# Are electric cars more expensive to insure?

> Quick answer · Last updated 5 July 2026

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## In short

Often slightly higher due to battery repair costs, but lower mileage and driver profiles can offset. Compare quotes per model.

Repair network availability affects pricing.

Theft trends on premium EVs influence premiums.

Specialist EV insurers may include charging recovery.

See EV insurance guide.

## Related

- [EV insurance guide](https://moneyguide.org.uk/cars-motoring/electric-vehicle-insurance-explained/)

## Primary source

gov.uk/plug-in-vehicle-grants

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Independent UK money guidance from [Money Guide](https://moneyguide.org.uk). Information only — not regulated financial advice.