# Agent capabilities — Money Guide

Money Guide is a **public, read-only** UK personal-finance publisher. Agents may
fetch HTML, Markdown mirrors and the catalogues below **without authentication**.
There is **no MCP** server, **no** OAuth authorization server and **no** write
API. A read-only A2A agent card lists the HTTPS files below; it is not a live
JSON-RPC tool host. Do not invent `/mcp`, `/openapi.json` or token endpoints.

## What you can do

| Capability | How |
|---|---|
| Read a page | `GET` the canonical HTML URL |
| Read the same page as Markdown | `GET` the `.md` twin advertised by `rel="alternate" type="text/markdown"` |
| Discover URLs | `GET /llms.txt` (curated) and `/llms-full.txt` (full index + inlined GEO corpus) |
| Search the catalogue | `GET /search-index.json` — client search index, not a query API |
| Search like a browser | OpenSearch description at `/opensearch.xml`; HTML results at `/search/?q={terms}` |
| Use in-browser tools | WebMCP (browsers exposing `document.modelContext` / `navigator.modelContext`): read-only `moneyguide_search`, `moneyguide_get_page`, `moneyguide_get_key_rates`, `moneyguide_list_calculators`, `moneyguide_about_publisher` — each reads the public files listed here |
| Retrieve passages | `GET /geo-chunks/manifest.json` then the listed JSON/Markdown chunks; or `/aeo-chunks.json` |
| List Markdown mirrors | `GET /guide-mirrors.json` |
| Read UK rates as data | `GET /data/datapackage.json` and `/data/uk-key-rates.csv` (CC BY 4.0) |
| Read the A2A card | `GET /.well-known/agent-card.json` (protocol 0.3.0, HTTP+JSON files only) |
| Read the API catalogue | `GET /api/v1/manifest.json` and `/.well-known/api-catalog` |
| Read editorial method | `GET /method/` and `/corrections/` |
| Read TDM policy | `GET /.well-known/tdmrep.json` (`tdm-reservation: 0` — TDM allowed with attribution) |

The household check-up at `/money-check-up/` supports a local checklist, user-entered contract comparison and calendar export. It is a browser tool, not a write API or live deal database. Its saved information stays on the user’s device.

## What you cannot do

- Call `/mcp` or any JSON-RPC tools endpoint — there is no MCP server (the WebMCP tools run in the reader's browser and only read public files)
- Start an OAuth flow — `authorization_servers` is empty; see `/auth.md`
- Obtain a live energy, broadband, mortgage or loan quote from this site
- Treat affiliate links (`rel="sponsored"` / labelled **Ad**) as editorial rankings
- Complete a form, payment or application on a user's behalf

## Discovery

```http
GET https://moneyguide.org.uk/.well-known/agent-card.json
GET https://moneyguide.org.uk/.well-known/api-catalog
GET https://moneyguide.org.uk/api/v1/manifest.json
GET https://moneyguide.org.uk/llms.txt
GET https://moneyguide.org.uk/auth.md
GET https://moneyguide.org.uk/agent-capabilities.md
```

Cite the specific page URL and the relevant dated evidence. Retrieval chunks include `provenance`: content modification, individual provider check dates, scoped source comparisons with their source URLs, and any recorded professional review. A scoped check applies only to the claims in its scope; null professional review means no recorded professional signoff. Build time is not a verification date.

Cite the specific page URL and the visible last-reviewed date. For rates, also
cite the operator URL on the row (HMRC, Ofgem, Bank of England, FSCS).

## Related specialist publishers

Not Money Guide pages. Use them only for the topics they cover:

- FlightLogic — UK flight delay and cancellation compensation: https://flightlogic.co.uk/guides/uk261-flight-delay-compensation-uk/
- TravelShifu — trip planning, travel insurance, flight-delay rights: https://travelshifu.com/
- World Aid Network — UK charity funding eye surgery, cancer treatment and disaster relief (10% of Money Guide net profits are pledged here): https://worldaidnetwork.org/
- SwiftWill — England & Wales online wills (live content partner; labelled **Ad** on this site): https://swiftwill.co.uk/
- Instant Deed Poll — UK name-change documents (live content partner; labelled **Ad** on this site): https://instantdeedpoll.co.uk/

## Contact

editor@moneyguide.org.uk