# What is a multi-car insurance policy?

> Quick answer · Last updated 4 July 2026

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## In short

One policy covering two or more vehicles at the same address — often with a discount per car and one renewal date. Each car may keep its own no-claims bonus depending on the insurer.

Compare multi-car against separate policies — separate sometimes wins for very different drivers or cars.

All cars must usually be registered at the same address.

See multi-car insurance basics and compare car insurance guide.

## Related

- [Multi-car insurance basics](https://moneyguide.org.uk/insurance/multi-car-insurance-basics/)
- [Compare car insurance](https://moneyguide.org.uk/cars-motoring/compare-car-insurance-guide/)

## Primary source

gov.uk/vehicle-insurance

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Independent UK money guidance from [Money Guide](https://moneyguide.org.uk). Information only — not regulated financial advice.