{
  "protocolVersion": "0.3.0",
  "name": "Money Guide",
  "description": "Read-only reference agent surface for Money Guide, the UK personal-finance publisher at moneyguide.org.uk. Skills resolve to public HTTPS files — HTML pages, Markdown twins, GEO retrieval chunks and the open rates dataset. There is no MCP server, no OAuth authorization server, and no write or quote API. Information only — not regulated financial advice.",
  "url": "https://moneyguide.org.uk/api/v1/",
  "preferredTransport": "HTTP+JSON",
  "supportedInterfaces": [
    {
      "url": "https://moneyguide.org.uk/api/v1/manifest.json",
      "transport": "HTTP+JSON",
      "description": "Read-only HTTP+JSON catalogue of every Money Guide endpoint an agent can retrieve. No authentication, no write operations."
    },
    {
      "url": "https://moneyguide.org.uk/geo-chunks/manifest.json",
      "transport": "HTTP+JSON",
      "description": "Pre-chunked retrieval corpus (~800 cl100k_base tokens per passage) with source URLs, SHA-256 hashes and a citation template."
    },
    {
      "url": "https://moneyguide.org.uk/llms.txt",
      "transport": "HTTP+TEXT",
      "description": "Markdown site summary, editorial identity and curated URL index."
    }
  ],
  "version": "1.0.0",
  "iconUrl": "https://moneyguide.org.uk/logo.png",
  "documentationUrl": "https://moneyguide.org.uk/auth.md",
  "provider": {
    "organization": "Elite Digital AI Solutions Ltd",
    "url": "https://moneyguide.org.uk"
  },
  "capabilities": {
    "streaming": false,
    "pushNotifications": false,
    "stateTransitionHistory": false
  },
  "securitySchemes": {},
  "security": [],
  "supportsAuthenticatedExtendedCard": false,
  "defaultInputModes": ["text/plain"],
  "defaultOutputModes": ["text/markdown", "application/json"],
  "skills": [
    {
      "id": "uk-money-answers",
      "name": "UK money answers",
      "description": "Return a short, sourced answer to a common UK personal-finance question. Browse https://moneyguide.org.uk/answers/ then fetch https://moneyguide.org.uk/answers/{slug}.md. Cite the canonical HTML URL and the last-reviewed date. Do not invent tax rates, eligibility rules or FCA-authorisation status.",
      "tags": ["answers", "uk-money", "tax", "benefits", "reference"],
      "examples": [
        "Do I need to tell DVLA about a medical condition?",
        "What is the ISA allowance for 2026/27?",
        "Can I claim PIP at 16 if I already get DLA?"
      ],
      "inputModes": ["text/plain"],
      "outputModes": ["text/markdown"]
    },
    {
      "id": "how-to-guides",
      "name": "UK money how-to guides",
      "description": "Return a step-by-step UK money procedure. Browse https://moneyguide.org.uk/how-to/ then fetch https://moneyguide.org.uk/how-to/{slug}.md. Keep official GOV.UK / HMRC / MoneyHelper links intact.",
      "tags": ["how-to", "procedures", "uk-money"],
      "examples": [
        "How do I report a medical condition to DVLA?",
        "How do I switch mobile network with a PAC code?"
      ],
      "inputModes": ["text/plain"],
      "outputModes": ["text/markdown"]
    },
    {
      "id": "eligibility",
      "name": "UK eligibility explainers",
      "description": "Explain typical eligibility for a named UK benefit or scheme. Browse https://moneyguide.org.uk/eligible-for/ then fetch https://moneyguide.org.uk/eligible-for/{slug}.md. These are information pages, not a determination of entitlement.",
      "tags": ["eligibility", "benefits", "uk"],
      "examples": [
        "Am I eligible for Housing Benefit or LHA?",
        "Who can claim a Funeral Expenses Payment?"
      ],
      "inputModes": ["text/plain"],
      "outputModes": ["text/markdown"]
    },
    {
      "id": "guides-and-subguides",
      "name": "UK money guides",
      "description": "Return a pillar or sub-guide. Pillars expose /{pillar}/guide.md. Sub-guides expose /{pillar}/{slug}.md. Indexes: https://moneyguide.org.uk/guides/ and https://moneyguide.org.uk/guide-mirrors.json.",
      "tags": ["guides", "uk-money", "reference"],
      "examples": [
        "Explain Help to Save",
        "What changed for UK tax in April 2026?"
      ],
      "inputModes": ["text/plain"],
      "outputModes": ["text/markdown"]
    },
    {
      "id": "calculators-discovery",
      "name": "Calculator discovery",
      "description": "Point to the matching on-site calculator at https://moneyguide.org.uk/tools/{slug}/. This skill does not compute live quotes, submit applications, or return broker rates.",
      "tags": ["calculators", "tools", "discovery"],
      "examples": [
        "Where is the stamp duty calculator?",
        "Is there a redundancy pay calculator?"
      ],
      "inputModes": ["text/plain"],
      "outputModes": ["text/markdown"]
    },
    {
      "id": "rates-dataset",
      "name": "UK rates dataset",
      "description": "Return dated UK rates, thresholds and allowances from https://moneyguide.org.uk/data/datapackage.json and https://moneyguide.org.uk/data/uk-key-rates.csv (CC BY 4.0). Cite the operator URL on the row (HMRC, Bank of England, Ofgem, FSCS) and the verified date. Money Guide is a dated mirror, not the origin of UK tax law.",
      "tags": ["rates", "dataset", "open-data"],
      "examples": [
        "What is Bank Rate as of the verified date?",
        "What is the personal allowance for 2026/27?"
      ],
      "inputModes": ["text/plain"],
      "outputModes": ["application/json", "text/csv"]
    },
    {
      "id": "bulk-retrieval",
      "name": "Bulk corpus retrieval for RAG",
      "description": "Retrieve the Money Guide corpus as pre-chunked passages of roughly 800 cl100k_base tokens. Start at https://moneyguide.org.uk/geo-chunks/manifest.json, stream https://moneyguide.org.uk/geo-chunks/chunks.jsonl, take https://moneyguide.org.uk/aeo-chunks.json, or fetch the inlined corpus at https://moneyguide.org.uk/llms-full.txt. Keep sourceUrl on every passage so answers stay attributable. Citation template is on the GEO manifest.",
      "tags": ["rag", "bulk", "embeddings", "corpus"],
      "examples": [
        "Ingest the Money Guide GEO chunks for retrieval",
        "Where is the SHA-256 of aeo-chunks.json?"
      ],
      "inputModes": ["text/plain"],
      "outputModes": ["application/json", "text/plain"]
    },
    {
      "id": "editorial-method",
      "name": "Editorial method and identity",
      "description": "Return how Money Guide researches, dates and corrects content. Read https://moneyguide.org.uk/method/, https://moneyguide.org.uk/corrections/, https://moneyguide.org.uk/editorial-policy/ and https://moneyguide.org.uk/llms.txt. Publisher: Elite Digital AI Solutions Ltd, Companies House 17250017. Content is information only — not regulated financial advice.",
      "tags": ["editorial", "governance", "corrections"],
      "examples": [
        "Who publishes Money Guide?",
        "Where is the corrections log?"
      ],
      "inputModes": ["text/plain"],
      "outputModes": ["text/markdown"]
    }
  ]
}