# Am I liable if someone trips on my EV charging cable?

> Quick answer · Last updated 5 July 2026

Canonical HTML: https://moneyguide.org.uk/answers/home-ev-charging-liability-insurance/
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## In short

Public liability under home insurance may cover visitor trips — keep cables tidy. Motor policy covers road use.

Building insurance does not replace motor cover.

Charger installation should use certified installers.

Business charging at home may need disclosure.

See EV insurance guide.

## Related

- [EV insurance guide](https://moneyguide.org.uk/cars-motoring/electric-vehicle-insurance-explained/)

## Primary source

gov.uk/plug-in-vehicle-grants

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Independent UK money guidance from [Money Guide](https://moneyguide.org.uk). Information only — not regulated financial advice.