# How do I compare mobile phone deals in the UK?

> Quick answer · Last updated 4 July 2026

Canonical HTML: https://moneyguide.org.uk/answers/how-to-compare-mobile-phone-deals-uk/
Markdown mirror: https://moneyguide.org.uk/answers/how-to-compare-mobile-phone-deals-uk.md

## In short

Compare total contract cost including annual price rises, data allowance, handset vs SIM-only, coverage and exit fees — not headline monthly price. Use a PAC code to keep your number when switching.

SIM-only suits keeping your handset; contracts bundle device repayments over 24–36 months.

Check social tariffs if you receive Universal Credit or Pension Credit.

See compare mobile phone deals guide.

## Related

- [Compare mobile deals](https://moneyguide.org.uk/bills-utilities/compare-mobile-phone-deals-guide/)
- [SIM-only switching](https://moneyguide.org.uk/bills-utilities/sim-only-mobile-switching/)

## Primary source

ofcom.org.uk/phones-and-broadband

---

Independent UK money guidance from [Money Guide](https://moneyguide.org.uk). Information only — not regulated financial advice.