# What is the Universal Credit standard allowance in 2026?

> Quick answer · Last updated 4 July 2026

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## In short

The monthly standard allowance depends on age and whether you claim as a single person or couple — typically around £300–£470 a month per household before housing and other elements. Exact rates change each April.

On top of the standard allowance you may receive housing element, child element, carer element, and limited capability for work additions.

Earnings taper and capital rules can reduce the total paid. Savings over £6,000 gradually reduce entitlement.

Check gov.uk for the current year's rates and use our Universal Credit calculator.

## Related

- [Universal Credit explained](https://moneyguide.org.uk/benefits-tax/universal-credit-explained/)
- [What is Universal Credit?](https://moneyguide.org.uk/answers/what-is-universal-credit/)
- [UC calculator](https://moneyguide.org.uk/tools/universal-credit-calculator/)

## Primary source

gov.uk/universal-credit/how-much-youll-get

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Independent UK money guidance from [Money Guide](https://moneyguide.org.uk). Information only — not regulated financial advice.