# How do I compare critical illness cover?

> Quick answer · Last updated 4 July 2026

Canonical HTML: https://moneyguide.org.uk/answers/how-to-compare-critical-illness-cover/
Markdown mirror: https://moneyguide.org.uk/answers/how-to-compare-critical-illness-cover.md

## In short

Compare ABI+ definitions for cancer, heart attack and stroke, survival period, number of additional conditions, premium type (guaranteed vs reviewable), and whether cover is standalone or bundled with life insurance.

More conditions listed does not mean better cover if definitions are narrow.

Income protection may suit working-age earners who need ongoing income replacement.

See compare critical illness guide and CI vs income protection comparison.

## Related

- [Compare critical illness guide](https://moneyguide.org.uk/insurance/compare-critical-illness-cover-guide/)
- [Critical illness explained](https://moneyguide.org.uk/insurance/critical-illness-cover-explained/)
- [CI vs income protection](https://moneyguide.org.uk/compare/critical-illness-vs-income-protection/)

## Primary source

abi.org.uk/products-and-issues/topics-and-issues/protection-insurance

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Independent UK money guidance from [Money Guide](https://moneyguide.org.uk). Information only — not regulated financial advice.