# Are heat pumps worth it in the UK?

> Quick answer · Last updated 4 July 2026

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## In short

Worth considering if your home is well insulated and you can access grants — running costs can beat old gas boilers when efficiency (COP 3+) is achieved. Upfront install of £8,000–£15,000 means long payback; poor insulation makes gas cheaper to run.

Boiler Upgrade Scheme grants in England/Wales reduce upfront cost — check gov.uk.

Radiator upgrades may add thousands — get a whole-house survey.

See heat pumps UK guide and solar panels guide.

## Related

- [Heat pumps UK guide](https://moneyguide.org.uk/bills-utilities/heat-pumps-uk-worth-it/)
- [Solar panels UK](https://moneyguide.org.uk/bills-utilities/solar-panels-uk-worth-it/)

## Primary source

gov.uk/apply-boiler-upgrade-scheme

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Independent UK money guidance from [Money Guide](https://moneyguide.org.uk). Information only — not regulated financial advice.