# What is ABI+ critical illness cover?

> Quick answer · Last updated 4 July 2026

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## In short

Industry-standard definitions for core critical illness conditions set by the Association of British Insurers. Policies using ABI+ definitions for cancer, heart attack and stroke are easier to compare and generally clearer on what triggers a payout.

Insurers may cover additional conditions beyond ABI+ minimums with their own wording.

Read the policy summary — survival periods and exclusion periods still vary.

See compare critical illness cover guide.

## Related

- [Compare critical illness](https://moneyguide.org.uk/insurance/compare-critical-illness-cover-guide/)
- [Critical illness explained](https://moneyguide.org.uk/insurance/critical-illness-cover-explained/)

## Primary source

abi.org.uk/products-and-issues/topics-and-issues/protection-insurance

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Independent UK money guidance from [Money Guide](https://moneyguide.org.uk). Information only — not regulated financial advice.