# Does motorbike insurance cover pillion passengers?

> Quick answer · Last updated 5 July 2026

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## In short

Not automatic — check policy documents. Pillion cover needs explicit inclusion for passenger liability.

Pillion must wear approved helmet — policy conditions apply.

Track days and pillion racing are usually excluded.

Declare pillion use at quote stage.

See motorbike insurance guide.

## Related

- [Motorbike insurance guide](https://moneyguide.org.uk/insurance/motorbike-insurance-explained/)

## Primary source

abi.org.uk/motor

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Independent UK money guidance from [Money Guide](https://moneyguide.org.uk). Information only — not regulated financial advice.