# Does van insurance cover tools?

> Quick answer · Last updated 5 July 2026

Canonical HTML: https://moneyguide.org.uk/answers/van-insurance-tools-cover/
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## In short

Comprehensive van insurance limits tools per item — often low. Separate tools in transit or trade policies cover higher values.

Power tools stolen from vans are a common claim — check limits.

Overnight unattended vehicle clauses apply.

Mark tools and use secure storage.

See van insurance guide.

## Related

- [Van insurance guide](https://moneyguide.org.uk/insurance/van-insurance-explained/)
- [Compare car insurance](https://moneyguide.org.uk/cars-motoring/compare-car-insurance-guide/)

## Primary source

abi.org.uk/motor

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Independent UK money guidance from [Money Guide](https://moneyguide.org.uk). Information only — not regulated financial advice.