# What is boiler cover insurance?

> Quick answer · Last updated 4 July 2026

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## In short

A policy paying for boiler breakdown repairs and sometimes annual service — sold standalone or as home emergency cover. Check boiler age limits, excess, waiting periods and whether annual Gas Safe service is required.

Overlaps with home emergency add-ons on home insurance — avoid duplicating cover.

Landlords still need gas safety certificates — cover does not replace legal duties.

See boiler cover explained guide.

## Related

- [Boiler cover explained](https://moneyguide.org.uk/insurance/boiler-cover-explained/)
- [Home emergency cover](https://moneyguide.org.uk/insurance/home-emergency-cover-explained/)

## Primary source

abi.org.uk/products-and-issues/choosing-the-right-insurance/home-insurance

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Independent UK money guidance from [Money Guide](https://moneyguide.org.uk). Information only — not regulated financial advice.