# What is the ISA allowance for 2026/27?

> Quick answer · Last updated 6 April 2026

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## In short

£20,000 across all your adult ISAs combined. Junior ISA £9,000. Lifetime ISA £4,000 (counts towards the £20,000).

The annual ISA allowance for 2026/27 remains £20,000. You can split it across a Cash ISA, Stocks & Shares ISA, Lifetime ISA and Innovative Finance ISA in any proportion.

The Junior ISA allowance is £9,000 per child. The Lifetime ISA allowance is £4,000 and counts towards your overall £20,000 — and the government adds a 25% bonus (up to £1,000 a year).

Since April 2024 you can pay into more than one ISA of the same type in the same tax year, as long as you stay within the overall £20,000 limit.

## Related

- [Savings & ISAs guide](https://moneyguide.org.uk/savings/)
- [Savings goal calculator](https://moneyguide.org.uk/tools/savings-goal-calculator/)

## Primary source

gov.uk/individual-savings-accounts

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Independent UK money guidance from [Money Guide](https://moneyguide.org.uk). Information only — not regulated financial advice.