling off' or 'optional metering' rule allowing you to revert to unmetered billing within 12-24 months. Ask your supplier for the exact rule that applies to you.

## Frequently asked questions

### Can I switch water company?

Households in England and Wales cannot — you are tied to the regional supplier. Business customers can switch since 2017. Scotland has a separate publicly-owned supplier (Scottish Water).

### What if I can't afford my bill?

Contact your supplier immediately — they have hardship funds, payment matching, and short-term holds. They legally cannot disconnect your water supply, but unpaid bills can lead to court action and a CCJ.

### Is there VAT on water?

Domestic water and sewerage charges are zero-rated for VAT, so there is no VAT to pay on a household bill.

## Primary source

https://www.ofwat.gov.uk/households/customer-assistance/

## Related

- [Bills & utilities guide](https://moneyguide.org.uk/bills-utilities/)
- [Energy price cap & Warm Home Discount](https://moneyguide.org.uk/bills-utilities/energy-price-cap-and-warm-home-discount/)

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Independent UK money guidance from [Money Guide](https://moneyguide.org.uk). Information only — not regulated financial advice.