# Should I invest in UK or global funds?

> Quick answer · Last updated 4 July 2026

Canonical HTML: https://moneyguide.org.uk/answers/should-i-invest-in-uk-or-global-funds/
Markdown mirror: https://moneyguide.org.uk/answers/should-i-invest-in-uk-or-global-funds.md

## In short

Most diversified portfolios include global funds because the UK is only about 4% of world stock-market value. A global index fund reduces country-specific risk; some UK exposure helps if you will spend pounds and care about home-market familiarity.

UK-heavy portfolios missed some US tech growth in recent years but avoided full exposure to sterling weakness on overseas assets.

A single global all-world index fund is the simplest diversified equity holding for many ISA and pension investors.

See global vs UK weightings in our index funds guide and platform chooser.

## Related

- [Index funds vs active funds](https://moneyguide.org.uk/investing/index-funds-vs-active-funds/)
- [Choosing an investment platform](https://moneyguide.org.uk/investing/choosing-an-investment-platform/)

## Primary source

moneyhelper.org.uk/en/savings/investing

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Independent UK money guidance from [Money Guide](https://moneyguide.org.uk). Information only — not regulated financial advice.