# What is a Lasting Power of Attorney?

> Quick answer · Last updated 4 July 2026

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## In short

A Lasting Power of Attorney (LPA) lets you appoint someone you trust to make decisions about your money or welfare if you lose mental capacity. Without one, your family may need a slow, expensive Court of Protection deputyship.

There are two types in England and Wales: Property & Financial Affairs (bills, bank accounts, property) and Health & Welfare (medical treatment and care). Registration costs £82 per LPA with the Office of the Public Guardian.

An LPA can only be made while you have mental capacity. Once capacity is lost it is too late — deputyship can take six months and cost over £1,500.

You can apply yourself via gov.uk/power-of-attorney. See our full LPA guide and how-to on registering an LPA.

## Related

- [Lasting Power of Attorney guide](https://moneyguide.org.uk/family-life/lasting-power-of-attorney/)
- [How to register an LPA](https://moneyguide.org.uk/how-to/register-lasting-power-of-attorney/)
- [Wills and intestacy](https://moneyguide.org.uk/family-life/wills-and-intestacy/)

## Primary source

gov.uk/power-of-attorney

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Independent UK money guidance from [Money Guide](https://moneyguide.org.uk). Information only — not regulated financial advice.