# Can I insure a motorbike over winter lay-up?

> Quick answer · Last updated 5 July 2026

Canonical HTML: https://moneyguide.org.uk/answers/motorbike-winter-lay-up-insurance/
Markdown mirror: https://moneyguide.org.uk/answers/motorbike-winter-lay-up-insurance.md

## In short

Laid-up or SORN policies cover fire and theft while off road. You cannot ride on public roads without full cover.

Cancel road cover and SORN if not riding all winter.

Some policies offer reduced premium for limited mileage.

Re-tax and insure before returning to road.

See motorbike insurance guide.

## Related

- [Motorbike insurance guide](https://moneyguide.org.uk/insurance/motorbike-insurance-explained/)

## Primary source

abi.org.uk/motor

---

Independent UK money guidance from [Money Guide](https://moneyguide.org.uk). Information only — not regulated financial advice.